| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL MIDWEST LTD PBA | 5314 SOUTH YALE SUITE 900 TULSA, OK 74135 | COMMUNITYCARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | — | $28K | $28K | 3.26% |
| PLAN BENEFIT ANALYSTS OF TULSA INC Filed as: PLAN BENEFIT ANALYSTS OF TULSA, INC | SOUTHERN WOODS PARK 4775 EAST 91ST STREET SUITE 200 TULSA, OK 74137 | COMMUNITYCARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | — | $10K | $10K | 1.15% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC. | 4775 EAST 91ST STREET SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 7.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS. | PO BOX 2158 RIVERSIDE, CA 92501 | UNION SECURITY INSURANCE COMPANY | — | $4K | $4K | 6.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 SOUTH YALE, SUITE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $4K | $162 | $4K | 6.08% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL PLAN BENEFIT ANAL | 4775 EAST 91ST STREET SUITE 200 TULSA, OK 74137 | DELTA DENTAL OF OKLAHOMA | $4K | — | $4K | 6.00% |
| HUB INTERNATIONAL MIDWEST LIMITED | 5314 SOUTH YALE AVENUE SUITE 900 TULSA, OK 74135 | VISION SERVICE PLAN | $572 | — | $572 | 5.65% |
| PLAN BENEFIT ANALYSTS OF TULSA INC Filed as: PLAN BENEFIT ANALYSTS OF TULSA INC. | 4775 EAST 91ST STREET SUITE 200 TULSA, OK 74137 | VISION SERVICE PLAN | $182 | — | $182 | 1.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE MANAGED HEALTHCARE PLANS OF OKLAHOMA | 177 | $854K |
| Dental | DELTA DENTAL OF OKLAHOMA | 94 | $60K |
| Vision | VISION SERVICE PLAN | 90 | $10K |
| Life insurance | UNION SECURITY INSURANCE COMPANY | 117 | $71K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 117 | $71K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 117 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.