| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | 5314 S. YALE SUITE 900 TULSA, OK 74135 | COMMUNITY CARE HMO | — | $33K | $33K | 3.53% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL MID-AMERICA | 6100 S. YALE AVE. SUITE 1900 TULSA, OK 74136 | COMMUNITY CARE HMO | — | $7K | $7K | 0.72% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC | 4775 E. 91ST ST. STE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $9K | — | $9K | 9.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S. YALE AVE STE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 6.07% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL PLAN BENEFIT | 6100 S. YALE AVE. STE 1900 TULSA, OK 74136 | DELTA DENTAL OF OKLAHOMA | $3K | $5K | $8K | 14.39% |
| BENEFIT RESOURCES, INC. Filed as: BENEFIT RESOURCES INC | 4775 E. 91ST ST. STE 100 TULSA, OK 74137 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED | 6100 S. YALE AVE. STE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | — | $757 | $757 | 7.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE HMO | 174 | $933K |
| Dental | DELTA DENTAL OF OKLAHOMA | 100 | $57K |
| Vision | VISION SERVICE PLAN | 92 | $10K |
| Life insurance | UNION SECURITY INSURANCE COMPANY | 112 | $94K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 112 | $94K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 112 | $94K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.