| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 750934600 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $40K | — | $40K | 0.80% |
| STEALTH PARTNER GROUP LLC | 9375 E SHEA BLVD STE 205 SCOTTSDALE, AZ 85260 | SUN LIFE ASSURANCE COMPANY OF CANADA | $44K | $16K | $60K | 7.41% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | DELTA DENTAL | $8K | — | $8K | 1.14% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | UNITEDHEALTHCARE INSURANCE COMPANY | $22K | — | $22K | 3.45% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | SUN LIFE ASSURANCE COMPANY OF CANADA | $63K | — | $63K | 11.66% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | TEXAS LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | VISION SERVICE PLAN | $2K | — | $2K | 2.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 659 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 1,196 | $5.0M |
| Dental | DELTA DENTAL | 653 | $704K |
| Vision | VISION SERVICE PLAN | 659 | $88K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 459 | $642K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 459 | $544K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 323 | $627K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 655 | $803K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.