| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 750934600 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $44K | — | $44K | 0.95% |
| STEALTH PARTNER GROUP LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $36K | $6K | $42K | 5.28% |
| STEALTH PARTNER GROUP LLC | 9375 E SHEA BLVD STE 205 SCOTTSDALE, AZ 85260 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $30K | $30K | 3.80% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | SYMETRA LIFE INSURANCE COMPANY | $67K | — | $67K | 9.17% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | DELTA DENTAL | $9K | — | $9K | 1.27% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 3.36% |
| RYAN BENEFITS INC Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | TEXAS LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN BENEFITS INC. | 1100 MIRA VISTA BLVD STE 350 PLANO, TX 75093 | VISION SERVICE PLAN | $3K | — | $3K | 2.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 734 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 734 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 1,502 | $4.7M |
| Dental | DELTA DENTAL | 734 | $686K |
| Vision | VISION SERVICE PLAN | 743 | $102K |
| Life insurance(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 887 | $845K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 887 | $730K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 307 | $625K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 777 | $795K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.