| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP, INC. | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $50K | $33K | $83K | 5.81% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GRP INC | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | AFLAC | $4K | — | $4K | 4.87% |
| JEFF M DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $3K | $9 | $3K | 3.44% |
| DAWN DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $2K | $79 | $2K | 2.20% |
| SHELBY KENNEDY3 | 522 SAINT PATRICK STREET LAFAYETTE, LA 70506 | AFLAC | $1K | $21 | $1K | 1.48% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $1K | $21 | $1K | 1.23% |
| ROGER A PISANI3 | 118 HARVEY CAY LANE YOUNGSVILLE, LA 70592 | AFLAC | $512 | — | $512 | 0.57% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $279 | — | $279 | 0.31% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $199 | — | $199 | 0.22% |
| TROY L FALGOUT3 | 503 ESTATE DRIVE NEW IBERIA, LA 70563 | AFLAC | $157 | — | $157 | 0.17% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HIGHWAY CHURCH POINT, LA 70525 | AFLAC | $145 | — | $145 | 0.16% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $143 | — | $143 | 0.16% |
| CHAD A BROUSSARD3 | 2607 PHYLLIS DRIVE NEW IBERIA, LA 70560 | AFLAC | $117 | — | $117 | 0.13% |
| MICHAEL E BENSON3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $100 | — | $100 | 0.11% |
| PAULS AGENCY LLC3 | PO BOX 1680 MORGAN CITY, LA 70381 | AFLAC | $91 | — | $91 | 0.10% |
| FRANCINE L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSAED, LA 70518 | AFLAC | $74 | — | $74 | 0.08% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $52 | — | $52 | 0.06% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | PO BOX 250 GULFPORT, MS 39502 | AFLAC | $44 | — | $44 | 0.05% |
| JESSE E CROUCH3 | 206 OAK BROOK BOULEVARD LAFAYETTE, LA 70508 | AFLAC | $42 | — | $42 | 0.05% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $32 | — | $32 | 0.04% |
| BRAD CHARLES PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $29 | — | $29 | 0.03% |
| RICKY C PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $22 | — | $22 | 0.02% |
| AARON L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $21 | — | $21 | 0.02% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DRIVE CROWLEY, LA 70526 | AFLAC | $17 | — | $17 | 0.02% |
| ENIDE B PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $12 | — | $12 | 0.01% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD 116 BATON ROUGE, LA 70810 | AFLAC | $11 | — | $11 | 0.01% |
| WALLY D BROUSSARD3 | 106 OIL CENTER DRIVE SUITE 102 LAFAYETTE, LA 70503 | AFLAC | $10 | — | $10 | 0.01% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 128 | $1.4M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 305 | $128K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 305 | $128K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 159 | $48K |
| Short-term disability | AFLAC | 86 | $91K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 304 | $43K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 128 | $1.4M |
| Other(3 contracts, 2 carriers) | AFLAC | 159 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 305 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.