| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | AFLAC | $4K | — | $4K | 5.68% |
| JEFF M DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $4K | $304 | $4K | 5.34% |
| ROGER A PISANI3 | P.O. BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $844 | — | $844 | 1.08% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $543 | $61 | $604 | 0.77% |
| BLAZE J FREMIN3 | P.O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $513 | $61 | $574 | 0.74% |
| TROY L FALGOUT3 | 503 ESTATE DRIVE NEW IBERIA, LA 70563 | AFLAC | $462 | $61 | $523 | 0.67% |
| KEITH WILLIAM BELLE3 | 113 FLAGG PLACE BOULEVARD 6 STEC LAFAYETTE, LA 70508 | AFLAC | $495 | — | $495 | 0.63% |
| MICHAEL E BENSON3 | 1091 HEBERT LANE SAINT MARTINVILLE, LA 70582 | AFLAC | $339 | — | $339 | 0.43% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHRUCH POINT, LA 70525 | AFLAC | $245 | — | $245 | 0.31% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $220 | — | $220 | 0.28% |
| CHAD A BROUSSARD3 | 2607 PHYLLIS DRIVE NEW IBERIA, LA 70560 | AFLAC | $162 | — | $162 | 0.21% |
| PAULS AGENCY LLC3 | P.O. BOX 1680 MORGAN CITY, LA 70381 | AFLAC | $142 | — | $142 | 0.18% |
| DAWN DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $79 | — | $79 | 0.10% |
| WALLY D BROUSSARD3 | 106 OIL CENTER DRIVE SUITE 102 LAFAYETTE, LA 70503 | AFLAC | $74 | — | $74 | 0.09% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $58 | — | $58 | 0.07% |
| TROY JAMES LEBLANC3 | 201 ORESCOTT BOULEVARD APT 1136 YOUNGSVILLE, LA 70592 | AFLAC | $30 | — | $30 | 0.04% |
| BRAD CHARLES PISANI3 | P.O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $29 | — | $29 | 0.04% |
| RICKY C PISANI3 | P.O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $25 | — | $25 | 0.03% |
| JASON A MAYNARD3 | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70508 | AFLAC | $23 | — | $23 | 0.03% |
| JAMES L PISANI JR3 | P.O. BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $18 | — | $18 | 0.02% |
| CRUSER MARKETING INC3 Filed as: CRUSER MARKETING INC. | 7516 BLUEBONNET BOULEVEARD 116 BATON ROUGE, LA 70810 | AFLAC | $17 | — | $17 | 0.02% |
| DIERRELL J HAMM3 | 809 ALONDA DRIVE LAFAYETTE, LA 70503 | AFLAC | $15 | — | $15 | 0.02% |
| NATIONAL UNDERWRITERS AGENCY INC3 Filed as: NATIONAL UNDERWRITERS AGENCY INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $15 | — | $15 | 0.02% |
| JUSTIN C LAMB3 | 3612 DAYDREAM PLACE SAINT CLOUD, FL 34772 | AFLAC | $14 | — | $14 | 0.02% |
| FRANCINE L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $13 | — | $13 | 0.02% |
| JESSE E CROUCH3 | 206 OAK BROOK BOULEVARD LAFAYETTE, LA 70508 | AFLAC | $13 | — | $13 | 0.02% |
| ENIDE B PISANI3 | O.B. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $13 | — | $13 | 0.02% |
| FRANCINE L PARVINO3 | 108 DERBY LANE LAFAYETTE, LA 70508 | AFLAC | $7 | — | $7 | 0.01% |
| BLAZE J FREMIN3 | P.O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $7 | — | $7 | 0.01% |
| AARON L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $6 | — | $6 | 0.01% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 139 | $120K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 139 | $120K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 125 | $12K |
| Short-term disability | AFLAC | 84 | $78K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 125 | $31K |
| Other(3 contracts, 2 carriers) | AFLAC | 125 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.