| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | TRUSTMARK LIFE INSURANCE COMPANY | $54K | — | $54K | 5.95% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GRP INC | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | AFLAC | $6K | — | $6K | 6.43% |
| JEFF M DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $5K | $670 | $6K | 5.97% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $1K | $134 | $1K | 1.21% |
| JESSE E CROUCH3 | 206 OAK BROOK BOULEVARD LAFAYETTE, LA 70508 | AFLAC | $1K | $134 | $1K | 1.16% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $791 | — | $791 | 0.79% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $440 | — | $440 | 0.44% |
| TROY L FALGOUT3 | 503 ESTATE DRIVE NEW IBERIA, LA 70563 | AFLAC | $340 | — | $340 | 0.34% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $339 | — | $339 | 0.34% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HIGHWAY CHURCH POINT, LA 70525 | AFLAC | $213 | — | $213 | 0.21% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $210 | — | $210 | 0.21% |
| MICHAEL E BENSON3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $187 | — | $187 | 0.19% |
| CHAD A BROUSSARD3 | 2607 PHYLLIS DRIVE NEW IBERIA, LA 70560 | AFLAC | $140 | — | $140 | 0.14% |
| PAULS AGENCY LLC3 | PO BOX 1680 MORGAN CITY, LA 70381 | AFLAC | $136 | — | $136 | 0.14% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $109 | — | $109 | 0.11% |
| WALLY D BROUSSARD3 | 106 OIL CENTER DRIVE SUITE 102 LAFAYETTE, LA 70503 | AFLAC | $82 | — | $82 | 0.08% |
| FRANCINE L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSAED, LA 70518 | AFLAC | $80 | — | $80 | 0.08% |
| DAWN DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $79 | — | $79 | 0.08% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $56 | — | $56 | 0.06% |
| RICKY C PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $30 | — | $30 | 0.03% |
| BRAD CHARLES PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $29 | — | $29 | 0.03% |
| JASON A MAYNARD3 | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70508 | AFLAC | $23 | — | $23 | 0.02% |
| AARON L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $23 | — | $23 | 0.02% |
| CRUSER MARKETING INC3 Filed as: CRUSER MARKETING INC. | 7516 BLUEBONNET BOULEVEARD SUITE 116 BATON ROUGE, LA 70810 | AFLAC | $19 | — | $19 | 0.02% |
| JAMES L PISANI JR3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $18 | — | $18 | 0.02% |
| DIERRELL J HAMM3 | 809 ALONDA DRIVE LAFAYETTE, LA 70503 | AFLAC | $15 | — | $15 | 0.01% |
| NATIONAL UNDERWRITERS AGENCY INC3 Filed as: NATIONAL UNDERWRITERS AGENCY INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $15 | — | $15 | 0.01% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DRIVE SAINT CLOUD, FL 34771 | AFLAC | $14 | — | $14 | 0.01% |
| ENIDE B PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $13 | — | $13 | 0.01% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $7 | — | $7 | 0.01% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DRIVE CROWLEY, LA 70526 | AFLAC | $4 | — | $4 | 0.00% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $4 | — | $4 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 143 | $124K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 143 | $124K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 143 | $13K |
| Short-term disability | AFLAC | 86 | $100K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 143 | $34K |
| Stop-loss / reinsurancereinsurance | TRUSTMARK LIFE INSURANCE COMPANY | 115 | $905K |
| Other(2 contracts, 2 carriers) | AFLAC | 143 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.