| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP, INC. | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $49K | — | $49K | 3.46% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INS. | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | — | $14K | 10.00% |
| JEFF M DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $7K | $691 | $7K | 6.54% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GRP INC | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | AFLAC | $3K | — | $3K | 2.71% |
| SHELBY KENNEDY3 | 522 SAINT PATRICK STREET LAFAYETTE, LA 70506 | AFLAC | $1K | $140 | $1K | 1.35% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $1K | $140 | $1K | 1.15% |
| ROGER A PISANI3 | 118 HARVEY CAY LANE YOUNGSVILLE, LA 70592 | AFLAC | $546 | — | $546 | 0.49% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $374 | — | $374 | 0.34% |
| JESSE E CROUCH3 | 206 OAK BROOK BOULEVARD LAFAYETTE, LA 70508 | AFLAC | $324 | — | $324 | 0.29% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $256 | — | $256 | 0.23% |
| TROY L FALGOUT3 | 503 ESTATE DRIVE NEW IBERIA, LA 70563 | AFLAC | $229 | — | $229 | 0.21% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $198 | — | $198 | 0.18% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HIGHWAY CHURCH POINT, LA 70525 | AFLAC | $196 | — | $196 | 0.18% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $155 | — | $155 | 0.14% |
| CHAD A BROUSSARD3 | 2607 PHYLLIS DRIVE NEW IBERIA, LA 70560 | AFLAC | $141 | — | $141 | 0.13% |
| MICHAEL E BENSON3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $128 | — | $128 | 0.12% |
| PAULS AGENCY LLC3 | PO BOX 1680 MORGAN CITY, LA 70381 | AFLAC | $125 | — | $125 | 0.11% |
| FRANCINE L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSAED, LA 70518 | AFLAC | $87 | — | $87 | 0.08% |
| DAWN DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $85 | — | $85 | 0.08% |
| WALLY D BROUSSARD3 | 106 OIL CENTER DRIVE SUITE 102 LAFAYETTE, LA 70503 | AFLAC | $75 | — | $75 | 0.07% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $72 | — | $72 | 0.06% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $44 | — | $44 | 0.04% |
| BRAD CHARLES PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $29 | — | $29 | 0.03% |
| AARON L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $25 | — | $25 | 0.02% |
| RICKY C PISANI3 | PO BOX 13757 NEW IBERIAN, LA 70562 | AFLAC | $23 | — | $23 | 0.02% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DRIVE CROWLEY, LA 70526 | AFLAC | $20 | — | $20 | 0.02% |
| DIERRELL J HAMM3 | 809 ALONDA DRIVE LAFAYETTE, LA 70503 | AFLAC | $16 | — | $16 | 0.01% |
| NATIONAL UNDERWRITERS AGENCY INC3 | 1639 BRADLEY PARK DRIVE SUITE 500 COLUMBUS, GA 31904 | AFLAC | $16 | — | $16 | 0.01% |
| ENIDE B PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $13 | — | $13 | 0.01% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD 116 BATON ROUGE, LA 70810 | AFLAC | $12 | — | $12 | 0.01% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $957 | $8K | 17.19% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $371 | $4K | 16.44% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $301 | $2K | 17.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 134 | $1.4M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 158 | $136K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 158 | $136K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 146 | $39K |
| Short-term disability | AFLAC | 96 | $111K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 215 | $44K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 134 | $1.4M |
| Other(3 contracts, 2 carriers) | AFLAC | 146 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.