| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INS. | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | — | $14K | 10.00% |
| JEFF M DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $11K | $334 | $11K | 10.19% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GRP INC | 106 OIL CENTER DRIVE SUITE 250 LAFAYETTE, LA 70503 | AFLAC | $4K | — | $4K | 3.81% |
| SHELBY KENNEDY3 | 522 SAINT PATRICK STREET LAFAYETTE, LA 70506 | AFLAC | $2K | $67 | $2K | 1.89% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $2K | $67 | $2K | 1.71% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIAN, LA 70562 | AFLAC | $690 | — | $690 | 0.64% |
| JESSE E CROUCH3 Filed as: JESSE CROUCH | 206 OAK BROOK BOULEVARD LAFAYETTE, LA 70508 | AFLAC | $412 | — | $412 | 0.38% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $366 | — | $366 | 0.34% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $250 | — | $250 | 0.23% |
| TROY L FALGOUT3 | 503 ESTATE DRIVE NEW IBERIA, LA 70563 | AFLAC | $238 | — | $238 | 0.22% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $201 | — | $201 | 0.19% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HIGHWAY CHURCH POINT, LA 70525 | AFLAC | $184 | — | $184 | 0.17% |
| MICHAEL E BENSON3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $151 | — | $151 | 0.14% |
| PAULS AGENCY LLC3 | PO BOX 1680 MORGAN CITY, LA 70381 | AFLAC | $128 | — | $128 | 0.12% |
| CHAD A BROUSSARD3 | 2607 PHYLLIS DRIVE NEW IBERIA, LA 70560 | AFLAC | $120 | — | $120 | 0.11% |
| FRANCINE L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSAED, LA 70518 | AFLAC | $80 | — | $80 | 0.07% |
| DAWN DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $79 | — | $79 | 0.07% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $71 | — | $71 | 0.07% |
| WALLY D BROUSSARD3 | 106 OIL CENTER DRIVE SUITE 102 LAFAYETTE, LA 70503 | AFLAC | $69 | — | $69 | 0.06% |
| SHELBY KENNEDY3 Filed as: SHELBY KERR | 522 SAINT PATRICK STREET LAFAYETTE, LA 70506 | AFLAC | $49 | — | $49 | 0.05% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $43 | — | $43 | 0.04% |
| BRAD CHARLES PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $29 | — | $29 | 0.03% |
| AARON L PARVINO3 | 102 MISSION HILLS DRIVE BROUSSARD, LA 70518 | AFLAC | $23 | — | $23 | 0.02% |
| RICKY C PISANI3 | PO BOX 13757 NEW IBERIAN, LA 70562 | AFLAC | $22 | — | $22 | 0.02% |
| JIMMIE DARRELL ROMERO3 | 174 ATWOOD DRIVE CROWLEY, LA 70526 | AFLAC | $18 | — | $18 | 0.02% |
| DIERRELL J HAMM3 | 809 ALONDA DRIVE LAFAYETTE, LA 70503 | AFLAC | $15 | — | $15 | 0.01% |
| NATIONAL UNDERWRITERS AGENCY INC3 | 1639 BRADLEY PARK DRIVE SUITE 500 COLUMBUS, GA 31904 | AFLAC | $15 | — | $15 | 0.01% |
| ENIDE B PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $13 | — | $13 | 0.01% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD 116 BATON ROUGE, LA 70810 | AFLAC | $12 | — | $12 | 0.01% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| JASON A MAYNARD3 | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70508 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES L PISINI JR3 | 2118 WEST OLD SPANISH TRAIL APARTMENT R1 NEW IBERIA, LA 70560 | AFLAC | $1 | — | $1 | 0.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 Filed as: INSURANCE RESOURCE GROUP INC. | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $445 | — | $445 | 14.98% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $165 | — | $165 | 14.96% |
| INSURANCE RESOURCE GROUP INC3 | 106 OIL CENTER DRIVE 250 LAFAYETTE, LA 70503 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $141 | — | $141 | 15.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 330 | $145K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 330 | $145K |
| Life insurance(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 149 | $30K |
| Short-term disability | AFLAC | 93 | $108K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 152 | $47K |
| Prescription drug | TRUSTMARK LIFE INSURANCE COMPANY | 129 | $0 |
| Stop-loss / reinsurancereinsurance | TRUSTMARK LIFE INSURANCE COMPANY | 129 | $0 |
| Other(5 contracts, 2 carriers) | AFLAC | 149 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.