| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA | 1800 CITY FARMDRIVE BLDG 5A BATON ROUGE, LA 70806 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $100K | $10K | $109K | 16.46% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 0.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $75K | — | $75K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DR FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $20K | $2K | $22K | 7.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OF LOUISIANA | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $11K | $589 | $11K | 3.69% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TX HWY. BG 2 ST 125 AUSTIN, TX 78746 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $392 | $392 | 0.13% |
| J MANNING AND ASSOCIATES3 Filed as: J. MANNING & ASSOCIATES | 1034 NORTH ASHLAND AVENUE CHICAGO, IL 60622 | COMBINED INSURANCE | $12K | — | $12K | 6.70% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | COMBINED INSURANCE | $7K | — | $7K | 4.02% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 110 FIELD DRIVE #310 LAKE FOREST, IL 60045 | COMBINED INSURANCE | $5K | — | $5K | 2.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | EYEMED VISION CARE | $13K | — | $13K | 8.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DR FARMINGTON, CT 06032 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | 4.46% |
| THE BENEFITS SOLUTION GROUP3 Filed as: THE BENEFITS SOLUTION GROUP IN | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | 4.46% |
| AHA FINANCIAL SOLUTIONS, INC.3 Filed as: AHA FINANCIAL SOLUTIONS INC. | 155 N WACKER DR STE 400 CHICAGO, IL 60606 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $89 | — | $89 | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED VISION CARE | 2,898 | $161K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,158 | $697K |
| Short-term disability | COMBINED INSURANCE | 248 | $179K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,187 | $502K |
| Other(4 contracts, 4 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,158 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,898 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.