| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $117K | — | $117K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DR FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $28K | $3K | $30K | 7.11% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 1800 CITY FARM DR BLDG 5A BATON ROUGE, LA 70806 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $15K | $814 | $16K | 3.69% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TX HWY. BG 2 ST 125 AUSTIN, TX 78746 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $542 | $542 | 0.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $57K | — | $57K | 15.00% |
| J MANNING AND ASSOCIATES3 Filed as: J. MANNING & ASSOCIATES | 1034 NORTH ASHLAND AVENUE CHICAGO, IL 60622 | COMBINED INSURANCE | $57K | — | $57K | 31.64% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | COMBINED INSURANCE | $34K | — | $34K | 18.98% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 110 FIELD DRIVE #310 LAKE FOREST, IL 60045 | COMBINED INSURANCE | $23K | — | $23K | 12.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA INC | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | STARMOUNT LIFE INSURANCE COMPANY | $17K | — | $17K | 10.00% |
| THE FARMINGTON COMPANY3 Filed as: THE FARMINGTON CO. | P. O. BOX 527 FARMINGTON, CT 06034 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $5K | — | $5K | 10.55% |
| THE BENEFITS SOLUTION GROUP3 Filed as: THE BENEFITS SOLUTION GROUP IN | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $5K | — | $5K | 10.55% |
| AHA FINANCIAL SOLUTIONS, INC.3 Filed as: AHA FINANCIAL SOLUTIONS INC. | 155 N WACKER DR STE 400 CHICAGO, IL 60606 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $195 | — | $195 | 0.39% |
| FRANK D MCARTHUR II3 | 8702 JEFFERSON HIGHWAY, SUITE A BATON ROUGE, LA 70809 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $113 | — | $113 | 9.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,041 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 1,297 | $168K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,041 | $829K |
| Short-term disability | COMBINED INSURANCE | 234 | $181K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,041 | $382K |
| Other(5 contracts, 5 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,041 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,041 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.