| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA | 1800 CITY FARMDRIVE BLDG. 5A BATON ROUGE, LA 70806 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $115K | $11K | $126K | 16.39% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $7K | $7K | 0.93% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA | 1800 CITY FARMDRIVE BLDG. 5A BATON ROUGE, LA 70806 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $56K | $24K | $80K | 14.37% |
| J MANNING AND ASSOCIATES3 Filed as: J. MANNING & ASSOCIATES | 1034 NORTH ASHLAND AVENUE CHICAGO, IL 60622 | COMBINED INSURANCE COMPANY | $32K | — | $32K | 9.19% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | COMBINED INSURANCE COMPANY | $19K | — | $19K | 5.52% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 110 FIELD DRIVE #310 LAKE FOREST, IL 60045 | COMBINED INSURANCE COMPANY | $13K | — | $13K | 3.68% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DR. P.O. BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $28K | $4K | $31K | 9.79% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OF LOUISIANA | 1800 CITY FARMDRIVE BLDG. 5A BATON ROUGE, LA 70808 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $15K | $1K | $16K | 4.98% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TX HWY. BG 2 ST 125 AUSTIN, TX 78746 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $677 | $677 | 0.21% |
| ALTERITY GROUP3 Filed as: ALTERITY GROUP, LLC | PO BOX 9101 PLAINVIEW, NY 11803 | HCC LIFE INSURANCE COMANY | $13K | — | $13K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OF LOUISIANA | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | EYEMED VISION CARE | $17K | — | $17K | 9.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 199 WATER ST. 12TH FL NEW YORK, NY 10038 | RELIASTAR LIFE INSURANCE COMPANY | $17K | — | $17K | 15.97% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 8702 JEFFERSON HWY STE A BATON ROUGE, LA 708092233 | RELIASTAR LIFE INSURANCE COMPANY | $10K | — | $10K | 9.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 39840 NETWORK PL CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $2K | — | $2K | 2.07% |
| THE BENEFITS SOULTION GROUP IN,3 | 8702 JEFFERSON HWY NO A BATON ROUGE, LA 70809 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $683 | — | $683 | 3.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC NJ | 30 WATERSIDE DR. FARMINGTON, CT 06032 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $683 | — | $683 | 3.39% |
| AHA FINANCIAL SOLUTIONS, INC.3 | 155 N WACKER DR STE 400 CHICAGO, IL 60606 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $50 | — | $50 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,382 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,386 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMANY | 1,784 | $256K |
| Vision | EYEMED VISION CARE | 3,261 | $192K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,359 | $789K |
| Short-term disability | COMBINED INSURANCE COMPANY | 410 | $347K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,837 | $555K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMANY | 1,784 | $256K |
| Other(4 contracts, 4 carriers) | COMBINED INSURANCE COMPANY | 570 | $793K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.