| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA | 1800 CITY FARMDRIVE BLDG. 5A BATON ROUGE, LA 70806 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $107K | $10K | $117K | 16.41% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $8K | $8K | 1.15% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 1800 CITY FARMDRIVE BLDG. 5A BATON ROUGE, LA 70806 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $82K | — | $82K | 13.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DR. FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $33K | $5K | $37K | 11.14% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OF LOUISIANA | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18K | $1K | $19K | 5.65% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TX HWY. BG 2 ST 125 AUSTIN, TX 78746 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $856 | $856 | 0.26% |
| J MANNING AND ASSOCIATES3 Filed as: J. MANNING & ASSOCIATES | 1034 NORTH ASHLAND AVENUE CHICAGO, IL 60622 | COMBINED INSURANCE | $69K | — | $69K | 22.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | COMBINED INSURANCE | $41K | — | $41K | 13.61% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 110 FIELD DRIVE #310 LAKE FOREST, IL 60045 | COMBINED INSURANCE | $27K | — | $27K | 9.07% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 9026 JEFFERSON HWY., SUITE 202 BATON ROUGE, LA 70809 | EYEMED VISION CARE | $17K | — | $17K | 9.31% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 199 WATER ST. 12TH FL NEW YORK, NY 10038 | RELIASTAR LIFE INSURANCE COMPANY | $25K | — | $25K | 27.53% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LA, INC. | 8702 JEFFERSON HWY STE A BATON ROUGE, LA 70809 | RELIASTAR LIFE INSURANCE COMPANY | $23K | — | $23K | 25.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PL CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $12K | — | $12K | 13.68% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $2K | — | $2K | 2.17% |
| THE BENEFITS SOLUTION GROUP3 Filed as: THE BENEFITS SOLUTION GROUP IN, | 8702 JEFFERSON HWY NO A BATON ROUGE, LA 70809 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $933 | — | $933 | 3.83% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DR. FARMINGTON, CT 06032 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $933 | — | $933 | 3.83% |
| AHA FINANCIAL SOLUTIONS, INC.3 | 155 N WACKER DR STE 400 CHICAGO, IL 60606 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $63 | — | $63 | 0.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,256 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EYEMED VISION CARE | 3,028 | $183K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,249 | $736K |
| Short-term disability | COMBINED INSURANCE | 414 | $302K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,256 | $618K |
| Other(4 contracts, 4 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 485 | $752K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,028 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.