| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UMR, INC.3 | 115 WEST WAUSAU AVENUE WAUSAU, WI 54401 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 0.55% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | — | DELTA DENTAL INSURANCE COMPANY | $29K | — | $29K | 14.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 7.00% |
| PAMELA T ARMSTRONG3 | 113 ANTIETAM DRIVE BOSSIER CITY, LA 71112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 3.93% |
| SYLVIA PITCHFORD-HURD3 | 957 SHERIDAN STREET SHREVEPORT, LA 71104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $855 | — | $855 | 0.76% |
| TRACI LEBLANC3 | 255 RAINBOW DRIVE #NO15586 LIVINGSTON, TX 77399 | CONTINENTAL AMERICAN INSURANCE COMPANY | $804 | — | $804 | 0.72% |
| MICHAEL SCHROEDER3 | 412 BONVUE STREET LAKE CHARLES, LA 70605 | CONTINENTAL AMERICAN INSURANCE COMPANY | $392 | — | $392 | 0.35% |
| DAVID E CIAMPOLI3 | 1204 BIG OAK DRIVE ALMA, AR 72921 | CONTINENTAL AMERICAN INSURANCE COMPANY | $270 | — | $270 | 0.24% |
| FRANCES BAKER3 | 113 BRUE AVENUE SHREVEPORT, LA 71104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | — | $151 | 0.14% |
| MARCUS A THOMAS3 | 5303 SOUTH MASON ROAD APARTMENT 2524 KATY, TX 77450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.05% |
| TRAVIS P LEBLANC3 Filed as: TRAVIS P LEBLANCE | 255 RAINBOW DRIVE #NO15586 LIVINGSTON, TX 77399 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| KEVIN SCHROEDER3 | 9740 HORTON ROAD KEITHVILLE, LA 71047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | — | $17K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | — | $16K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES, LLC | 1041 CHINABERRY DRIVE SUITE 300 BOSSIER CITY, LA 71111 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 19.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 351 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 353 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 353 | $207K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 546 | $49K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 490 | $203K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $82K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 459 | $102K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 393 | $397K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 490 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 546 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.