| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $82K | $34K | $115K | 4.18% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SER | — | DELTA DENTAL INSURANCE COMPANY | $25K | — | $25K | 14.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $837 | $10K | 10.94% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 8.99% |
| PAMELA T ARMSTRONG3 | 113 ANTIETAM DRIVE BOSSIER CITY, LA 71112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 4.25% |
| SYLVIA PITCHFORD-HURD3 | 957 SHERIDAN STREET SHREVEPORT, LA 71104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.54% |
| TRACI LEBLANC3 | 255 RAINBOW DR NO 15586 LIVINGSTON, TX 77399 | CONTINENTAL AMERICAN INSURANCE COMPANY | $630 | — | $630 | 0.75% |
| MICHAEL SCHROEDER3 | 412 BONVUE STREET LAKE CHARLES, LA 70605 | CONTINENTAL AMERICAN INSURANCE COMPANY | $485 | — | $485 | 0.58% |
| DAVID E CIAMPOLI3 | 1204 BIG OAK DRIVE ALMA, AR 72921 | CONTINENTAL AMERICAN INSURANCE COMPANY | $202 | — | $202 | 0.24% |
| TRAVIS P LEBLANC3 | 255 RAINBOW DRIVE NO 15586 LIVINGSTON, TX 77399 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.15% |
| MARCUS A THOMAS3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.12% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $703 | $8K | 10.94% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $559 | $13K | 20.91% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $495 | $11K | 20.97% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $8K | $947 | $9K | 22.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 330 | $2.8M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 288 | $177K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 268 | $39K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 403 | $151K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $51K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 375 | $75K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 330 | $2.8M |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 403 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.