| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES, LLC | 1041 CHINABERRY DRIVE SUITE 300 BOSSIER CITY, LA 71111 | UNITEDHEALTHCARE INSURANCE COMPANY | $210K | — | $210K | 6.98% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | — | DELTA DENTAL INSURANCE COMPANY | $19K | $8K | $27K | 14.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | — | $14K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 1041 CHINABERRY DRIVE #300 BOSSIER CITY, LA 71111 | AFLAC | $3K | — | $3K | 5.67% |
| PAMELA T ARMSTRONG3 | 113 ANTIETAM DRIVE BOSSIER CITY, LA 71112 | AFLAC | $1K | — | $1K | 2.05% |
| TRACI LEBLANC3 | 9740 FRONT BEACH ROAD APARTMENT 99240 PANAMA CITY BEACH, FL 32407 | AFLAC | $842 | — | $842 | 1.43% |
| SYLVIA PITCHFORD-HURD3 | 957 SHERIDAN STREET SHREVEPORT, LA 71104 | AFLAC | $680 | — | $680 | 1.15% |
| DAVID E CIAMPOLI3 | 1204 BIG OAK DRIVE ALMA, AR 72921 | AFLAC | $415 | — | $415 | 0.70% |
| PAMELA S KELLER3 | PO BOX 283 WASKOM, TX 75692 | AFLAC | $380 | — | $380 | 0.64% |
| MICHAEL SCHROEDER3 | 2002 EAST 70TH STREET SHREVEPORT, LA 71105 | AFLAC | $339 | $3 | $342 | 0.58% |
| TRAVIS P LEBLANC3 | 1413 ODONNEL ROAD NEW IBERIA, LA 70560 | AFLAC | $329 | — | $329 | 0.56% |
| KEVIN SCHROEDER3 Filed as: KEVIN TROY SCHROEDER | 9740 HORTON ROAD KEITHVILLE, LA 71047 | AFLAC | $263 | $3 | $266 | 0.45% |
| GARLAND KYLE3 | 2121 FAIRFIELD AVENUE SUITE 160 SHREVEPORT, LA 71104 | AFLAC | $217 | — | $217 | 0.37% |
| KENNETH A WIMER3 | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | AFLAC | $107 | — | $107 | 0.18% |
| STACY S RITCHIE3 Filed as: STACY RITCHIE | 5699 POINT ROAD DOYLINE, LA 71023 | AFLAC | $101 | — | $101 | 0.17% |
| MICHAEL G KEMP3 | 820 JORDAN STREET SUITE 580 SHREVEPORT, LA 71101 | AFLAC | $63 | — | $63 | 0.11% |
| FRANCES BAKER3 | 113 BRUCE AVENUE SHREVEPORT, LA 71105 | AFLAC | $54 | — | $54 | 0.09% |
| MARCUS A THOMAS3 | 5303 SOUTH MASON ROAD APARTMENT 2524 KATY, TX 77450 | AFLAC | $50 | — | $50 | 0.08% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $43 | — | $43 | 0.07% |
| PAULA J KEMP3 | 820 JORDAN STREET SUITE 580 SHREVEPORT, LA 71101 | AFLAC | $43 | — | $43 | 0.07% |
| DANIEL B ELLIS3 | PO BOX 38146 SHREVEPORT, LA 71133 | AFLAC | $31 | — | $31 | 0.05% |
| CHARLES LENFORD HERRON JR3 | 406 WEAVERS WAY BOSSIER CITY, LA 71111 | AFLAC | $23 | — | $23 | 0.04% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT ROAD SUITE 114 SHREVEPORT, LA 71106 | AFLAC | $20 | — | $20 | 0.03% |
| MARJORIE F EVANS3 | 12942 HIGHWAY 171 MANSFIELD, LA 71052 | AFLAC | $17 | — | $17 | 0.03% |
| BETTE ANN POWELL3 | 5002 DIXIE GARDEN DRIVE SHREVEPORT, LA 71105 | AFLAC | $15 | — | $15 | 0.03% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $13 | — | $13 | 0.02% |
| SKYE A VERGENAL3 | 516 CEDAR LAKE DRIVE YOUNGSVILLE, LA 70592 | AFLAC | $9 | — | $9 | 0.02% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $8 | — | $8 | 0.01% |
| CRUISER MARKETING INC3 | 7519 BLUEBONNET BOULEVARD 116 BATON ROUGE, LA 70810 | AFLAC | $8 | — | $8 | 0.01% |
| JAMES GREG HOGUE3 | PO BOX 2301 MONROE, LA 71207 | AFLAC | $7 | — | $7 | 0.01% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DRIVE LAS VEGAS, NV 89134 | AFLAC | $6 | — | $6 | 0.01% |
| ELIZABETH SCHROEDER3 | 2303 ASHLAND AVENUE BOSSIER CITY, LA 71111 | AFLAC | $4 | — | $4 | 0.01% |
| KEITH W FLETCHER3 | 200 AUGUSTA CIRCLE BENTON, LA 71006 | AFLAC | $2 | — | $2 | 0.00% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 393 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 397 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 607 | $3.0M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 322 | $191K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 607 | $3.0M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 463 | $181K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 140 | $71K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 429 | $88K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 463 | $240K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 607 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.