| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $80K | $17K | $98K | 3.64% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SER | 550 BOARDWALK BOULEVARD BOSSIER CITY, LA 71111 | DELTA DENTAL INSURANCE COMPANY | $24K | — | $24K | 14.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 10.14% |
| PAMELA T ARMSTRONG3 | 113 ANTIETAM DRIVE BOSSIER CITY, LA 71112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 4.94% |
| TRACI LEBLANC3 | 255 RAINBOW DRIVE NO 15586 LIVINGSTON, TX 77399 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.55% |
| MARCUS A THOMAS3 | 5303 SOUTH MASON ROAD APARTMENT 2524 KATY, TX 77450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $472 | — | $472 | 0.63% |
| DAVID E CIAMPOLI3 | 1204 BIG OAK DRIVE ALMA, AR 72921 | CONTINENTAL AMERICAN INSURANCE COMPANY | $431 | — | $431 | 0.58% |
| TRAVIS P LEBLANC3 | 255 RAINBOW DRIVE #NO15586 LIVINGSTON, TX 77399 | CONTINENTAL AMERICAN INSURANCE COMPANY | $340 | — | $340 | 0.46% |
| MICHAEL SCHROEDER3 | 412 BONVUE STREET LAKE CHARLES, LA 70605 | CONTINENTAL AMERICAN INSURANCE COMPANY | $261 | — | $261 | 0.35% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | — | $11K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $7K | $617 | $8K | 21.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 323 | $2.7M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 271 | $172K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 240 | $36K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 392 | $140K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $49K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 362 | $72K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 323 | $2.7M |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 392 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 392 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.