| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $93K | $34K | $127K | 4.10% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SERVICES | — | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $93K | $34K | $127K | 4.10% |
| BENEFIT CONSULTING SERVICES LLC3 Filed as: BENEFIT CONSULTING SER | — | DELTA DENTAL INSURANCE COMPANY | $19K | $7K | $26K | 14.58% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | — | $13K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | — | $13K | 20.00% |
| BENEFIT CONSULTING SERVICES LLC3 | 390 PLAZA LOOP BOSSIER CITY, LA 71111 | AFLAC | $3K | — | $3K | 5.71% |
| PAMELA T ARMSTRONG3 | 113 ANTIETAM DRIVE BOSSIER CITY, LA 71112 | AFLAC | $801 | — | $801 | 1.52% |
| TRACI LEBLANC3 | 1413 ODONNEL ROAD NEW IBERIA, LA 70560 | AFLAC | $785 | — | $785 | 1.49% |
| SYLVIA PITCHFORD-HURD3 | 957 SHERIDAN STREET SHREVEPORT, LA 71104 | AFLAC | $353 | $137 | $490 | 0.93% |
| DAVID E CIAMPOLI3 | 1204 BIG OAK DRIVE ALMA, AR 72921 | AFLAC | $387 | — | $387 | 0.74% |
| PAMELA S KELLER3 | PO BOX 283 WASKOM, TX 75692 | AFLAC | $365 | — | $365 | 0.69% |
| TRAVIS P LEBLANC3 | 1413 ODONNEL ROAD NEW IBERIA, LA 70560 | AFLAC | $306 | — | $306 | 0.58% |
| MICHAEL SCHROEDER3 | 2303 ASHLAND AVENUE BOSSIER CITY, LA 71111 | AFLAC | $199 | $50 | $249 | 0.47% |
| GARLAND KYLE3 | 2121 FAIRFIELD AVENUE SUITE 160 SHREVEPORT, LA 71104 | AFLAC | $216 | — | $216 | 0.41% |
| FRANCES BAKER3 | 113 BRUCE AVENUE SHREVEPORT, LA 71105 | AFLAC | $90 | $60 | $150 | 0.29% |
| STACY S RITCHIE3 Filed as: STACY RITCHIE | 5699 POINT ROAD DOYLINE, LA 71023 | AFLAC | $119 | — | $119 | 0.23% |
| KENNETH A WIMER3 | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | AFLAC | $107 | — | $107 | 0.20% |
| MICHAEL G KEMP3 | 820 JORDAN STREET SUI9TE 580 SHREVEPORT, LA 71101 | AFLAC | $58 | — | $58 | 0.11% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $42 | — | $42 | 0.08% |
| PAULA J KEMP3 | 820 JORDAN STREET SUITE 580 SHREVEPORT, LA 71101 | AFLAC | $39 | — | $39 | 0.07% |
| MARCUS A THOMAS3 | 5303 SOUTH MASON ROAD APARTMENT 2524 KATY, TX 77450 | AFLAC | $37 | — | $37 | 0.07% |
| DANIEL B ELLIS3 | PO BOX 38146 SHREVEPORT, LA 71133 | AFLAC | $28 | — | $28 | 0.05% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT ROAD SUITE 114 SHREVEPORT, LA 71106 | AFLAC | $21 | — | $21 | 0.04% |
| CHARLES LENFORD HERRON JR3 | 406 WEAVERS WAY BOSSIER CITY, LA 71111 | AFLAC | $21 | — | $21 | 0.04% |
| MARJORIE F EVANS3 | 12942 HIGHWAY 171 MANSFIELD, LA 71052 | AFLAC | $15 | — | $15 | 0.03% |
| BETTE ANN POWELL3 | 5002 DIXIE GARDEN DRIVE SHREVEPORT, LA 71105 | AFLAC | $14 | — | $14 | 0.03% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $13 | — | $13 | 0.02% |
| MARCUS A THOMAS3 | 5303 SOUTH MASON ROAD APARTMENT 2524 KATY, TX 77450 | AFLAC | $9 | — | $9 | 0.02% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | AFLAC | $9 | — | $9 | 0.02% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNE BOULEVARD #116 BATON ROUGE, LA 70810 | AFLAC | $8 | — | $8 | 0.02% |
| JAMES GREG HOGUE3 | PO BOX 2301 MONROE, LA 71207 | AFLAC | $6 | — | $6 | 0.01% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DRIVE LAS VEGAS, NV 89134 | AFLAC | $5 | — | $5 | 0.01% |
| SKYE A VERGENAL3 | 516 CEDAR LAKE DRIVE YOUNGSVILLE, LA 70592 | AFLAC | $5 | — | $5 | 0.01% |
| SKYE A VERGENAL3 | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $4 | — | $4 | 0.01% |
| KEVIN SCHROEDER3 Filed as: KEVIN TROY SCHROEDER | 9740 HORTON ROAD KEITHVILLE, LA 71047 | AFLAC | $3 | — | $3 | 0.01% |
| KEITH W FLETCHER3 | 200 AUGUSTA CIRCLE BENTON, LA 71006 | AFLAC | $2 | — | $2 | 0.00% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 342 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 336 | $3.1M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 307 | $179K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 336 | $3.1M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 417 | $162K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $64K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 385 | $80K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 336 | $3.1M |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 417 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 417 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.