| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DRIVE #200 BATON ROUGE, LA 70810 | SUN LIFE ASSURANCE COMPANY OF CANADA | $56K | — | $56K | 16.99% |
| GILSBAR, LLC3 Filed as: GILSBAR | 2100 COVINGTON CTR SUITE A COVINGTON, LA 70433 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $51K | $51K | 15.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | RELIANCE STANDARD | $11K | — | $11K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DRIVE #100 BATON ROUGE, LA 70810 | RELIANCE STANDARD | $6K | $2K | $8K | 19.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DRIVE #200 BATON ROUGE, LA 70810 | CIGNA HEALTHCARE | $6K | — | $6K | 16.99% |
| GILSBAR, LLC3 Filed as: GILSBAR | 2100 COVINGTON CTR SUITE A COVINGTON, LA 70433 | CIGNA HEALTHCARE | — | $5K | $5K | 15.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 235 HIGHLANDIA DRIVE #200 BATON ROUGE, LA 70810 | MEDCOM - DSM | $3K | — | $3K | 16.99% |
| GILSBAR, LLC3 Filed as: GILSBAR | 2100 COVINGTON CTR SUITE A COVINGTON, LA 70433 | MEDCOM - DSM | — | $2K | $2K | 15.48% |
| KING HALL & ASSOCIATES, INC.3 | P.O. BOX 55400 METAIRIE, LA 70055 | HARTFORD LIFE AND ACCIDENT | $603 | — | $603 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 182 | $343K |
| Dental | RELIANCE STANDARD | 352 | $114K |
| Vision | RELIANCE STANDARD | 352 | $114K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD | 218 | $46K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 182 | $328K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 352 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.