| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GILLIS ELLIS & BAKER, INC | 1615 POYDRAS STREET SUITE 600 NEW ORLEANS, LA 70113 | HUMANA HEALTH BENEFIT PLAN OF LO/RLSIANA, INC. | $53K | — | $53K | 4.20% |
| BENEFIT ADVISORY GROUP, LLC3 Filed as: BENEFIT ADVISORY GROUP LLC | 3621 RIDGELAKE DR., STE 306 METAIRIE, LA 70002 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 7.04% |
| KING HALL & ASSOCIATES, INC.3 Filed as: KING HALL & ASSOCIATES, INC | P.O. BOX 55400 METAIRIE, LA 70055 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 16.29% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 600 NEW ORLEANS, LA 70112 | KANAWHA INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| GILLIS ELLIS & BAKER, INC | 1615 POYDRAS STREET SUITE 600 NEW ORLEANS, LA 70112 | HUMANA DENTAL INSURANCE COMPANY | $2K | — | $2K | 9.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH BENEFIT PLAN OF LO/RLSIANA, INC. | 116 | $1.6M |
| Dental | UNION SECURITY INSURANCE COMPANY | 169 | $74K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 154 | $17K |
| Life insurance | KANAWHA INSURANCE COMPANY | 150 | $34K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 124 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.