| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $57K | — | $57K | 3.99% |
| BENEFIT ADVISORY GROUP, LLC3 Filed as: BENEFIT ADVISORY GROUP LLC | 3621 RIDGELAKE DR., STE 306 METAIRIE, LA 70002 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $8K | — | $8K | 10.51% |
| SOLDEVILA ASSOCIATES3 Filed as: SOLDEVILA, DALE | 2121 N CAUSEWAY BLVD, STE 258 METAIRIE, LA 70001 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $1K | — | $1K | 1.52% |
| JAMESA VERGENAL3 | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $3K | $268 | $3K | 4.95% |
| DAVID LAVIGNE3 Filed as: DAVID M LAVIGNE | 210 ELYSIAN FIELDS DR. LAFAYETTE, LA 70508 | AFLAC | $3K | $268 | $3K | 4.82% |
| ROGER A PISANI3 | P.O. BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $1K | $107 | $1K | 2.10% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD. ARNAUDVILLE, LA 70512 | AFLAC | $749 | $107 | $856 | 1.28% |
| USI INSURANCE SERVICES LLC3 | 832 E BOSTON ST., STE. 6 COVINGTON, LA 70433 | AFLAC | $828 | $0 | $828 | 1.24% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY. CHURCH POINT, LA 70525 | AFLAC | $754 | $0 | $754 | 1.13% |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $747 | $0 | $747 | 1.12% |
| BLAZE J FREMIN3 | P.O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $292 | $0 | $292 | 0.44% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR. LAFAYETTE, LA 70508 | AFLAC | $255 | $0 | $255 | 0.38% |
| AARON L PARVINO3 | 102 MISSION HILLS DR. BROUSSARD, LA 70518 | AFLAC | $229 | $0 | $229 | 0.34% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE, STE. 100 LAFAYETTE, LA 70508 | AFLAC | $122 | $0 | $122 | 0.18% |
| JASON A MAYNARD3 | 140 RUE BEAUREGARD, STE. C LAFAYETTE, LA 70508 | AFLAC | $70 | $0 | $70 | 0.10% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $55 | $0 | $55 | 0.08% |
| SALVADOR DIAZ-VERSON III3 | 252 KODIAK TRAIL FORTSON, GA 31808 | AFLAC | $50 | $0 | $50 | 0.07% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL. BOSSIER CITY, LA 71111 | AFLAC | $30 | $0 | $30 | 0.04% |
| L EDWARD LANTMAN3 | 2001 W WILLOW KNOLLS DR., STE. 206 PEORIA, IL 61614 | AFLAC | $22 | $0 | $22 | 0.03% |
| SAIC INC3 Filed as: SAIC INC. | 4245 MILGEN ROAD COLOMBUS, GA 31907 | AFLAC | $14 | $0 | $14 | 0.02% |
| SIEGAN J VERGENAL3 | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $13 | $0 | $13 | 0.02% |
| JOHN C POLLOCK3 | 600 UNIVERSITY OFFICE BLVD., STE. 1 PENSACOLA, FL 32504 | AFLAC | $12 | $0 | $12 | 0.02% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR. PACE, FL 32571 | AFLAC | $8 | $0 | $8 | 0.01% |
| TERRY J SILVERS3 | 100 GREENLEAF DR. FLAT ROCK, NC 28731 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOEL SANDERS3 Filed as: JOEL A. SANDERS | 2165 HALCYON BLVD. MONTGOMERY, AL 36117 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN TODD LEE3 | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN W AMOS3 | 10051 VETERANS PKWY #2B MIDLAND, GA 31820 | AFLAC | $1 | $0 | $1 | 0.00% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD. STE. 150 MONTGOMERY, AL 36117 | AFLAC | $1 | $0 | $1 | 0.00% |
| KING HALL & ASSOCIATES, INC.3 | P.O. BOX 55400 METAIRIE, LA 70055 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 16.53% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | KANAWHA INSURANCE COMPANY | $5K | — | $5K | 15.01% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA DENTAL INSURANCE COMPANY | $2K | — | $2K | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | 158 | $1.4M |
| Dental | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | 132 | $78K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 158 | $15K |
| Life insurance | KANAWHA INSURANCE COMPANY | 155 | $31K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 112 | $33K |
| Other | AFLAC | 70 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.