| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $54K | — | $54K | 3.36% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $10K | — | $10K | 0.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $8K | — | $8K | 7.55% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $2K | — | $2K | 1.46% |
| JAMES VERGENAL3 Filed as: JAMES A VERGENAL | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $2K | $32 | $2K | 2.52% |
| DAVID LAVIGNE3 Filed as: DAVID M LAVIGNE | 40255 PORTLOCK DR HOMER, AK 99603 | AFLAC | $2K | $32 | $2K | 2.48% |
| ROGER A PISANI3 | P.O. BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $930 | $0 | $930 | 1.35% |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DR. NEW IBERIA, LA 70563 | AFLAC | $732 | $0 | $732 | 1.06% |
| USI INSURANCE SERVICES LLC3 | 832 E BOSTON ST., STE. 6 COVINGTON, LA 70433 | AFLAC | $604 | $0 | $604 | 0.88% |
| SIEGAN J VERGENAL3 | 101 OVERBROOK DR BROUSSARD, LA 70518 | AFLAC | $430 | $13 | $443 | 0.64% |
| BLAZE J FREMIN3 | P.O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $258 | $0 | $258 | 0.37% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR. LAFAYETTE, LA 70508 | AFLAC | $257 | $0 | $257 | 0.37% |
| CARLOS D ESPINOSA3 | 17103 VERDE PARK LN CYPRESS, TX 77433 | AFLAC | $247 | $0 | $247 | 0.36% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY. CHURCH POINT, LA 70525 | AFLAC | $245 | $0 | $245 | 0.36% |
| SKYE A VERGENAL3 | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $202 | $13 | $215 | 0.31% |
| AARON L PARVINO3 | 102 MISSION HILLS DR. BROUSSARD, LA 70518 | AFLAC | $202 | $0 | $202 | 0.29% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE, STE. 100 LAFAYETTE, LA 70508 | AFLAC | $67 | — | $67 | 0.10% |
| SALVADOR DIAZ-VERSON III3 | 252 KODIAK TRAIL FORTSON, GA 31808 | AFLAC | $55 | $0 | $55 | 0.08% |
| JASON A MAYNARD3 | 131 E EDITH RD LAFAYETTE, LA 70508 | AFLAC | $53 | $0 | $53 | 0.08% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE SAINT MARTINVILLE, LA 70582 | AFLAC | $45 | $0 | $45 | 0.07% |
| L EDWARD LANTMAN3 | 2001 W WILLOW KNOLLS DR., STE. 206 PEORIA, IL 61614 | AFLAC | $24 | $0 | $24 | 0.03% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL. BOSSIER CITY, LA 71111 | AFLAC | $23 | $0 | $23 | 0.03% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.02% |
| KEITH RICHARD3 Filed as: KEITH RIHCARD | 814 IRA ST CARENCRO, LA 70520 | AFLAC | $15 | $0 | $15 | 0.02% |
| JOHN C POLLOCK3 | 600 UNIVERSITY OFFICE BLVD., STE 12 PENSACOLA, FL 32504 | AFLAC | $13 | $0 | $13 | 0.02% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR. PACE, FL 32571 | AFLAC | $8 | $0 | $8 | 0.01% |
| TERRY J SILVERS3 | 100 GREENLEAF DR. FLAT ROCK, NC 28731 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOEL SANDERS3 Filed as: JOEL A. SANDERS | 2165 HALCYON BLVD. MONTGOMERY, AL 36117 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN TODD LEE3 | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $1 | $0 | $1 | 0.00% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD. STE. 150 MONTGOMERY, AL 36117 | AFLAC | $1 | $0 | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA INSURANCE COMPANY | $7K | — | $7K | 12.52% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 2.39% |
| KING HALL & ASSOCIATES, INC.3 | P.O. BOX 55400 METAIRIE, LA 70055 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $1K | — | $1K | 8.41% |
| GILLIS ELLIS & BAKER, INC3 | 1615 POYDRAS STREET SUITE 700 NEW ORLEANS, LA 70112 | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | $274 | — | $274 | 1.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | 179 | $1.6M |
| Dental | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | 165 | $109K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LA, INC. | 185 | $17K |
| Life insurance | HUMANA INSURANCE COMPANY | 214 | $57K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 161 | $51K |
| Other | AFLAC | 62 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.