Welfare broker

GILSBAR, LLC

Mailing address (most recent filing)

2100 COVINGTON CENTRE

COVINGTON, LA 70433

Total comp: $725K
Commissions: $439K
Fees: $286K
Filings: 19
Sponsors: 19

Carrier mix

Where GILSBAR, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY33.3%
LIFE INSURANCE COMPANY OF NORTH AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	1	$796K	33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$123K	33.3%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$79K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
LA	2	$920K	0.2%	84.74x
NC	1	$79K	0.0%	15.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GILSBAR, LLC's plans by broker comp / premium ratio. Median 13.20% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of GILSBAR, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GILSBAR, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMPIRICAL SOLUTIONS LLC AMPIRICAL SOLUTIONS LLC	LA	$796K	$88K	STARMOUNT LIFE INSURANCE COMPANY
GULF COAST BANK GULF COAST BANK WELFARE BENEFIT PLAN	LA	$123K	$16K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
INVUE SECURITY PRODUCT INC. INVUE SECURITY PRODUCT, INC. WELFARE BENEFIT PLAN	NC	$79K	$13K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

STARMOUNT LIFE INSURANCE COMPANY

$796K

33.3%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$123K

33.3%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$79K

33.3%

State

Plans

Premium

State share

Index

$920K

0.2%

84.74x

$79K

0.0%

15.91x

Sponsor

Loc

Premium

Comp

Carrier

AMPIRICAL SOLUTIONS LLC

$796K

$88K

STARMOUNT LIFE INSURANCE COMPANY

GULF COAST BANK

GULF COAST BANK WELFARE BENEFIT PLAN

$123K

$16K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

INVUE SECURITY PRODUCT INC.

INVUE SECURITY PRODUCT, INC. WELFARE BENEFIT PLAN

$79K

$13K

LIFE INSURANCE COMPANY OF NORTH AMERICA