| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M3 INSURANCE SOLUTIONS INC3 Filed as: DIAMOND STATE INSUARNCE | — | QCA HEALTH PLAN | $23K | — | $23K | 2.50% |
| N/A3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $4K | — | $4K | 5.00% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $7K | — | $7K | 16.48% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $2K | $94 | $2K | 4.22% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $179 | — | $179 | 0.44% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $144 | — | $144 | 0.35% |
| DIAMOND STATE INSURANCE AGENCY3 | 104 W. SHEPHERD ST. NASHVILLE, AR 71852 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 23.54% |
| AHNE BENEFIT SOLUTIONS LLC3 | PO BOX 3496 GREENWOOD, AR 72936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $2K | $5K | 13.66% |
| ROBERT EDWARD KOCH3 | 6940 HIGHWAY 217 CHARLESTON, AR 72933 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 10.73% |
| ROBERT EDWARD KOCH3 | 6940 HIGHWAY 217 CHARLESTON, AR 72933 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 10.73% |
| DEBORA DAVIS3 | 252 GRANT 561 SHERIDAN, AR 72150 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $95 | $3K | 7.02% |
| JASON HEATH EDWARDS3 | 312 W 4TH ST NORTH LITTLE ROCK, AR 72114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $1K | $1K | 3.26% |
| AUTUMN LEIGH WEBB3 | 107430 S 4560 RD VIAN, OK 74962 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 2.65% |
| PATRICIA KAY TYREE3 | 818 MISSILE BASE RD JUDSONIA, AR 72081 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $774 | — | $774 | 1.97% |
| MATTHEW DAVID HANNA3 | 527 EAST IDA AVE SALLISAW, OK 74955 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $576 | $8 | $584 | 1.49% |
| LADONNA JOY OATES3 | 34 WESTFIELD COURT LITTLE ROCK, AR 72210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $371 | $376 | 0.96% |
| RYAN JOSEPH CHILDERS3 | 412 N JAMES ST JACKSONVILLE, AR 72076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $258 | $261 | 0.66% |
| HEATHER SHAY ALEXANDER3 | 340 MILLER COUNTY 122 TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $134 | $20 | $154 | 0.39% |
| MATTHEW DAVID HANNA3 | 207 N OAK STE 3 SALLISAW, OK 74955 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | $17 | $75 | 0.19% |
| DAVID G HANNA3 | 527 E IDA AVE SALLISAW, OK 74955 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | $17 | $75 | 0.19% |
| GINGER MULLINS & COMPANY INC3 | 1 WEATHERSTONE PT LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | $14 | $74 | 0.19% |
| TIFFANY RAEANN HAMMOND3 | 11216 JOHNNA LN LOT C JACKSONVILLE, AR 72076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | $6 | $66 | 0.17% |
| GRA GULL ADVISORS LLC3 | PO BOX 60 HATTIEVILLE, AR 72063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | $5 | $65 | 0.17% |
| CANDACE HENSLEY3 | 605 HICKORY ST. #4 TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.11% |
| SONIA ANNETTE NASH3 | 110 N 5TH STREET WHEATLEY, AR 72392 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.09% |
| SONIA ANNETTE NASH3 | 110 N 5TH STREET WHEATLEY, AR 72392 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.09% |
| ANIMAL EMPIRE INC3 | 1024 GRANADA AVE NASHVILLE, TN 37206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 0.08% |
| PETER DEL INVESTMENTS INC3 | 247 GRAHAM FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $3 | $21 | 0.05% |
| JEFFREY DALE OSBORN3 | 10708 MOUNT PLEASANT CUTOFF CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $11 | $16 | 0.04% |
| DENNIS E TRAYWICK3 | 1325 BLACK ROAD PROSPECT, TN 38477 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $7 | $13 | 0.03% |
| CRYSTAL BEDNEY3 | 520 ORRICK RD ALMA, AR 72921 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| BROOKS AGENCY INC3 | 14812 COUNTY ROAD 424 LINDALE, TX 75771 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.01% |
| BENEFITS COUNTS LLC3 | PO BOX 256 TROUP, TX 75789 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 198 | $905K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 220 | $74K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 156 | $14K |
| Life insurance | USABLE LIFE | 143 | $41K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 61 | $39K |
| Long-term disability | USABLE LIFE | 143 | $41K |
| Other | USABLE LIFE | 143 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.