| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M3 INSURANCE SOLUTIONS INC3 Filed as: DIAMOND STATE INSUARNCE | — | QCA HEALTH PLAN | $21K | — | $21K | 2.49% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $4K | — | $4K | 16.38% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $218 | — | $218 | 0.86% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $24 | — | $24 | 0.10% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $20 | — | $20 | 0.08% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $4K | — | $4K | 16.38% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $332 | — | $332 | 1.37% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $37 | — | $37 | 0.15% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $30 | — | $30 | 0.12% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $3K | — | $3K | 16.67% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $1K | — | $1K | 5.56% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $112 | — | $112 | 0.61% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $91 | — | $91 | 0.50% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $2K | — | $2K | 16.36% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $121 | — | $121 | 0.86% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $13 | — | $13 | 0.09% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $11 | — | $11 | 0.08% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $183 | — | $183 | 2.42% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $10 | — | $10 | 0.13% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $78 | — | $78 | 4.81% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $9 | — | $9 | 0.55% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $242 | — | $242 | 16.53% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $81 | — | $81 | 5.53% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $9 | — | $9 | 0.61% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $7 | — | $7 | 0.48% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $13 | — | $13 | 5.12% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $10 | — | $10 | 5.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 203 | $833K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 218 | $71K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 136 | $13K |
| Life insurance(2 contracts) | USABLE LIFE | 149 | $32K |
| Short-term disability | USABLE LIFE | 149 | $25K |
| Long-term disability | USABLE LIFE | 149 | $24K |
| Other(6 contracts) | USABLE LIFE | 149 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.