| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M3 INSURANCE SOLUTIONS INC3 Filed as: DIAMOND STATE INSUARNCE | — | QCA HEALTH PLAN | $21K | — | $21K | 2.51% |
| DIAMOND STATE INSURANCE3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $4K | — | $4K | 5.01% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $4K | — | $4K | 15.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $217 | — | $217 | 0.80% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $37 | — | $37 | 0.14% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $6 | — | $6 | 0.02% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $4K | — | $4K | 15.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $329 | — | $329 | 1.27% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $57 | — | $57 | 0.22% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $9 | — | $9 | 0.03% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $3K | — | $3K | 15.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $1K | $4 | $1K | 5.02% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $163 | $1 | $164 | 0.78% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $47 | — | $47 | 0.22% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $2K | — | $2K | 15.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $118 | — | $118 | 0.79% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $20 | — | $20 | 0.13% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $3 | — | $3 | 0.02% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $272 | — | $272 | 2.73% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $14 | — | $14 | 0.14% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $155 | — | $155 | 8.05% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $17 | — | $17 | 0.88% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $221 | — | $221 | 14.98% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $74 | $1 | $75 | 5.08% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD STE 103 C/O AR BLUE CROSS BLUE SHIELD FAYETTEVILLE, AR 72703 | USABLE LIFE | $12 | $0 | $12 | 0.81% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $3 | — | $3 | 0.20% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $28 | — | $28 | 4.98% |
| DIAMOND STATE INSURANCE3 | PO BOX 396 MURFREESBORO, AR 71958 | USABLE LIFE | $25 | — | $25 | 4.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 136 | $831K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 129 | $75K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 91 | $14K |
| Life insurance(2 contracts) | USABLE LIFE | 156 | $36K |
| Short-term disability | USABLE LIFE | 156 | $27K |
| Long-term disability | USABLE LIFE | 156 | $26K |
| Other(6 contracts) | USABLE LIFE | 156 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.