| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CERTUS INSURANCE ADVISORS LLC3 Filed as: CERTUS INSURANCE ADVISORS | 10625 N KENDALL DR MIAMI, FL 33176 | UNITEDHEALTHCARE INSURANCE COMPANY | $293K | $0 | $293K | 2.49% |
| REGIS INSURANCE SERVICES3 Filed as: REGIS HR GROUP | 10625 N. KENDALL DRIVE MIAMI, FL 33176 | UNITEDHEALTHCARE INSURANCE COMPANY | — | -$12 | -$12 | -0.00% |
| CERTUS INSURANCE ADVISORS LLC3 | 10625 N. KENDALL DRIVE MIAMI, FL 33176 | AFLAC | $23K | $0 | $23K | 5.67% |
| CRISTINA E LEON-RIVERO3 | 9500 SW 97 STREET MIAMI, FL 33176 | AFLAC | $11K | $3K | $13K | 3.27% |
| MARIA C ORTIZ3 | 7400 SW 50 TER STE 300 MIAMI, FL 33155 | AFLAC | $12K | $304 | $12K | 2.98% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44 TER MIAMI, FL 33155 | AFLAC | $5K | $0 | $5K | 1.16% |
| INGRID MARISA FARRELL3 | 5805 SW 96 ST PINECREST, FL 33156 | AFLAC | $4K | $1 | $4K | 0.98% |
| ANA MARIA LEON3 | 5000 SW 65 AVE MIAMI, FL 33155 | AFLAC | $3K | $304 | $3K | 0.78% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | 1214 COLUMBUS BLVD. CORAL GABLES, FL 33134 | AFLAC | $2K | $0 | $2K | 0.59% |
| ALFRED RIETKERK3 | 438 PSGAH PIKE PULASKI, TN 38478 | AFLAC | $235 | $0 | $235 | 0.06% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $144 | $0 | $144 | 0.04% |
| MARNI WARD LLC3 Filed as: MARNI WARD, LLC. | 1102 ALMOND TREE CIR ORLANDO, FL 32835 | AFLAC | $127 | $0 | $127 | 0.03% |
| MARIA CARDENAL3 | 10301 SW 98 AVE MIAMI, FL 33176 | AFLAC | $101 | $0 | $101 | 0.02% |
| VICTORIA FERNANDEZ SASTRE3 | 13025 SW 107 CT MIAMI, FL 33176 | AFLAC | $94 | $0 | $94 | 0.02% |
| JAVIER L ORTIZ3 | 9620 NW 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $75 | $0 | $75 | 0.02% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $74 | $0 | $74 | 0.02% |
| P S BUSSE INS AND FINANCIAL SVCS3 | 8510 SW 104 ST MIAMI, FL 33156 | AFLAC | $64 | $0 | $64 | 0.02% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $58 | $0 | $58 | 0.01% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $52 | $0 | $52 | 0.01% |
| THOMPSON AND THOMPSON FINANCIAL INC3 | 17036 FOX TRAIL LN LOXAHATCHEE, FL 33470 | AFLAC | $37 | $0 | $37 | 0.01% |
| MICHAEL H MCCLAIN3 | 6237 ROSE TER PLANTATION, FL 33317 | AFLAC | $37 | $0 | $37 | 0.01% |
| CLEFCO CORP3 | 1801 SE BERKSHIRE BLVD PORT ST LUCIE, FL 34952 | AFLAC | $35 | $0 | $35 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $31 | $0 | $31 | 0.01% |
| EDUARDO LAMAS3 | 621 NW 10CT BOYNTON BEACH, FL 33458 | AFLAC | $31 | $0 | $31 | 0.01% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $30 | $0 | $30 | 0.01% |
| TEAM WEISS AND ASSOC LLC3 | PO BOX 149505 ORLANDO, FL 32814 | AFLAC | $29 | $0 | $29 | 0.01% |
| JUAN C FERLINI3 | 2984 SUNSET SMT NEW BRAUNSFELS, TX 78130 | AFLAC | $27 | $0 | $27 | 0.01% |
| JOISETT RODRIGUEZ3 | 9513 SW 140TH CT MIAMI, FL 33186 | AFLAC | $18 | $0 | $18 | 0.00% |
| JESUS GARCIA JR.3 | 18370 MEDITERRANEAN BLVD APT 2507 HIALEAH, FL 33015 | AFLAC | $18 | $0 | $18 | 0.00% |
| CARMEN A FELICIANO3 Filed as: CARMEN FELICIANO | 171 AMERICAS CUP BLVD BRADENTON, FL 34208 | AFLAC | $18 | $0 | $18 | 0.00% |
| JACQUELINE B TIFFER3 | 15225 SW 140 ST MIAMI, FL 33196 | AFLAC | $18 | $0 | $18 | 0.00% |
| CARLOS V ESTRONZA3 Filed as: CARLOS ESTRONZA | 5414 STIRLING RD DAVIE, FL 33314 | AFLAC | $18 | $0 | $18 | 0.00% |
| SANDRA VELAZQUEZ3 Filed as: SANDRA VELASQUEZ | 6371 SW 22 STREET MIAMI, FL 33155 | AFLAC | $18 | $0 | $18 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55 ST FT LAUDERDALE, FL 33334 | AFLAC | $17 | $0 | $17 | 0.00% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $17 | $0 | $17 | 0.00% |
| RUTHLAY BOSCH3 | 3600 MYSTIC POINTE DR APT 1612 AVENTURA, FL 33180 | AFLAC | $16 | $0 | $16 | 0.00% |
| MARIA C ORTIZ3 | 7400 SW 50 TER STE 300 MIAMI, FL 33155 | AFLAC | $15 | $0 | $15 | 0.00% |
| GERARD V BURDEN3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $12 | $0 | $12 | 0.00% |
| ROBERT M GLASS CORP3 Filed as: ROBERT N DIAZ | 1205 HILLSBORO MILE #203 HILLSBORO BEACH, FL 33062 | AFLAC | $10 | $0 | $10 | 0.00% |
| DE VITA B MCKENZIE3 Filed as: DE VITA B MACKENZIE | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $10 | $0 | $10 | 0.00% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $10 | $0 | $10 | 0.00% |
| DAWN T SUCHECKI3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $8 | $1 | $9 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $9 | $0 | $9 | 0.00% |
| ELIZABETH MARIA SARDINAS TORRES3 | 15453 SW 139 ST MIAMI, FL 33196 | AFLAC | $7 | $0 | $7 | 0.00% |
| ANA AIZCORBE3 Filed as: ANA M AIZCORBE | 15353 SW 68 AVE MIAMI, FL 33157 | AFLAC | $7 | $0 | $7 | 0.00% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS SAEN HESLEP | 301 HARBOUR PLACE DR. TAMPA, FL 33602 | AFLAC | $5 | $0 | $5 | 0.00% |
| DEBORAH L JONGES3 | PO BOX 5432 BELLA VISTA, AZ 72714 | AFLAC | $5 | $0 | $5 | 0.00% |
| KENNIA ROSALES3 | 13000 SW 110 TH AVE MIAMI, FL 33176 | AFLAC | $5 | $0 | $5 | 0.00% |
| HAMIDA M TRAINOR3 | 631 LUCERNE AVE STE 57 LAKE WORTH BEACH, FL 33460 | AFLAC | $5 | $0 | $5 | 0.00% |
| SHARON LYNN SMITH3 | 3139 CONRAD CT KISSIMMEE, FL 34744 | AFLAC | $4 | $0 | $4 | 0.00% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $3 | $0 | $3 | 0.00% |
| C HUSDON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOSHUA BUZZARD3 | 6848 HENDRY DR LAKE WORTH, FL 33463 | AFLAC | $3 | $0 | $3 | 0.00% |
| NOAH L STEINBERG3 | 7041 ENVIRON BLVD APT 425 LAUDERHILL, FL 33319 | AFLAC | $2 | $0 | $2 | 0.00% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES | 300 CAHABA PARK CIRCLE STE133 BIRMINGHAM, AL 35242 | AFLAC | $2 | $0 | $2 | 0.00% |
| NATALIA ORTIZ3 | 3530 W GLENCOE DR MIAMI, FL 33133 | AFLAC | $2 | $0 | $2 | 0.00% |
| DOUGLAS J SUCHECKI3 | 21 HEARTWOOD DR CATAULA, GA 31804 | AFLAC | $1 | $0 | $1 | 0.00% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | $0 | $1 | 0.00% |
| KATTY W COHEN3 | 21711 TOWN PLACE DR BOCA RATON, FL 33433 | AFLAC | $1 | $0 | $1 | 0.00% |
| CHRISTINA MARIA ORTIZ3 | 7400 SW 50 TERR STE 300 MIAMI, FL 33155 | AFLAC | $1 | $0 | $1 | 0.00% |
| BERNARD FALCO3 Filed as: BERNARD JOSEPH FALCO | 657 SHADOWMOSS CIRCLE LAKE MARY, FL 32746 | AFLAC | $1 | $0 | $1 | 0.00% |
| TIMOTHY J BADDER3 Filed as: TIMOTHY BADDER | 452 TIFFANY OAKS WAY BOYTON BEACH, FL 33435 | AFLAC | $1 | $0 | $1 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $1 | $0 | $1 | 0.00% |
| ROBERT M GLASS CORP3 Filed as: ROBERT N DIAZ | 1205 HILLSBORO MILE #203 HILLSBORO BEACH, FL 33062 | AFLAC | $1 | $0 | $1 | 0.00% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ANNE RILEY | 269 E LONG CREEK CV LONGWOOD, CA 32750 | AFLAC | $1 | $0 | $1 | 0.00% |
| BEVERLY E. BEATTIE3 Filed as: BEVERLY E BEATTIE | 3150 SW 38 AVE 38TH AVE 9TH FLOOR CORAL GABLES, FL 33146 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $0 | $0 | $0 | 0.00% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DRIVE MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $45K | $0 | $45K | 15.00% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DRIVE MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 2.60% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DRIVE MIAMI, FL 33176 | FIRST UNUM LIFE INSURANCE COMPANY | $138 | $0 | $138 | 16.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,326 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,326 | $11.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 2,326 | $11.7M |
| Vision | VISION SERVICE PLAN | 1,008 | $103K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,159 | $463K |
| Other | AFLAC | 421 | $405K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.