| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIS INSURANCE SERVICES3 Filed as: REGIS INSURANCE SERVICES, INC. | 10625 N KENDALL DR MIAMI, FL 33176 | UNITED HEALTHCARE INSURANCE COMPANY | $381K | $0 | $381K | 3.03% |
| REGIS INSURANCE SERVICES3 | 10625 MIAMI, FL 33176 | AFLAC | $67K | $0 | $67K | 17.97% |
| MARIA ORTIZ3 | 7400 SW 50 TER MIAMI, FL 33155 | AFLAC | $19K | $968 | $20K | 5.23% |
| MARIA SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $10K | $913 | $10K | 2.81% |
| KENNIA ROSALES3 | 13000 SW 110 TH AVE MIAMI, FL 33176 | AFLAC | $416 | $5K | $5K | 1.35% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44 TER MIAMI, FL 33155 | AFLAC | $3K | $0 | $3K | 0.87% |
| BRENTLEY HUXTABLE3 | 428 E CRYSTAL LAKE ST ORLANOD, FL 32806 | AFLAC | $677 | $115 | $792 | 0.21% |
| ALFRED RIETKERK3 | 3120 NE 47 STREET FORT LAUDERDALE, FL 33308 | AFLAC | $392 | $0 | $392 | 0.11% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $144 | $0 | $144 | 0.04% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $123 | $0 | $123 | 0.03% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $99 | $23 | $122 | 0.03% |
| VICTORIA FERNANDEZ SASTRE3 | 13025 SW 107 CT MIAMI, FL 33176 | AFLAC | $77 | $0 | $77 | 0.02% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 N. ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $77 | $0 | $77 | 0.02% |
| L A D FINANCIAL CORP3 | 13308 ALTON ROAD PALM BEACH GARDENS, FL 33418 | AFLAC | $72 | $0 | $72 | 0.02% |
| P S BUSSE INS AND FINANCIAL SVCS3 | 8510 SW 104 ST MIAMI, FL 33156 | AFLAC | $69 | $0 | $69 | 0.02% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK SOBOCINSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $55 | $0 | $55 | 0.01% |
| HR BENEFITS SERVICES, INC.3 Filed as: HR BENEFITS SERVICES | 10446 NW 31 TER DORAL, FL 33172 | AFLAC | $51 | $0 | $51 | 0.01% |
| LINDA F BEDGOOD3 Filed as: LINDA BEDGOOD | 1241 NW 85 TER PLANTATION, FL 33322 | AFLAC | $48 | $0 | $48 | 0.01% |
| RND FINANCIAL ASSOCIATES INC3 | 12103 SW BAYBERRY AVE PORT ST LUCIE, FL 34987 | AFLAC | $48 | $0 | $48 | 0.01% |
| MICHAEL H MCCLAIN3 Filed as: MICHAEL MCCLAIN | 6237 ROSE TER PLANTATION, FL 33317 | AFLAC | $46 | $0 | $46 | 0.01% |
| JUAN C FERLINI3 Filed as: JUAN FERLINI | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $46 | $0 | $46 | 0.01% |
| CLEFCO CORP3 | 1801 SE BERSKHIRE BLVD PORT ST LUCIE, FL 34952 | AFLAC | $45 | $0 | $45 | 0.01% |
| CHARLES F GREER3 Filed as: CHARLES GREER | 9537 PECKY CYPRESS WAY ORLANDO, FL 32836 | AFLAC | $20 | $23 | $43 | 0.01% |
| TALLON AND ASSOCIATES INC3 Filed as: TALLON AND ASSOCIATES INC. | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $43 | $0 | $43 | 0.01% |
| THOMAS A HOUSE3 Filed as: THOMAS HOUSE | 1089 HARMONY LANE CLERMONT, FL 34711 | AFLAC | $43 | $0 | $43 | 0.01% |
| CHRISTINA ORTIZ3 | 7400 SW 50 TER STE 300 MIAMI, FL 33155 | AFLAC | $35 | $7 | $42 | 0.01% |
| JAVIER ORTIZ3 | 165 NE 96 ST MIAMI SHORES, FL 33138 | AFLAC | $41 | $0 | $41 | 0.01% |
| THOMPSON AND THOMPSON FINANCIAL INC3 | 17036 FOX TRAIL LN LOXAHATCHEE, FL 33470 | AFLAC | $40 | $0 | $40 | 0.01% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $37 | $0 | $37 | 0.01% |
| EDUARDO LAMAS3 | 25025 SW 202 AVE HOMESTEAD, FL 33031 | AFLAC | $34 | $0 | $34 | 0.01% |
| NATALIA ORTIZ3 | 3530 W GLENCOE ST MIAMI, FL 33133 | AFLAC | $30 | $0 | $30 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $29 | $0 | $29 | 0.01% |
| LUZ SERVI3 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $27 | $0 | $27 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS | 1431 NE 55 ST FORT LAUDERDALE, FL 33334 | AFLAC | $27 | $0 | $27 | 0.01% |
| JOISETT RODRIGUEZ3 | 9513 SW 140 CT MIAMI, FL 33186 | AFLAC | $27 | $0 | $27 | 0.01% |
| ANA HEDMAN3 | 10885 NW 7TH ST APT 23 MIAMI, FL 33172 | AFLAC | $25 | $0 | $25 | 0.01% |
| JESUS GARCIA JR.3 Filed as: JESUS GARCIA JR | 18370 MEDITERRANEAN BLVD APT 2507 HIALEAH, FL 33015 | AFLAC | $25 | $0 | $25 | 0.01% |
| CARLOS V ESTRONZA3 Filed as: CARLOS ESTRONZA | 5414 STIRLING RD DAVIE, FL 33314 | AFLAC | $20 | $0 | $20 | 0.01% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY | 150 SAWGRASS DR ROCHESTER, NY 14620 | AFLAC | $19 | $0 | $19 | 0.01% |
| STEVEN KAISER3 | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $19 | $0 | $19 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $18 | $0 | $18 | 0.00% |
| RUTHLAY BOSCH3 | 3600 MYSTIC POINTE DR APT 1612 AVENTURA, FL 33180 | AFLAC | $18 | $0 | $18 | 0.00% |
| DE VITA B MCKENZIE3 Filed as: DE VITA MACKENZIE | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $15 | $0 | $15 | 0.00% |
| STEVE SERVI3 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $13 | $0 | $13 | 0.00% |
| AMBER E SCHMALE PEREYRA3 Filed as: AMBER SCHMALE PEREYRA | 2119 KEWANNEE TRL CASSELBERRY, FL 32707 | AFLAC | $13 | $0 | $13 | 0.00% |
| MKF & ASSOCIATES INC3 | 300 CAHABA PARK CIRCLE STE 133 BIRMINGHAM, AL 35242 | AFLAC | $12 | $0 | $12 | 0.00% |
| JANET IBANEZ3 | 10205 SW 130TH LANE MIAMI, FL 33176 | AFLAC | $12 | $0 | $12 | 0.00% |
| DEBORAH L JONGES3 Filed as: DEBORAH JONGES | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $12 | $0 | $12 | 0.00% |
| ELIZABETH GUZMAN3 | 10623 NW 6 CT CORAL SPRINGS, FL 33071 | AFLAC | $11 | $0 | $11 | 0.00% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $10 | $0 | $10 | 0.00% |
| MARIANA CHRISTIN SANCHEZ-MEDINA3 Filed as: MARIANA SANCHEZ MEDINA | 6100 SW 44TER MIAMI, FL 33155 | AFLAC | $9 | $0 | $9 | 0.00% |
| LOURDES GOMEZ3 | 10526 SW 127 PLACE MIAMI, FL 33186 | AFLAC | $8 | $0 | $8 | 0.00% |
| AWILDA DELACRUZ3 Filed as: AWILDA DE LA CRUZ | 637 COURTLEA COVE AVE WINTER GARDEN, FL 34787 | AFLAC | $8 | $0 | $8 | 0.00% |
| RENE HERRERA3 | 9860 SW 2 ST MIAMI, FL 33174 | AFLAC | $8 | $0 | $8 | 0.00% |
| KATTY W COHEN3 Filed as: KATTY COHEN | 21711 TOWN PLACE DR BOCA RATON, FL 33433 | AFLAC | $7 | $0 | $7 | 0.00% |
| HAMIDA M TRAINOR3 Filed as: HAMIDA TRAINOR | 2608 MEADOW RD WEST PALM BEACH, FL 33406 | AFLAC | $6 | $0 | $6 | 0.00% |
| CARMEN A FELICIANO3 Filed as: CARMEN FELICIANO | 171 AMERICAS CUP BLVDS BRADENTON, FL 34208 | AFLAC | $6 | $0 | $6 | 0.00% |
| CECILIA KOLSTAD | PO BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $5 | $0 | $5 | 0.00% |
| JUAN JOSE RAMIREZ3 Filed as: JUAN RAMIREZ | 15840 SW 105 AVE MIAMI, FL 33157 | AFLAC | $5 | $0 | $5 | 0.00% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS HESLEP | 4805 LAKE BROOK DR GLEN ALLEN, VA 23060 | AFLAC | $5 | $0 | $5 | 0.00% |
| TLW VENTURES LLC3 | 614 E HIGHWAY 50 338 CLERMONT, FL 34711 | AFLAC | $5 | $0 | $5 | 0.00% |
| JOSHUA BUZZARD3 | 7458 TRESCOTT DR LAKE WORTH, FL 33467 | AFLAC | $4 | $0 | $4 | 0.00% |
| DAVID MORRIS3 | 950 PENINSULA CORPORATE CENTER STE 1005 BOCA RATON, FL 33487 | AFLAC | $4 | $0 | $4 | 0.00% |
| LON R KOLSTAD3 Filed as: LON KOLSTAD | PO BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $3 | $0 | $3 | 0.00% |
| ELAINE KOLSTAD DUBE3 Filed as: ELAINE DUBE | PO BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $3 | $0 | $3 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $0 | $0 | $0 | 0.00% |
| SARA CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | AFLAC | $0 | $0 | $0 | 0.00% |
| JENNIE HAWKINS3 | 3930 S NOVA RD STE 201 PORT ORANGE, FL 32127 | AFLAC | $0 | $0 | $0 | 0.00% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TER CLIFTON PARK, NY 12065 | AFLAC | $0 | $0 | $0 | 0.00% |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 20620 EAST GOLDEN ELM DR ESTERO, FL 33928 | AFLAC | $0 | $0 | $0 | 0.00% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $0 | $0 | $0 | 0.00% |
| HAROLD L STAFFORD3 Filed as: HAROLD STAFFORD | 5381 WEST HILLSBOUROUGH BLVD APT 108 COCONUT CREEK, FL 33073 | AFLAC | $0 | $0 | $0 | 0.00% |
| DENA JORDAN3 | 9300 HARRIS CORNERS PKWY STE 100 APT 208 CHARLOTTE, NC 28269 | AFLAC | $0 | $0 | $0 | 0.00% |
| MARIA ORTIZ3 Filed as: MARIA GADEA | 5921 SW 32 ST MIAMI, FL 33155 | AFLAC | $0 | $0 | $0 | 0.00% |
| BRADLEY S JONES3 Filed as: BRADLEY JONES | 19 BRITISH AMERICAN BLVD W LATHAM, NY 12110 | AFLAC | $0 | $0 | $0 | 0.00% |
| RUBICON REGION LLC3 | 1010 LAKE ST STE 430 OAK PARK, FL 60301 | AFLAC | $0 | $0 | $0 | 0.00% |
| ASHLEY CROOK3 | 10167 SUMMERLAKE DR MOBILE, AL 36608 | AFLAC | $0 | $0 | $0 | 0.00% |
| DEBRA PARKER3 | 20 BOWEN ST AUBURN, NY 13021 | AFLAC | $0 | $0 | $0 | 0.00% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY #300 MIAMI, FL 33126 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 2.88% |
| REGIS INSURANCE SERVICES3 | 10625 MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $343 | $0 | $343 | 0.26% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY #300 MIAMI, FL 33126 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 7.08% |
| REGIS INSURANCE SERVICES3 | 106 MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $809 | $0 | $809 | 4.19% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY #300 MIAMI, FL 33126 | UNUM LIFE INSURANCE COMPANY | $57 | $0 | $57 | 8.44% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DR MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY | $43 | $0 | $43 | 6.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,038 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,038 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 3,038 | $12.6M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 3,038 | $12.6M |
| Vision | VISION SERVICE PLAN | 1,212 | $172K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,382 | $131K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 69 | $19K |
| Other(4 contracts, 3 carriers) | AFLAC | 5,382 | $524K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.