| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIS INSURANCE SERVICES3 Filed as: REGIS INSURANCE SERVICES, INC. | 10625 N. KENDALL DR. MIAMI, FL 33178 | UNITED HEALTHCARE | $49K | $0 | $49K | 1.77% |
| REGIS INSURANCE SERVICES3 Filed as: REGIS INSURANCE SVC | 10625 N. KENDALL DR MIAMI, FL 33178 | HUMANA INSURANCE COMPANY | $131K | $0 | $131K | 5.06% |
| JOSEPH RODRIGUEZ3 | 10625 N. KENDALL DR MIAMI, FL 33178 | HUMANA INSURANCE COMPANY | $536 | $0 | $536 | 0.02% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP | 415 HORIZON DRIVE BLDG 200 SUWANEE, GA 30024 | HUMANA INSURANCE COMPANY | $441 | $0 | $441 | 0.02% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY STE 300 MIAMI, FL 33126 | UNUM LIFE INS CO OF AMERICA | $28K | $0 | $28K | 11.38% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DR MIAMI, FL 33178 | AFLAC | $24K | $0 | $24K | 11.07% |
| MARIA ORTIZ3 | 7400 SW 50 TER STE 300 MIAMI, FL 33155 | AFLAC | $8K | $359 | $8K | 3.91% |
| KENNIA ROSALES3 | 10625 N KENDALL DR MIAMI, FL 33178 | AFLAC | $604 | $2K | $2K | 1.11% |
| ALFRED RIETKERK | 3120 NE 47ST FORT LAUDERDALE, FL 33308 | AFLAC | $672 | — | $672 | 0.31% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $671 | — | $671 | 0.31% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $546 | $0 | $546 | 0.25% |
| ELIZABRTH TORRES | 15453 SW 139 ST MIAMI, FL 33196 | AFLAC | $266 | $0 | $266 | 0.12% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 N ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $185 | $0 | $185 | 0.09% |
| TALLON AND ASSOCIATES INC3 Filed as: TALLON AND ASSOCIATES | PO BOX 30668 PALM BEACH, FL 33420 | AFLAC | $116 | $0 | $116 | 0.05% |
| CLEFCO CORP3 | 4513 NE 21 ST FT LAUDERDALE, FL 33308 | AFLAC | $107 | $0 | $107 | 0.05% |
| MICHAEL H MCCLAIN3 Filed as: MICHAEL MCCLAIN | 6237 ROSE TER PLANTATION, FL 33317 | AFLAC | $103 | $0 | $103 | 0.05% |
| L A D FINANCIAL CORP3 | 3800 N OCEAN DR APT 1450 SINGER ISLAND, FL 33404 | AFLAC | $79 | $0 | $79 | 0.04% |
| LINDA F BEDGOOD3 Filed as: LINDA BEDGOOD | 8131 NW 16 ST PEMBROKE, FL 33024 | AFLAC | $74 | $0 | $74 | 0.03% |
| ELIZABETH GUZMAN3 | 10623 NW 6 CT CORAL SPRINGS, FL 33071 | AFLAC | $71 | $0 | $71 | 0.03% |
| JANET IBANEZ3 | 10205 SW 130 LN MIAMI, FL 33176 | AFLAC | $67 | $0 | $67 | 0.03% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, SC 31909 | AFLAC | $60 | $0 | $60 | 0.03% |
| DAVID MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $60 | $0 | $60 | 0.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DR 10TH FL MIAMI, FL 33131 | AFLAC | $60 | — | $60 | 0.03% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $60 | $0 | $60 | 0.03% |
| RND FINANCIAL ASSOCIATES INC3 Filed as: RND FINANCIAL ASSOCIATES | 12103 SW BAYBERRY AVE PORT ST LUCIE, FL 34987 | AFLAC | $51 | $0 | $51 | 0.02% |
| CARLOS V ESTRONZA3 Filed as: CARLOS ESTRONZA | 5414 STIRLING RD DAVIE, FL 33314 | AFLAC | $47 | $0 | $47 | 0.02% |
| JESUS GARCIA JR.3 Filed as: JESUS GARCIA | 18370 MEDITERRANEAN BLVD APT 2507 HIALEAH, FL 33015 | AFLAC | $47 | $0 | $47 | 0.02% |
| KATTY W COHEN3 Filed as: KATTY COHEN | 21711 TOWN PLACE DR BOCA RATON, FL 33433 | AFLAC | $45 | $0 | $45 | 0.02% |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48 CT FORT LAUDERDALE, FL 33308 | AFLAC | $44 | $0 | $44 | 0.02% |
| ANA HEDMAN3 | 10885 NW 7 ST APT 23 MIAMI, FL 33172 | AFLAC | $42 | $0 | $42 | 0.02% |
| THOMPSON AND THOMPSON FINANCIAL INC3 | 17036 FOX TRAIL LN LOXAHATCHEE, FL 33470 | AFLAC | $40 | $0 | $40 | 0.02% |
| RENE HERRERA3 Filed as: RENE GARCIA | 9860 SW 2ST MIAMI, FL 33174 | AFLAC | $37 | $0 | $37 | 0.02% |
| LUZ SERVI3 | 6421 CONGRESS AVE STE 100 BOCA RATON, FL 33487 | AFLAC | $37 | $0 | $37 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $30 | $0 | $30 | 0.01% |
| JOISETT RODRIGUEZ3 | 9513 SW 140 CT MIAMI, FL 33186 | AFLAC | $28 | $0 | $28 | 0.01% |
| STEVEN KAISER3 | 4120 OLD BARK WAY CUMMING, GA 30041 | AFLAC | $28 | $0 | $28 | 0.01% |
| DENNIS NIEVES LOPEZ3 | 1500NE 136 ST APT 2 NORTH MIAMI, FL 33161 | AFLAC | $22 | $0 | $22 | 0.01% |
| STEVE SERVI3 | 6421 CONGRESS AVE STE 100 BOCA RATON, FL 33487 | AFLAC | $19 | $0 | $19 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK SOBOCINSKI | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $19 | $0 | $19 | 0.01% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS HESLEP | 4805 LAKE BROOK DR GLEN ALLEN, VA 23060 | AFLAC | $17 | $0 | $17 | 0.01% |
| JUAN C FERLINI3 Filed as: JUAN FERLINI | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $15 | $0 | $15 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55 ST FORT LAUDERDALE, FL 33334 | AFLAC | $10 | $3 | $13 | 0.01% |
| HAMIDA M TRAINOR3 Filed as: HAMIDA TRAINOR | 2608 MEADOW RD WEST PALM BEACH, FL 33406 | AFLAC | $9 | $0 | $9 | 0.00% |
| UNIQUE PHYSIQUE3 | 5491 N UNIVERSITY DR STE 103 CORAL SPRINGS, FL 33067 | AFLAC | $8 | $0 | $8 | 0.00% |
| DEXTER ANTONIO HARRIS3 Filed as: DEXTER HARRIS | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $8 | $0 | $8 | 0.00% |
| CAPITAL INS AGCY INC3 Filed as: CAPITAL INS AGENCY | PO BOX 15949 TALLAHASSEE, FL 32317 | AFLAC | $8 | $0 | $8 | 0.00% |
| JOSHUA BUZZARD3 | 7458 TRESCOTT DR LAKE WORTH, FL 33467 | AFLAC | $6 | $0 | $6 | 0.00% |
| BILINGUAL BENEFITS CONSULTANTS INC3 Filed as: BILINGUAL BENEFITS CONSULTANTS | 2383 AKERS MILL ROAD APT S 15 ATLANTA, GA 30039 | AFLAC | $6 | $0 | $6 | 0.00% |
| LOURDES GOMEZ3 | 10526 SW 127 PL MIAMI, FL 33186 | AFLAC | $6 | $0 | $6 | 0.00% |
| DEBORAH L JONGES3 Filed as: DEBORAH JONES | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $5 | $0 | $5 | 0.00% |
| DE VITA B MCKENZIE3 Filed as: DE VITA MCKENZIE | 110 SE 6 ST STE 1700 FT LAUDERDALE, FL 33301 | AFLAC | $5 | $0 | $5 | 0.00% |
| LANCE E SULLIVAN3 Filed as: LANCE SULLIVAN | 2105 LAVERS CIR APT 211 DELRAY, FL 33444 | AFLAC | $5 | $0 | $5 | 0.00% |
| MICHAEL A ORTIZ3 Filed as: MICHAEL ORTIZ | 3433 VOLTAIRE LANE ST CHARLES, IL 60175 | AFLAC | $5 | $0 | $5 | 0.00% |
| PRINCESS NIEVES3 | 2900 N 26 AVE APT 717 HOLLYWOOD, FL 33020 | AFLAC | $5 | $0 | $5 | 0.00% |
| APOIAN ENTERPRISES INC3 Filed as: APOIAN ENTREPRISES | 5491 UNIVERSITY DR STE 103 CORAL GABLES, FL 33067 | AFLAC | $4 | $0 | $4 | 0.00% |
| NOAH L STEINBERG3 Filed as: NOAH STEINBERG | 10444 NW 30 CT APT 210 SUNRISE, FL 33322 | AFLAC | $4 | $0 | $4 | 0.00% |
| HAROLD L STAFFORD3 Filed as: HAROLD STAFFORD | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $3 | $0 | $3 | 0.00% |
| LISETTE HERNANDEZ3 | 500 N WEST SHORE BLVD STE 105 TAMPA, FL 33609 | AFLAC | $3 | $0 | $3 | 0.00% |
| JAVIER ORTIZ3 | 165 NE 96 ST MIAMI SHORES, FL 33138 | AFLAC | $2 | $0 | $2 | 0.00% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY STE 300 MIAMI, FL 33126 | UNUM LIFE INS CO OF AMERICA | $4K | $0 | $4K | 4.78% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY STE 300 MIAMI, FL 33126 | UNUM LIFE INS CO | $2K | — | $2K | 10.60% |
| BENTRUST FINANCIAL3 | 701 WATERFORD WAY STE 300 MIAMI, FL 33126 | UNUM LIFE INS COMPANY | $140 | — | $140 | 11.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,559 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,559 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE | 3,812 | $5.4M |
| Dental(2 contracts, 2 carriers) | UNITED HEALTHCARE | 3,812 | $5.4M |
| Vision | VISION SERVICE PLAN | 611 | $88K |
| Life insurance(4 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 4,239 | $2.9M |
| Long-term disability | UNUM LIFE INS CO | 65 | $19K |
| Other(4 contracts, 4 carriers) | AFLAC | 4,239 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.