| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DR MIAMI, FL 33176 | UNITED HEALTHCARE | $383K | $0 | $383K | 2.63% |
| REGIS INSURANCE SERVICES3 Filed as: REGIS HR GROUP | 10625 N KENDALL DR MIAMI, FL 33176 | AFLAC | $75K | $23 | $75K | 16.67% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $17K | $826 | $18K | 4.05% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $15K | $501 | $15K | 3.36% |
| KENNIA ROSALES3 | 13000 SW 110TH AVE MIAMI, FL 33176 | AFLAC | $328 | $5K | $5K | 1.11% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $4K | $307 | $4K | 0.97% |
| VICTORIA FERNANDEZ SASTRE3 | 13025 SW 107TH CT MIAMI, FL 33176 | AFLAC | $528 | $89 | $617 | 0.14% |
| BRENTLEY M HUXTABLE3 | 428 E CRYSTAL LAKE ST ORLANDO, FL 32806 | AFLAC | $494 | $69 | $563 | 0.13% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FT LAUDERDALE, FL 33308 | AFLAC | $321 | $0 | $321 | 0.07% |
| CRISTINA E LEON-RIVERO3 | 9500 SW 97TH ST MIAMI, FL 33176 | AFLAC | $200 | $10 | $210 | 0.05% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $144 | $0 | $144 | 0.03% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $100 | $17 | $117 | 0.03% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $105 | $0 | $105 | 0.02% |
| THE PERRY GROUP INC3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $64 | $13 | $77 | 0.02% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $75 | $0 | $75 | 0.02% |
| P S BUSSE INS AND FINANCIAL SVCS Filed as: PS BUSSE INS & FINANCIAL SVC | 8510 SW 104TH ST MIAMI, FL 33156 | AFLAC | $69 | $0 | $69 | 0.02% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $63 | $0 | $63 | 0.01% |
| L A D FINANCIAL CORP3 | 13308 ALTON RD PALM BEACH GARDENS, FL 33418 | AFLAC | $55 | $5 | $60 | 0.01% |
| THOMAS A HOUSE3 | 1089 HARMONY LN CLERMENT, FL 34711 | AFLAC | $40 | $13 | $53 | 0.01% |
| ANA MARIA LEON3 | 5000 SW 65TH AVE MIAMI, FL 33155 | AFLAC | $52 | $0 | $52 | 0.01% |
| MICHAEL H MCCLAIN3 | 6237 ROSE TER PLANTATION, FL 33317 | AFLAC | $41 | $0 | $41 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $41 | $0 | $41 | 0.01% |
| THOMPSON AND THOMPSON FINANCIAL INC3 | 17036 FOX TRAIL LN LOXAHATCHEE, FL 33470 | AFLAC | $40 | $0 | $40 | 0.01% |
| CLEFCO CORP3 | 1801 SE BERKSHIRE BLVD PORT ST LUCIE, FL 34952 | AFLAC | $38 | $0 | $38 | 0.01% |
| JUAN C FERLINI3 | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $37 | $0 | $37 | 0.01% |
| EDUARDO LAMAS3 | 10475 SW 58TH ST MIAMI, FL 33173 | AFLAC | $34 | $0 | $34 | 0.01% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $33 | $0 | $33 | 0.01% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $27 | $0 | $27 | 0.01% |
| JOISETT RODRIGUEZ3 | 9513 SW 140TH CT MIAMI, FL 33186 | AFLAC | $27 | $0 | $27 | 0.01% |
| RND FINANCIAL ASSOCIATES INC3 | 12103 SW BAYBERRY AVE PORT ST LUCIE, FL 34987 | AFLAC | $24 | $0 | $24 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FT LAUDERDALE, FL 33334 | AFLAC | $23 | $0 | $23 | 0.01% |
| JESUS GARCIA JR.3 Filed as: JESUS GARCIA JR | 18370 MEDITERRANEAN BLVD APT 2507 HIALEAH, FL 33015 | AFLAC | $23 | $0 | $23 | 0.01% |
| TRACY L REEVES3 | 16273 SW 9TH ST PEMBROKE PINES, FL 33027 | AFLAC | $23 | $0 | $23 | 0.01% |
| CARMEN A FELICIANO3 | 171 AMERICAS CUP BLVD BRADENTON, FL 34208 | AFLAC | $20 | $0 | $20 | 0.00% |
| CARLOS V ESTRONZA3 | 5414 STIRLING RD DAVIE, FL 33314 | AFLAC | $20 | $0 | $20 | 0.00% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $19 | $0 | $19 | 0.00% |
| RUTHLAY BOSCH3 | 3600 MYSTIC POINTE DR APT 1612 AVENTURA, FL 33180 | AFLAC | $18 | $0 | $18 | 0.00% |
| RND FINANCIAL ASSOCIATES INC3 | 605 UNIVERSE BLVD APT T816 JUNO BEACH, FL 33408 | AFLAC | $17 | $0 | $17 | 0.00% |
| MARIANA CHRISTIN SANCHEZ-MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $17 | $0 | $17 | 0.00% |
| LEE P COHEN3 | 16273 SW 9TH ST PEMBROKE PINES, FL 33027 | AFLAC | $15 | $0 | $15 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $13 | $0 | $13 | 0.00% |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $13 | $0 | $13 | 0.00% |
| NATALIA DURAN GUZMAN3 Filed as: NATALIA C ORTIZ | 3530 W GLENCOE ST MIAMI, FL 33133 | AFLAC | $13 | $0 | $13 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $13 | $0 | $13 | 0.00% |
| ANA MARIA LEON3 Filed as: ANA B HEDMAN | 10885 NW 7TH ST APT 23 MIAMI, FL 33172 | AFLAC | $12 | $0 | $12 | 0.00% |
| CHRISTINE M SINTAY3 | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $10 | $0 | $10 | 0.00% |
| ELIZABETH MARIA SARDINAS TORRES3 | 15453 SW 139TH ST MIAMI, FL 33196 | AFLAC | $9 | $0 | $9 | 0.00% |
| DEBORAH L JONGES3 | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $8 | $0 | $8 | 0.00% |
| HAMIDA M TRAINOR3 | 2608 MEADOW RD WEST PALM BEACH, FL 33406 | AFLAC | $6 | $0 | $6 | 0.00% |
| LUZ ELENA SERVI3 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $5 | $0 | $5 | 0.00% |
| PHYLLIS DAWN HESLEP3 | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $5 | $0 | $5 | 0.00% |
| JOSHUA BUZZARD3 | 7458 TRESCOTT DR LAKE WORTH, FL 33467 | AFLAC | $4 | $0 | $4 | 0.00% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $4 | $0 | $4 | 0.00% |
| CHRISTINA MARIA ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $4 | $0 | $4 | 0.00% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOC. INC. | 300 CAHABA PARK CIR STE 133 BIRMINGHAM, FL 35242 | AFLAC | $4 | $0 | $4 | 0.00% |
| L A D FINANCIAL CORP3 | 4531 CADIZ CIR PALM BEACH GARDENS, FL 33418 | AFLAC | $4 | $0 | $4 | 0.00% |
| ORTS ENTERPRISES INC3 | 14551 S TRAVEL DR UNIT 432 DRAPER, UT 84020 | AFLAC | $4 | $0 | $4 | 0.00% |
| AMBER E SCHMALE PEREYRA3 | 2119 KEWANNEE TRL CASSELBERRY, FL 32707 | AFLAC | $3 | $0 | $3 | 0.00% |
| BROOKS VENTURES INC3 | 7111 NW 46TH CT LAUDERHILL, FL 33319 | AFLAC | $1 | $1 | $2 | 0.00% |
| AILEEN KEENAN3 | 9603 NW 36TH CT CORAL SPRINGS, FL 33065 | AFLAC | $1 | $1 | $2 | 0.00% |
| JUAN JOSE RAMIREZ3 | 15840 SW 105TH AVE MIAMI, FL 33157 | AFLAC | $2 | $0 | $2 | 0.00% |
| PATRICIA ANNE REILLY3 | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $2 | $0 | $2 | 0.00% |
| C HUDSON AND ASSOCIATES3 Filed as: C HUDSON & ASSOCIATES | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $2 | $0 | $2 | 0.00% |
| NOAH L STEINBERG3 | 7041 ENVIRON BLVD APT 425 LAUDERHILL, FL 33319 | AFLAC | $2 | $0 | $2 | 0.00% |
| RUBICON REGION LLC3 | 1010 LAKE ST STE 430 OAK PARK, FL 60301 | AFLAC | $1 | $0 | $1 | 0.00% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROOK | 10167 SUMMERLAKE DR MOBILE, AL 36608 | AFLAC | $1 | $0 | $1 | 0.00% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $1 | $0 | $1 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $1 | $0 | $1 | 0.00% |
| LESLIE K KIMBROUGH3 | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $1 | $0 | $1 | 0.00% |
| DOUGLAS J SUCHECKI3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $1 | $0 | $1 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $1 | $0 | $1 | 0.00% |
| DOUGLAS J SUCHECKI3 | 224 PEACOCK DR COLUMBUS, GA 31999 | AFLAC | $0 | $0 | $0 | 0.00% |
| DOUGLAS J SUCHECKI | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $0 | $0 | $0 | 0.00% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DR MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY | $44K | $0 | $44K | 13.88% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DR MIAMI, FL 33176 | UNUM LIFE INSURANCE COMPANY | $4K | $0 | $4K | 2.68% |
| REGIS INSURANCE SERVICES3 | 10625 N KENDALL DR MIAMI, FL 33176 | UNUM LIFEI NSURANCE COMPANY | $135 | $0 | $135 | 13.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,910 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,910 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 2,910 | $14.5M |
| Dental | UNITED HEALTHCARE | 2,910 | $14.5M |
| Vision | VISION SERVICE PLAN | 1,206 | $188K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY | 5,102 | $474K |
| Short-term disability | AFLAC | 491 | $447K |
| Other(3 contracts, 3 carriers) | AFLAC | 5,102 | $603K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,102 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.