| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH STREET, 4TH FLOOR GULFPORT, GA 39502 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $99K | $26K | $125K | 11.52% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PARKWAY, SUITE 300 ALPHARETTA, GA 30009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $52K | $0 | $52K | 4.80% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | PO BOX 14207 JACKSON, MS 39236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31K | — | $31K | 14.70% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 4.30% |
| MARK BUTLER INC3 Filed as: MARK BUTLER | 15095 WOODWIND COVE BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $264 | $0 | $264 | 0.12% |
| ALISON HINTON DAVIS3 Filed as: ALISON DAVIS | 415 GLENDALE PLACE BRANDON, MS 39047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $121 | $0 | $121 | 0.06% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $100 | $0 | $100 | 0.05% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | $0 | $46 | 0.02% |
| MJ INSURANCE3 Filed as: NICOLE HUFFMAN AND VARIOUS AGENTS | 220 OLD BRIDGE STREET JACKSONVILLE, NC 28540 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.01% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE | 17900 CHENAL PARKWAY, SUITE 100 LITTLE ROCK, AR 72223 | VISION SERVICE PLAN | $8K | — | $8K | 7.60% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $8K | — | $8K | 7.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,345 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,345 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,345 | $1.1M |
| Vision | VISION SERVICE PLAN | 807 | $110K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,345 | $1.1M |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,345 | $1.3M |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,345 | $1.1M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,345 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.