| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 | 16 THOMPSON PARK HATTIESBURG, MS 39401 | UNITED HEALTHCARE INSURANCE COMPANY | $29K | — | $29K | 0.35% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SRV INC | PO BOX 1976 HATTIESBURG, MS 39403 | UNITED HEALTHCARE INSURANCE COMPANY | — | $8K | $8K | 0.10% |
| BXS INSURANCE INC3 | 8315 CANTRELL ROAD SUITE 300 LITTLE ROCK, AR 72227 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $53K | — | $53K | 12.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES | PO BOX 14207 JACKSON, MS 39236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68K | — | $68K | 23.43% |
| MARK BUTLER INC3 Filed as: MARK D BUTLER | 13155 HWY 67 SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.56% |
| D AND V BUTLER INC3 Filed as: D & V BUTLER INC | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | — | $879 | $879 | 0.30% |
| JEAN DAVID BUTLER3 Filed as: JEAN DAVDI BUTLER | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $356 | — | $356 | 0.12% |
| ALISON HINTON DAVIS3 Filed as: ALISON H DAVIS | 415 GLENDALE PL BRANDON, MS 39047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 0.10% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $233 | — | $233 | 0.08% |
| PETER B WILKINSON JR3 Filed as: PETER K WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $114 | — | $114 | 0.04% |
| VICKI M BUTLER3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.01% |
| MARK BUTLER INC3 Filed as: MARK D BUTLER | 13155 HWY 67 SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| RICHARD TYLER AKERS3 Filed as: RICHARD T AKERS | 4190 WAVERLY RD WEST POINT, MS 39773 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| CHRISTIE MARZARI Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 JACKSON, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | — | — | $0 | 0.00% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $45K | — | $45K | 20.00% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $40K | — | $40K | 19.78% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE COMPANY | PO BOX 250 GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $25K | — | $25K | 20.00% |
| BXS INSURANCE INC3 | 8315 CANTRELL RD STE 300 LITTLE ROCK, AR 72227 | VISION SERVICE PLAN | $17K | — | $17K | 15.00% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,616 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,616 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,616 | $8.3M |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,197 | $444K |
| Vision | VISION SERVICE PLAN | 939 | $113K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,492 | $200K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,491 | $225K |
| Other(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,194 | $447K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.