| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INS SRVCS INC3 Filed as: BANCORP SOUTH INSURANCES SERVICES | 4041 ESSEN LN #400 BATON ROUGE, LA 70809 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $253K | — | $253K | 19.34% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES INC | PO BOX 250 GULFPORT, MS 39501 | UNION SECURITY INSURANCE COMPANY | $45K | $10K | $56K | 15.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES | PO BOX 14207 JACKSON, MS 39236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64K | — | $64K | 25.85% |
| MARK BUTLER INC3 Filed as: MARK D BUTLER | 13155 HWY 67 SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.60% |
| D AND V BUTLER INC3 Filed as: D & V BUTLER INC | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.52% |
| JEAN DAVID BUTLER3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $442 | — | $442 | 0.18% |
| RANDALL D LADNER3 | 601 CRESCENT BLVD SUITE 300 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $388 | — | $388 | 0.16% |
| ALISON H ODOM3 | 524 BERWICK DR BRANDON, MS 39047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $381 | — | $381 | 0.15% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $156 | — | $156 | 0.06% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 JACKSON, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.04% |
| VICKI M BUTLER3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.02% |
| MARK BUTLER INC3 Filed as: MARK D BUTLER | 13155 HWY 67 SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.01% |
| RICHARD TYLER AKERS3 Filed as: RICHARD T AKERS | 5013 WAVERLY RD WEST POINT, MS 39773 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $33K | — | $33K | 20.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $29K | — | $29K | 19.83% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES INC | PO BOX 250 GULFPORT, MS 39501 | UNION SECURITY INSURANCE COMPANY | $16K | $6K | $22K | 21.96% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | PO BOX 250 GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | — | $17K | 20.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,168 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,492 | $1.6M |
| Dental | UNION SECURITY INSURANCE COMPANY | 1,094 | $373K |
| Vision | UNION SECURITY INSURANCE COMPANY | 855 | $101K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,450 | $147K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 544 | $85K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,164 | $163K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,443 | $1.3M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,164 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.