| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INS SRVCS INC3 Filed as: BANCORP SOUTH INSURANCES SERVICES | 4041 ESSEN LN # 400 BATON ROUGE, LA 70809 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES ( CIGNA ) | $284K | — | $284K | 19.69% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES INC | PO BOX 250 GULFPORT, MS 39501 | UNION SECURITY INSURANCE COMPANY | $44K | $10K | $54K | 14.71% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES | PO BOX 14207 JACKSON, MS 39236 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $60K | — | $60K | 21.12% |
| MARK BUTLER INC3 Filed as: MARK D. BUTLER | 13155 HWY 67 SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $1K | — | $1K | 0.53% |
| D AND V BUTLER INC3 Filed as: D & V BUTLER INC | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $1K | — | $1K | 0.44% |
| JEAN DAVID BUTLER3 | 601 CRESCENT BLVD. STE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $431 | — | $431 | 0.15% |
| ALISON H ODOM3 | 524 BERWICK DRIVE RANKIN, MS 39047 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $389 | — | $389 | 0.14% |
| RANDALL D LADNER3 Filed as: RANDALL L LADNER | 601 CRESCENT BLVD. STE 300 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | — | $337 | $337 | 0.12% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE. WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $157 | — | $157 | 0.06% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD. STE 102 JACKSON, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | — | $51 | $51 | 0.02% |
| VICKI M BUTLER3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $47 | — | $47 | 0.02% |
| RICHARD TYLER AKERS3 Filed as: RICHARD T AKERS | 5013 WAVERLY RD. WEST POINT, MS 39773 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | — | $24 | $24 | 0.01% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | 2909 13TH STREET 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA ( CIGNA ) | $40K | — | $40K | 20.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | 2909 13TH STREET 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA ( SUPP LIFE, BASIC, DEPENDENT) | $36K | — | $36K | 19.89% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | PO BOX 250 GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA (CIGNA) | $23K | — | $23K | 18.91% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 250 GULFPORT, MS 39501 | UNION SECURITY INSURANCE COMPANY | $16K | $7K | $22K | 21.18% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SE | 2909 13TH STREET 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA (ACCIDENTAL DEATH) | $6K | — | $6K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 936 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 936 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES ( CIGNA ) | 1,469 | $1.4M |
| Dental | UNION SECURITY INSURANCE COMPANY | 1,020 | $370K |
| Vision | UNION SECURITY INSURANCE COMPANY | 824 | $105K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA ( SUPP LIFE, BASIC, DEPENDENT) | 1,233 | $183K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA (CIGNA) | 527 | $120K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA ( CIGNA ) | 1,234 | $201K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES ( CIGNA ) | 1,469 | $1.4M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | 1,612 | $316K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,612 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.