| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MS SELECT HEALTH CARE3 | 14110 AIRPORT ROAD STE 100 GULFPORT, MS 39503 | IRONSHORE INDEMNITY, INC | $188K | — | $188K | 14.00% |
| BXS INSURANCE INC3 | PO BOX 1503 TUPELO, MS 38802 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $55K | — | $55K | 12.00% |
| BANCOROSOUTH INSURANCE SERVICES3 | P.O. BOX 14207 JACKSON, MS 39236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37K | — | $37K | 17.32% |
| MARK BUTLER INC3 Filed as: MARK D BUTLER | 15095 WOODWIND CV BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $966 | — | $966 | 0.45% |
| D AND V BUTLER INC3 Filed as: D & V BUTLER, INC | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $658 | — | $658 | 0.30% |
| JEAN DAVID BUTLER3 | 601 CRESCENT BLVD SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $246 | — | $246 | 0.11% |
| ALISON HINTON DAVIS3 Filed as: ALISON H DAVIS | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $219 | — | $219 | 0.10% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $185 | — | $185 | 0.09% |
| PETER B WILKINSON JR3 Filed as: PETER B WILKINSON, JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87 | — | $87 | 0.04% |
| VICKI M BUTLER3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 JACKSON, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.01% |
| MARK BUTLER INC3 Filed as: MARK D BUTLER | 13155 HWY 67 SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| RICHARD TYLER AKERS3 Filed as: RICHARD T AKERS | 4190 WAVERLY RD WEST POINT, MS 39773 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $38K | — | $38K | 20.00% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $36K | — | $36K | 19.68% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $28K | — | $28K | 20.00% |
| BXS INSURANCE INC3 | 8315 CANTRELL RD STE 300 LITTLE ROCK, AR 72227 | VISION SERVICE PLAN | $1K | — | $1K | 1.21% |
| BXS INSURANCE INC3 | 2909 13TH ST 4TH FL GULFPORT, MS 39502 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,311 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,311 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | IRONSHORE INDEMNITY, INC | 909 | $1.3M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,097 | $459K |
| Vision | VISION SERVICE PLAN | 955 | $112K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,311 | $184K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,311 | $192K |
| Other(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,670 | $383K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,670 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.