| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 | 3300 W ESPLANADE AVE S SUITE 205 METAIRIE, LA 70002 | UNITED HEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 3.45% |
| OPTIBEN LLC3 | 377 HIGHWAY 21, SUITE 100 MADISONVILLE, LA 70447 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $12K | $12K | 2.70% |
| MCNAIR BALLARD & KIRK HEALTH BROKER3 | PO BOX 12706 JACKSON, MS 39236 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $4K | $4K | 0.86% |
| OPTIBEN OF MISSISSIPPI LLC3 | 694 DAVIS CROSSING ROAD CANTON, MS 39046 | GUARDIAN | $12K | $3K | $15K | 16.53% |
| TAMMY LYNN AINSWORTH3 | 650 PECAN GROVE RD ELLISVILLE, MS 39437 | AFLAC | $4K | $47 | $4K | 8.48% |
| TANYA R SKIPPER3 | 915 BEAT 4 SHUBUTA RD SHUBUTA, MS 39360 | AFLAC | $2K | $16 | $2K | 5.27% |
| J STANLEY JAMES3 | PO BOX 309 MOSELLE, MS 39459 | AFLAC | $1K | — | $1K | 2.82% |
| J NELSON LLC3 | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $622 | $6 | $628 | 1.50% |
| MARK BUTLER INC3 | 747 HOLLY HILLS DR BILOXI, MS 39532 | AFLAC | $285 | — | $285 | 0.68% |
| GARY L THORNTON3 | PO BOX 8173 LAUREL, MS 39441 | AFLAC | $257 | — | $257 | 0.61% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $237 | — | $237 | 0.57% |
| PATRICIA LANE FAUST3 | 403 COUNTY ROAD 33 HEIDELBERG, MS 39439 | AFLAC | $213 | $12 | $225 | 0.54% |
| NICOLE R HUFFMAN3 | 106 E CRANFORD AVE VALDOSTA, GA 31602 | AFLAC | $113 | $10 | $123 | 0.29% |
| JOSEPH E PARKER JR3 | 17 STONECREST HATTIESBURG, MS 39402 | AFLAC | $115 | — | $115 | 0.27% |
| JASON M FAUST3 | 395 COUNTY ROAD 33 HEIDELBERG, MS 39439 | AFLAC | $80 | $8 | $88 | 0.21% |
| DOROTHY A SCOTT3 | 2465 HWY 15 S OVETT, MS 39464 | AFLAC | $55 | — | $55 | 0.13% |
| TRACY S KENDRICK3 | 70 GLEN CLINTON RD HATTIESBURG, MS 39401 | AFLAC | $40 | — | $40 | 0.10% |
| MICHELLE S PRYOR3 | 728 W 13TH ST LAUREL, MS 39440 | AFLAC | $28 | — | $28 | 0.07% |
| JOSEPH E PARKER JR3 | 6668 US HIGHWAY 98 SUITE A HATTIESBURG, MS 39402 | AFLAC | $26 | — | $26 | 0.06% |
| GWENDALYN G MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $22 | — | $22 | 0.05% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $20 | — | $20 | 0.05% |
| WILLIAM T ODOM3 | PO BOX 781 RICHTON, MS 39476 | AFLAC | $18 | — | $18 | 0.04% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $17 | — | $17 | 0.04% |
| GARY L PRINE3 | 90 DYESS CIR COLUMBIA, MS 39429 | AFLAC | $14 | — | $14 | 0.03% |
| JONATHAN FORD JAMES3 | 3311 14TH ST GULFPORT, MS 39501 | AFLAC | $8 | — | $8 | 0.02% |
| LACY JUANITA LOCKHART3 | 1655 PARKWOOD DR LAUREL, MS 39440 | AFLAC | $8 | — | $8 | 0.02% |
| TAMMY HOLLINGSWORTH3 Filed as: TAMMY J HOLLINGSWORTH | 1804 3RD AVE S IRONDALE, AL 35210 | AFLAC | $8 | — | $8 | 0.02% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $5 | — | $5 | 0.01% |
| ROBYN LYNNE MORRIS3 | 123 CASTLEBERRY RD INDIAN SPRINGS, AL 35124 | AFLAC | $4 | — | $4 | 0.01% |
| PATRICK A MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $3 | — | $3 | 0.01% |
| SAIC INC3 | 1639 BRADLEY PARK DRIVE ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN B YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $2 | — | $2 | 0.00% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| TAMMY LYNN AINSWORTH3 | 650 PECAN GROVE RD ELLISVILLE, MS 39437 | AFLAC | $1K | — | $1K | 7.32% |
| TANYA R SKIPPER3 | 915 BEAT 4 SHUBUTA RD SHUBUTA, MS 39360 | AFLAC | $1K | — | $1K | 6.77% |
| J STANLEY JAMES3 | PO BOX 309 MOSELLE, MS 39459 | AFLAC | $689 | — | $689 | 4.59% |
| J NELSON LLC3 | 112 HICKORY HILLS LOOP PURVIS, MS 39475 | AFLAC | $260 | — | $260 | 1.73% |
| GARY L THORNTON3 | PO BOX 8173 LAUREL, MS 39441 | AFLAC | $138 | — | $138 | 0.92% |
| MARK BUTLER INC3 | 747 HOLLY HILLS DR BILOXI, MS 39532 | AFLAC | $82 | — | $82 | 0.55% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $73 | — | $73 | 0.49% |
| JOSEPH E PARKER JR3 | 6668 US HWY 98 STE A HATTIESBURG, MS 39402 | AFLAC | $40 | — | $40 | 0.27% |
| GWENDALYN G MCCOOL3 | 51 LAKE RDG LUMBERTON, MP 39455 | AFLAC | $38 | — | $38 | 0.25% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $13 | — | $13 | 0.09% |
| MICHELLE S PRYOR3 | 728 W 13TH ST LAUREL, MS 39440 | AFLAC | $12 | — | $12 | 0.08% |
| DOROTHY A SCOTT3 | 2465 HWY 15 S OVETT, MS 39464 | AFLAC | $9 | — | $9 | 0.06% |
| PATRICIA LANE FAUST3 | 403 COUNTY ROAD 33 HEIDELBERG, MS 39439 | AFLAC | $7 | — | $7 | 0.05% |
| JOSEPH E PARKER JR3 | 6668 US HIGHWAY 98 SUITE A HATTIESBURG, MS 39402 | AFLAC | $5 | — | $5 | 0.03% |
| TRACY S KENDRICK3 | 70 GLEN CLINTON RD HATTIESBURG, MS 39401 | AFLAC | $5 | — | $5 | 0.03% |
| PATRICK A MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $5 | — | $5 | 0.03% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $4 | — | $4 | 0.03% |
| NICOLE R HUFFMAN3 | 106 E CRANFORD AVE VALDOSTA, GA 31602 | AFLAC | $3 | — | $3 | 0.02% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $3 | — | $3 | 0.02% |
| WILLIAM T ODOM3 Filed as: WILLIAM ODOM | PO BOX 781 RICHTON, MS 39476 | AFLAC | $2 | — | $2 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $2 | — | $2 | 0.01% |
| HITT & ASSOCIATES PA3 | 3930 SPALDING DR ATLANTA, GA 30350 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $725 | — | $725 | 8.00% |
| HITT & ASSOCIATES PA3 | 3930 SPALDING DR ATLANTA, GA 30350 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $645 | — | $645 | 10.01% |
| MADISON-MID ATLANTIC REGION3 | 1241 JOHN Q HAMMONS DR MADISON, WI 53717 | UNION SECURITY INSURANCE COMPANY | $552 | — | $552 | 11.68% |
| GARY THORNTON3 | 1115 W 6TH ST LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $371 | — | $371 | 7.85% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | $0 | $203 | $203 | 4.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 19103 | UNION SECURITY INSURANCE COMPANY | — | $71 | $71 | 1.50% |
| MISSISSIPPI MFG ASSOCIATION3 Filed as: MISSISSIPPI MFG ASSOC | 720 N PRESIDENT JACKSON, MS 39202 | UNION SECURITY INSURANCE COMPANY | $40 | — | $40 | 0.85% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES, INC. | PO BOX 1937 RIDGELAND, MS 39158 | UNION SECURITY INSURANCE COMPANY | $40 | — | $40 | 0.85% |
| MADISON-MID ATLANTIC REGION3 | 1241 JOHN Q HAMMONS DR MADISON, WI 53717 | UNION SECURITY INSURANCE COMPANY | $414 | — | $414 | 10.02% |
| GARY THORNTON3 | 1115 W 6TH ST LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $289 | — | $289 | 6.99% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC | 300 SOUTHBOROUGH DR, STE 200 SOUTH PORTLAND, ME 04092 | UNION SECURITY INSURANCE COMPANY | — | $178 | $178 | 4.31% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 19103 | UNION SECURITY INSURANCE COMPANY | — | $62 | $62 | 1.50% |
| HITT & ASSOCIATES PA3 | 3930 SPALDING DR ATLANTA, GA 30350 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $327 | — | $327 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 115 | $439K |
| Dental | GUARDIAN | 97 | $92K |
| Vision | GUARDIAN | 97 | $92K |
| Life insurance(3 contracts, 2 carriers) | GUARDIAN | 97 | $107K |
| Short-term disability(3 contracts, 3 carriers) | GUARDIAN | 97 | $99K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 10 | $5K |
| Other(4 contracts, 3 carriers) | GUARDIAN | 97 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 115 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.