| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOEL WITHERS3 | POST OFFICE BOX 12706 JACKSON, MS 39236 | BLUE CROSS BLUE SHIELD OF MS, INC. | $21K | — | $21K | 4.29% |
| J STANLEY JAMES3 | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC VV370 | $6K | $105 | $6K | 7.41% |
| GARY L THORNTON3 Filed as: GARY L.THORNTON | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC VV370 | $1K | — | $1K | 1.48% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC VV370 | $810 | $23 | $833 | 1.04% |
| JOSEPH E PARKER JR3 | 2516 OLD HWY 24 SUITE F HATTIESBURG, MS 39402 | AFLAC VV370 | $559 | — | $559 | 0.70% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC VV370 | $353 | — | $353 | 0.44% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC VV370 | $322 | — | $322 | 0.40% |
| TRACY S KENDRICK3 | 535B HILLCREST LOOP PETAL, MS 39465 | AFLAC VV370 | $234 | $11 | $245 | 0.31% |
| TANYA R SKIPPER3 | 122 MORRIS BANKSTON RD LAUREL, MS 39443 | AFLAC VV370 | $222 | $10 | $232 | 0.29% |
| MATTHEW SHANE STRONG3 | 5628 SKINNER DR APOLLO BEACH, FL 33572 | AFLAC VV370 | $164 | — | $164 | 0.20% |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC VV370 | $147 | — | $147 | 0.18% |
| GWENDALYN G MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC VV370 | $123 | — | $123 | 0.15% |
| EDDY H HUTTO3 | 24 VAN COCHRAN DR WAYNESBORO, MS 39367 | AFLAC VV370 | $77 | — | $77 | 0.10% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC VV370 | $77 | — | $77 | 0.10% |
| PATRICIA LANE FAUST3 | 403 COUNTY ROAD 33 HEIDELBERG, MS 39439 | AFLAC VV370 | $53 | $5 | $58 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC VV370 | $57 | — | $57 | 0.07% |
| DOROTHY A SCOTT3 | 2465 HWY 15 S OVETT, MS 39464 | AFLAC VV370 | $53 | — | $53 | 0.07% |
| TANYA R SKIPPER3 | 915 BEAT 4 SHUBUTA RD SHUBUTA, MS 39360 | AFLAC VV370 | $40 | $3 | $43 | 0.05% |
| JONATHAN FORD JAMES3 | 1194 CRESTBROOK LN SW MABLETON, GA 30126 | AFLAC VV370 | $38 | — | $38 | 0.05% |
| MICHELLE S PRYOR3 | 1160 HIGHWAY 588W APT 4 ELLISVILLE, MS 39437 | AFLAC VV370 | $28 | — | $28 | 0.03% |
| PATRICK A MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC VV370 | $24 | — | $24 | 0.03% |
| TAMMY LYNN AINSWORTH3 | 1226 KAREN DR LAUREL, MS 39440 | AFLAC VV370 | $16 | — | $16 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC VV370 | $15 | — | $15 | 0.02% |
| GARY L PRINE3 | 90 DYESS CIRCLE COLUMBIA, MS 39429 | AFLAC VV370 | $14 | — | $14 | 0.02% |
| VICKIE M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC VV370 | $14 | — | $14 | 0.02% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC VV370 | $9 | — | $9 | 0.01% |
| THADIS DWAYNE PRYOR3 | 210 PLEASANT GROVE ALTAIR RD LAUREL, MS 39443 | AFLAC VV370 | $5 | — | $5 | 0.01% |
| D P SMITH3 Filed as: DP SMITH | P O BOX 16671 JACKSON, MS 39236 | AFLAC VV370 | $1 | — | $1 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC VV370 | $1 | — | $1 | 0.00% |
| MARY ANN TRICE3 | PO BOX 8173 LAUREL, MS 39441 | STARMOUNT LIFE INSURANCE COMPANY | $6K | — | $6K | 10.33% |
| J STANLEY JAMES3 Filed as: J. STANLEY JAMES | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC | $1K | — | $1K | 7.33% |
| GARY L THORNTON3 | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC | $315 | — | $315 | 1.71% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $104 | — | $104 | 0.56% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC | $96 | — | $96 | 0.52% |
| JOSEPH E PARKER JR3 Filed as: JOSEPH E. PARKER JR | 2516 OLD HIGHWAY 24 STE F HATTIESBURG, MS 39402 | AFLAC | $93 | — | $93 | 0.50% |
| GWENDALYN G MCCOOL3 Filed as: GWENDALYN G. MCCOOL | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $81 | — | $81 | 0.44% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $52 | — | $52 | 0.28% |
| MATTHEW SHANE STRONG3 | 5628 SKINNER DR APOLLO BEACH, FL 33572 | AFLAC | $28 | — | $28 | 0.15% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $27 | — | $27 | 0.15% |
| TRACY S KENDRICK3 Filed as: TRACY S. KENDRICK | 535B HILLCREST LOOP PETAL, MS 39465 | AFLAC | $16 | — | $16 | 0.09% |
| PATRICK A MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $11 | — | $11 | 0.06% |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC | $8 | — | $8 | 0.04% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $8 | — | $8 | 0.04% |
| LYNN B HODGE3 Filed as: LYNN B. HODGE | 430 ALFALFA LN JONESBOROUGH, TN 37659 | AFLAC | $4 | — | $4 | 0.02% |
| TOBY L GRIZZEL3 | 19056 COACHMANS TRCE CORNELIUS, NC 28031 | AFLAC | $4 | — | $4 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $2 | — | $2 | 0.01% |
| JACKSON D RHODES3 Filed as: JACKSON D. RHODES | 525 W. OAKLAND AVE, STE 7 JOHNSON CITY, TN 37604 | AFLAC | $2 | — | $2 | 0.01% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.01% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $701 | — | $701 | 10.01% |
| THE ABACUS GROUP LLC3 Filed as: THE ABACUS GROUP, LLC | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $779 | — | $779 | 13.02% |
| GARY THORNTON3 | 1115 WEST 6TH STREET LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $519 | — | $519 | 8.68% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | — | $257 | $257 | 4.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $90 | $90 | 1.50% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES, INC. | P.O. BOX 1937 RIDGELAND, MS 39158 | UNION SECURITY INSURANCE COMPANY | $65 | — | $65 | 1.09% |
| MISSISSIPPI MFG ASSOCIATION3 | 720 N PRESIDENT JACKSON, MS 39202 | UNION SECURITY INSURANCE COMPANY | $65 | — | $65 | 1.09% |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $581 | — | $581 | 10.77% |
| GARY THORNTON3 | 1115 WEST 6TH ST LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $407 | — | $407 | 7.55% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | — | $232 | $232 | 4.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $81 | $81 | 1.50% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $450 | — | $450 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS, INC. | 114 | $486K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 101 | $59K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 101 | $59K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 57 | $20K |
| Short-term disability(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 42 | $10K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 13 | $6K |
| Other(4 contracts, 3 carriers) | AFLAC VV370 | 119 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.