| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARY L THORNTON3 | P.O. BOX 8173 LAUREL, MS 394418173 | UNITEDHEALTHCARE INSURANCE COMPANY | $27K | $0 | $27K | 5.00% |
| J STANLEY JAMES3 | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC VV370 | $9K | $201 | $9K | 10.25% |
| GARY L THORNTON3 Filed as: GARY L.THORNTON | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC VV370 | $2K | $16 | $2K | 1.89% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC VV370 | $1K | $50 | $1K | 1.45% |
| TRACY S KENDRICK3 | 535B HILLCREST LOOP PETAL, MS 39465 | AFLAC VV370 | $946 | $50 | $996 | 1.09% |
| JOSEPH E PARKER JR3 | 2516 OLD HWY 24 SUITE F HATTIESBURG, MS 39402 | AFLAC VV370 | $631 | $0 | $631 | 0.69% |
| PATRICIA LANE FAUST3 | 55 JESSIE BYRD RD LAUREL LAUREL, MS 39443 | AFLAC VV370 | $422 | $19 | $441 | 0.48% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC VV370 | $397 | $13 | $410 | 0.45% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC VV370 | $386 | $0 | $386 | 0.42% |
| MATTHEW SHANE STRONG3 | 4437 SOUNDSIDE DRIVE GULF BREEZE, FL 32563 | AFLAC VV370 | $155 | $0 | $155 | 0.17% |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC VV370 | $155 | $0 | $155 | 0.17% |
| GWENDALYN G MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC VV370 | $127 | $0 | $127 | 0.14% |
| PATRICIA LANE FAUST3 | 403 COUNTY ROAD 33 HEIDELBERGR, MS 39439 | AFLAC VV370 | $97 | $3 | $100 | 0.11% |
| TANYA R SKIPPER3 | 122 MORRIS BANKSTON RD LAUREL, MS 39443 | AFLAC VV370 | $73 | $0 | $73 | 0.08% |
| DOROTHY A SCOTT3 | 2465 HWY 15 S OVETT, MS 39464 | AFLAC VV370 | $55 | $0 | $55 | 0.06% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC VV370 | $43 | $0 | $43 | 0.05% |
| JONATHAN FORD JAMES3 | 1194 CRESTBROOK LN SW MABLETON, GA 30126 | AFLAC VV370 | $38 | $0 | $38 | 0.04% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC VV370 | $35 | $0 | $35 | 0.04% |
| MICHELLE S PRYOR3 | 2465 HIGHWAY 15 S OVETT, MS 39464 | AFLAC VV370 | $29 | $0 | $29 | 0.03% |
| PATRICK A MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC VV370 | $24 | $0 | $24 | 0.03% |
| MATTHEW SHANE STRONG3 | 5628 SKINNER DRIVE APOLLO BEACH, FL 33572 | AFLAC VV370 | $15 | $0 | $15 | 0.02% |
| GARY L PRINE3 | 90 DYESS CIRCLE COLOUMBIA, MS 39429 | AFLAC VV370 | $14 | $0 | $14 | 0.02% |
| V L MONTGOMERY INC3 | 6373 RED OAK DRIVE BAILEY, MS 39320 | AFLAC VV370 | $14 | $0 | $14 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCEBT BKVD STE 102 RIDGELAND, MS 39157 | AFLAC VV370 | $10 | $0 | $10 | 0.01% |
| VICKIE M BUTLER3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC VV370 | $9 | $0 | $9 | 0.01% |
| THADIS DWAYNE PRYOR3 | 210 PLEASANT GROVE ALTAIR RD LAUREL, MS 39443 | AFLAC VV370 | $5 | $0 | $5 | 0.01% |
| D P SMITH3 Filed as: DP SMITH | P O BOX 16671 JACKSON, MS 39236 | AFLAC VV370 | $1 | $0 | $1 | 0.00% |
| MARY ANN TRICE3 | PO BOX 8173 LAUREL, MS 39441 | STARMOUNT LIFE INSURANCE COMPANY | $6K | — | $6K | 10.38% |
| J STANLEY JAMES3 Filed as: J. STANLEY JAMES | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC | $2K | $7 | $2K | 8.39% |
| GARY L THORNTON3 | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC | $315 | $0 | $315 | 1.44% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC | $155 | $2 | $157 | 0.72% |
| D AND V BUTLER INC3 | 601 CRESCNT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $114 | $0 | $114 | 0.52% |
| JOSEPH E PARKER JR3 Filed as: JOSEPH E. PARKER JR | 2516 OLD HIGHWAY 24 STE F HATTIESBURG, MS 39402 | AFLAC | $100 | $0 | $100 | 0.46% |
| TRACY S KENDRICK3 Filed as: TRACY S. KENDRICK | 535B HILLCREST LOOP PETAL, MS 39465 | AFLAC | $88 | $2 | $90 | 0.41% |
| GWENDALYN G MCCOOL3 Filed as: GWENDALYN G. MCCOOL | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC | $81 | $0 | $81 | 0.37% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $73 | $1 | $74 | 0.34% |
| MATTHEW SHANE STRONG3 | 4437 SOUNDSIDE DRIVE GULF BREEZE, FL 32563 | AFLAC | $42 | $0 | $42 | 0.19% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $15 | $0 | $15 | 0.07% |
| LYNN B HODGE3 Filed as: LYNN B. HODGE | 32 EARHART RD BLUFF CITY, TN 37618 | AFLAC | $12 | $0 | $12 | 0.06% |
| TOBY L GRIZZEL1 | P O BOX 4477 JOHNSON CITY, TN 37602 | AFLAC | $11 | $0 | $11 | 0.05% |
| PATRICK A MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC | $11 | $0 | $11 | 0.05% |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC | $8 | $0 | $8 | 0.04% |
| JACKSON D RHODES3 Filed as: JACKSON D. RHODES | 525 W. OAKLAND AVE, STE 7 JOHNSON CITY, TN 37604 | AFLAC | $7 | — | $7 | 0.03% |
| TOBY L GRIZZEL3 | 19056 COACHMANS TRCE CORNELIUS, NC 28031 | AFLAC | $6 | $0 | $6 | 0.03% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $5 | $0 | $5 | 0.02% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $3 | $0 | $3 | 0.01% |
| LYNN B HODGE3 Filed as: LYNN B. HODGE | 430 ALFALFA LN JONESBOROUGH, TN 37659 | AFLAC | $3 | $0 | $3 | 0.01% |
| MATTHEW SHANE STRONG3 | 5628 SKINNER DRIVE APOLLO BEACH, FL 33572 | AFLAC | $3 | $0 | $3 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND RIDGELAND, MS 39157 | AFLAC | $1 | $0 | $1 | 0.00% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $914 | $0 | $914 | 8.00% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $752 | $0 | $752 | 10.00% |
| GARY THORNTON3 | 1115 WEST 6TH ST LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $369 | $0 | $369 | 6.99% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | 300 SOUTHBOROUGH DRIVE, SUITE 200 SOUTH PORTLAND, ME 040926914 | UNION SECURITY INSURANCE COMPANY | — | $227 | $227 | 4.30% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $487 | $0 | $487 | 10.00% |
| GARY THORNTON3 | 1115 WEST 6TH STREET LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $328 | $0 | $328 | 8.00% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | 300 SOUTHBOROUGH DRIVE, SUITE 200 SOUTH PORTLAND, ME 040926914 | UNION SECURITY INSURANCE COMPANY | $0 | $176 | $176 | 4.29% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES, INC. | P.O. BOX 1937 RIDGELAND, MS 39158 | UNION SECURITY INSURANCE COMPANY | $41 | $0 | $41 | 1.00% |
| MISSISSIPPI MFG ASSOCIATION3 | 720 N PRESIDENT JACKSON, MS 39202 | UNION SECURITY INSURANCE COMPANY | $41 | $0 | $41 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 133 | $544K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 108 | $61K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 108 | $61K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 63 | $19K |
| Short-term disability(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 46 | $10K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 13 | $4K |
| Other(4 contracts, 3 carriers) | AFLAC VV370 | 113 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.