| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOEL WITHERS3 | POST OFFICE BOX 12706 JACKSON, MS 39236 | BLUE CROSS BLUE SHIELD OF MS, INC. | $23K | — | $23K | 4.06% |
| INSURANCE SVCS OF LAUREL LLC3 | 1115 W 6TH ST LAUREL, MS 39440 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| J STANLEY JAMES3 Filed as: J. STANLEY JAMES | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC | $1K | — | $1K | 5.61% |
| TAMMY LYNN AINSWORTH3 | 650 PECAN GROVE RD ELLISVILLE, MS 39437 | AFLAC | $358 | $13 | $371 | 1.83% |
| GARY L THORNTON3 | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC | $271 | — | $271 | 1.34% |
| TANYA R SKIPPER3 | 915 BEAT 4 SHUBUTA RD SHUBUTA, MS 39360 | AFLAC | $210 | $4 | $214 | 1.06% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $120 | — | $120 | 0.59% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC | $80 | $4 | $84 | 0.42% |
| MARK BUTLER INC3 | 204 BENACHI AVE BILOXI, MS 39530 | AFLAC | $70 | — | $70 | 0.35% |
| GWENDALYN G MCCOOL3 Filed as: GWENDALYN G. MCCOOL | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $69 | — | $69 | 0.34% |
| JOSEPH E PARKER JR3 | 6668 US HWY 98 STE A HATTIESBURG, MS 39402 | AFLAC | $67 | — | $67 | 0.33% |
| NICOLE R HUFFMAN3 | 215 PENDLETON ST STE 203 WAYCROSS, GA 31501 | AFLAC | $39 | — | $39 | 0.19% |
| MICHELLE S PRYOR3 | 728 W 13TH ST LAUREL, MS 39440 | AFLAC | $26 | — | $26 | 0.13% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $22 | — | $22 | 0.11% |
| PATRICIA LANE FAUST3 | 403 COUNTY ROAD 33 HEIDELBERG, MS 39439 | AFLAC | $13 | $6 | $19 | 0.09% |
| DOROTHY A SCOTT3 | 2465 HIGHWAY 15 S OVETT, MS 39464 | AFLAC | $19 | — | $19 | 0.09% |
| JOSEPH E PARKER JR3 Filed as: JOSEPH E. PARKER JR | 6668 US HIGHWAY 98 STE A HATTIESBURG, MS 39402 | AFLAC | $16 | — | $16 | 0.08% |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD STE 200 FORT MYERS, FL 33966 | AFLAC | $15 | — | $15 | 0.07% |
| TRACY S KENDRICK3 Filed as: TRACY S. KENDRICK | 70 GLEN CLINTON RD HATTIESBURG, MS 39401 | AFLAC | $9 | — | $9 | 0.04% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $8 | — | $8 | 0.04% |
| PATRICK A MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $6 | — | $6 | 0.03% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $6 | — | $6 | 0.03% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $2 | — | $2 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.00% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| MARY ANN TRICE3 | 70 TRACE ROAD LAUREL, MS 39443 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 12.00% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $799 | — | $799 | 10.00% |
| MADISON-MID ATLANTIC REGION3 | 1241 JOHN W HAMMONS DR MADISON, WI 53717 | UNION SECURITY INSURANCE COMPANY | $544 | — | $544 | 10.04% |
| GARY THORNTON3 | 1115 WEST 6TH STREET LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $465 | — | $465 | 8.58% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | 300 SOUTHBOROUGH DRIVE SUITE 200 SOUTH PORTLAND, ME 040926914 | UNION SECURITY INSURANCE COMPANY | — | $233 | $233 | 4.30% |
| THE ABACUS GROUP LLC3 Filed as: THE ABACUS GROUP, LLC | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $152 | — | $152 | 2.81% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $81 | $81 | 1.50% |
| MISSISSIPPI MFG ASSOCIATION3 | 720 N PRESIDENT JACKSON, MS 39202 | UNION SECURITY INSURANCE COMPANY | $55 | — | $55 | 1.02% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES, INC. | P.O. BOX 1937 RIDGELAND, MS 39158 | UNION SECURITY INSURANCE COMPANY | $55 | — | $55 | 1.02% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $432 | — | $432 | 9.99% |
| MADISON-MID ATLANTIC REGION3 | 1241 JOHN W HAMMONS DR MADISON, WI 53717 | UNION SECURITY INSURANCE COMPANY | $371 | — | $371 | — |
| GARY THORNTON3 | 1115 WEST 6TH ST LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $340 | — | $340 | — |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | — | $193 | $193 | — |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $115 | — | $115 | — |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $67 | $67 | — |
| J STANLEY JAMES3 | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC | $3K | — | $3K | — |
| TAMMY LYNN AINSWORTH3 | 650 PECAN GROVE RD ELLISVILLE, MS 39437 | AFLAC | $3K | $200 | $3K | — |
| TANYA R SKIPPER3 | 915 BEAT 4 SHUBUTA RD SHUBUTA, MS 39360 | AFLAC | $1K | $52 | $1K | — |
| PATRICIA LANE FAUST3 | 403 COUNTY ROAD 33 HEIDELBERG, MS 39439 | AFLAC | $822 | $60 | $882 | — |
| GARY L THORNTON3 Filed as: GARY L.THORNTON | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC | $691 | — | $691 | — |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $639 | — | $639 | — |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC | $476 | $48 | $524 | — |
| NICOLE R HUFFMAN3 | 215 PENDLETON ST SUITE 203 WAYCROSS, GA 31501 | AFLAC | $396 | $4 | $400 | — |
| JOSEPH E PARKER JR3 | 6668 US HWY 98 STE A HATTIESBURG, MS 39402 | AFLAC | $357 | — | $357 | — |
| MARK BUTLER INC3 | 204 BENACHI AVE BILOXI, MS 39530 | AFLAC | $333 | — | $333 | — |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC | $117 | — | $117 | — |
| TRACY S KENDRICK3 | 70 GLEN CLINTON RD HATTIESBURG, MS 39401 | AFLAC | $101 | — | $101 | — |
| GWENDALYN G MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $89 | — | $89 | — |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD STE 200 FORT MEYERS, FL 33966 | AFLAC | $76 | — | $76 | — |
| JOSEPH E PARKER JR3 | 6668 US HIGHWAY 98 SUITE A HATTIESBURG, MS 39402 | AFLAC | $71 | — | $71 | — |
| DOROTHY A SCOTT3 | 2465 HWY 15 S OVETT, MS 39464 | AFLAC | $67 | — | $67 | — |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $57 | — | $57 | — |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $44 | — | $44 | — |
| JONATHAN FORD JAMES3 | 3311 14TH ST GULFPORT, MS 39501 | AFLAC | $38 | — | $38 | — |
| LACY JUANITA LOCKHART3 | 1655 PARKWOOD DR LAUREL, MS 39440 | AFLAC | $38 | — | $38 | — |
| MICHELLE S PRYOR3 | 728 W 13TH ST LAUREL, MS 39440 | AFLAC | $35 | — | $35 | — |
| GARY L PRINE3 | 90 DYESS CIRCLE COLUMBIA, MS 39429 | AFLAC | $17 | — | $17 | — |
| PATRICK A MCCOOL3 | 51 LAKE RDG LUMBERTON, MS 39455 | AFLAC | $15 | — | $15 | — |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $11 | — | $11 | — |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $10 | — | $10 | — |
| TAMMY HOLLINGSWORTH3 Filed as: TAMMY J HOLLINGSWORTH | 1804 3RD AVE S IRONDALE, AL 35210 | AFLAC | $10 | — | $10 | — |
| EDDY H HUTTO3 | 1323 PLEASANT GROVE CHAPPARAL RD WAYNESBORO, MS 39367 | AFLAC | $5 | — | $5 | — |
| ROBYN LYNNE MORRIS3 | 123 CASTLEBERRY RD INDIAN SPRINGS, AL 35124 | AFLAC | $5 | — | $5 | — |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | — |
| THADIS DWAYNE PRYOR3 | 210 PLEASANT GROVE ALTAIR RD LAUREL, MS 39443 | AFLAC | $3 | — | $3 | — |
| JOHN B YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $2 | — | $2 | — |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | — |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS, INC. | 130 | $564K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $56K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 79 | $9K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 70 | $21K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 39 | $4K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 10 | $5K |
| Other(4 contracts, 2 carriers) | AFLAC | 115 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.