| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARY L THORNTON3 | P.O. BOX 8173 LAUREL, MS 394418173 | UNITEDHEALTHCARE INSURANCE COMPANY | $27K | — | $27K | 5.00% |
| J STANLEY JAMES3 | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC VV370 | $12K | $328 | $13K | 12.73% |
| GARY L THORNTON3 Filed as: GARY L.THORNTON | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC VV370 | $3K | $103 | $3K | 3.03% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC VV370 | $1K | $83 | $1K | 1.40% |
| TRACY S KENDRICK3 | 535B HILLCREST LOOP PETAL, MS 39465 | AFLAC VV370 | $1K | $28 | $1K | 1.37% |
| JOSEPH E PARKER JR3 | 2516 OLD HWY 24 SUITE F HATTIESBURG, MS 39402 | AFLAC VV370 | $766 | $60 | $826 | 0.84% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC VV370 | $500 | $60 | $560 | 0.57% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC VV370 | $523 | $16 | $539 | 0.55% |
| MARK BUTLER INC3 | 13155 A SHRINERS BLVD BILOXI, MS 39532 | AFLAC VV370 | $498 | $6 | $504 | 0.51% |
| PATRICIA LANE FAUST3 | 55 JESSIE BYRD RD LAUREL, MS 39443 | AFLAC VV370 | $393 | — | $393 | 0.40% |
| MATTHEW SHANE STRONG3 | 4437 SOUNDSIDE DR GULF BREEZE, FL 32563 | AFLAC VV370 | $213 | — | $213 | 0.22% |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC VV370 | $172 | — | $172 | 0.18% |
| GWENDALYN G MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC VV370 | $148 | — | $148 | 0.15% |
| JOSEPH E PARKER JR3 | 2516 OLD HIGHWAY 24 STE A HATTIESBURG, MS 39402 | AFLAC VV370 | $66 | — | $66 | 0.07% |
| DOROTHY A SCOTT3 | 2465 HWY 15 S OVETT, MS 39464 | AFLAC VV370 | $59 | — | $59 | 0.06% |
| JONATHAN FORD JAMES3 | 1194 CRESTBROOK LN SW MABLETON, GA 30126 | AFLAC VV370 | $42 | — | $42 | 0.04% |
| MICHELLE S PRYOR3 | 186 BROWN DR LAUREL, MS 39443 | AFLAC VV370 | $31 | — | $31 | 0.03% |
| PATRICK A MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC VV370 | $26 | — | $26 | 0.03% |
| CHRISTOPHER WAYNE THOMPSON3 | 1829 38TH ST MERIDIAN, MS 39305 | AFLAC VV370 | $15 | — | $15 | 0.02% |
| V L MONTGOMERY INC3 Filed as: VL MONTGOMERY INC | 6373 RED OAK DR BAILEY, MS 39320 | AFLAC VV370 | $15 | — | $15 | 0.02% |
| GARY L PRINE3 | 90 DYESS CIRCLE COLUMBIA, MS 39429 | AFLAC VV370 | $15 | — | $15 | 0.02% |
| THADIS DWAYNE PRYOR3 | 210 PLEASANT GROVE ALTAIR RD LAUREL, MS 39443 | AFLAC VV370 | $5 | — | $5 | 0.01% |
| MARY ANN TRICE3 | PO BOX 8173 LAUREL, MS 39441 | STARMOUNT LIFE INSURANCE COMPANY | $7K | — | $7K | 10.38% |
| J STANLEY JAMES3 Filed as: J. STANLEY JAMES | P.O. BOX 309 MOSELLE, MS 39459 | AFLAC | $3K | $63 | $3K | 13.86% |
| GARY L THORNTON3 | P.O. BOX 8173 LAUREL, MS 39441 | AFLAC | $338 | — | $338 | 1.39% |
| TRACY S KENDRICK3 | 535B HILLCREST LOOP PETAL, MS 39465 | AFLAC | $283 | — | $283 | 1.16% |
| MARK BUTLER INC3 | 13155 A SHRINERS BLVD BILOXI, MS 39532 | AFLAC | $240 | $13 | $253 | 1.04% |
| MARY ANN TRICE3 | 70 TRACE RD LAUREL, MS 39443 | AFLAC | $183 | $3 | $186 | 0.76% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $143 | $14 | $157 | 0.64% |
| JOSEPH E PARKER JR3 | 2516 OLD HWY 24 SUITE F HATTIESBURG, MS 39402 | AFLAC | $120 | $13 | $133 | 0.55% |
| MARK BUTLER INC3 | 13155 A SHRINERS BLVD BILOXI, MS 39532 | AFLAC | $99 | — | $99 | 0.41% |
| GWENDALYN G MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC | $87 | — | $87 | 0.36% |
| MATTHEW SHANE STRONG3 | 4437 SOUNDSIDE DR GULF BREEZE, FL 32563 | AFLAC | $63 | — | $63 | 0.26% |
| TOBY L GRIZZEL3 | P.O. BOX 4477 JOHNSON CITY, TN 37602 | AFLAC | $18 | — | $18 | 0.07% |
| LYNN B HODGE3 | 32 EARHART RD BLUFF CITY, TN 37618 | AFLAC | $16 | — | $16 | 0.07% |
| PATRICK A MCCOOL3 | 177 ADAMSVILLE RD BRIDGEWATER, NJ 08807 | AFLAC | $12 | — | $12 | 0.05% |
| WILLIAM T ODOM3 | P O BOX 781 RICHTON, MS 39476 | AFLAC | $9 | — | $9 | 0.04% |
| JOSEPH E PARKER JR3 | 2516 OLD HIGHWAY 24 STE A HATTIESBURG, MS 39402 | AFLAC | $9 | — | $9 | 0.04% |
| CHRISTOPHER WAYNE THOMPSON3 | 1829 38TH STREET MERIDIAN, MS 39305 | AFLAC | $7 | — | $7 | 0.03% |
| JACKSON D RHODES3 | 525 W OAKLAND AVE STE 7 JOHNSON CITY, TN 37604 | AFLAC | $7 | — | $7 | 0.03% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $4 | — | $4 | 0.02% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $826 | $288 | $1K | 10.79% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $764 | $189 | $953 | 12.48% |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $667 | — | $667 | 10.80% |
| GARY THORNTON3 | 1115 WEST 6TH ST LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $466 | — | $466 | 7.55% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | — | $265 | $265 | 4.29% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $93 | $93 | 1.51% |
| HITT & ASSOCIATES PA3 | 13 MISTY BRK HATTIESBURG, MS 394027752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $513 | $130 | $643 | 12.52% |
| THE ABACUS GROUP LLC3 | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $595 | — | $595 | 12.98% |
| GARY THORNTON3 | 1115 WEST 6TH STREET LAUREL, MS 39440 | UNION SECURITY INSURANCE COMPANY | $397 | — | $397 | 8.66% |
| DISABILITY RMS5 Filed as: DISABILITY RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 040929700 | UNION SECURITY INSURANCE COMPANY | — | $197 | $197 | 4.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 191037501 | UNION SECURITY INSURANCE COMPANY | — | $69 | $69 | 1.50% |
| MISSISSIPPI MFG ASSOCIATION3 | 720 N PRESIDENT JACKSON, MS 39202 | UNION SECURITY INSURANCE COMPANY | $50 | — | $50 | 1.09% |
| SCHIMPF INSURANCE SERVICES INC.3 Filed as: SCHIMPF INSURANCE SERVICES, INC. | P.O. BOX 1937 RIDGELAND, MS 39158 | UNION SECURITY INSURANCE COMPANY | $50 | — | $50 | 1.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 148 | $536K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 124 | $64K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 124 | $64K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 67 | $18K |
| Short-term disability(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 50 | $11K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 14 | $5K |
| Other(4 contracts, 3 carriers) | AFLAC VV370 | 127 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.