| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALENT GROUP3 Filed as: VALENT GROUP, LLC | 3500 BLUE LAKE DRIVE SUITE 120 BIRMINGHAM, AL 35243 | GUARDIAN | $9K | $343 | $9K | 13.28% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES | 1060 BROADWAY SUITE 400 ALBANY, NY 12204 | GUARDIAN | $3K | — | $3K | 5.00% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE | $867 | — | $867 | 1.89% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE | $846 | — | $846 | 1.85% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE | $606 | — | $606 | 1.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE | $498 | — | $498 | 1.09% |
| DARYL E. MARTIN3 Filed as: DARYL SUMRALL | — | LIBERTY NATIONAL LIFE INSURANCE | $108 | — | $108 | 0.24% |
| LUCAS BAUMGARTNER3 Filed as: LUCAS DISHER | — | LIBERTY NATIONAL LIFE INSURANCE | $59 | — | $59 | 0.13% |
| C WEDEMEYER3 | — | LIBERTY NATIONAL LIFE INSURANCE | $29 | — | $29 | 0.06% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY WILLIAMS | — | LIBERTY NATIONAL LIFE INSURANCE | $24 | — | $24 | 0.05% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER BEDWELL | — | LIBERTY NATIONAL LIFE INSURANCE | $18 | — | $18 | 0.04% |
| MARY-JOYCE LICATA3 Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE | -$341 | — | -$341 | -0.74% |
| MARCUS A THOMAS3 Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE | -$359 | — | -$359 | -0.78% |
| AMBERLEE TONEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | -$604 | — | -$604 | -1.32% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE | $355 | — | $355 | 1.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE | $351 | — | $351 | 1.07% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE | $233 | — | $233 | 0.71% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE | $215 | — | $215 | 0.66% |
| DARYL E. MARTIN3 Filed as: DARYL SUMRALL | — | LIBERTY NATIONAL LIFE INSURANCE | $81 | — | $81 | 0.25% |
| LUCAS BAUMGARTNER3 Filed as: LUCAS DISHER | — | LIBERTY NATIONAL LIFE INSURANCE | $46 | — | $46 | 0.14% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER BEDWELL | — | LIBERTY NATIONAL LIFE INSURANCE | $30 | — | $30 | 0.09% |
| C WEDEMEYER3 Filed as: C. WEDEMEYER | — | LIBERTY NATIONAL LIFE INSURANCE | $21 | — | $21 | 0.06% |
| DESTINY JONES3 | — | LIBERTY NATIONAL LIFE INSURANCE | $11 | — | $11 | 0.03% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM VANDERLINDEN | — | LIBERTY NATIONAL LIFE INSURANCE | $10 | — | $10 | 0.03% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY WILLIAMS | — | LIBERTY NATIONAL LIFE INSURANCE | $7 | — | $7 | 0.02% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LITTLE | — | LIBERTY NATIONAL LIFE INSURANCE | $5 | — | $5 | 0.02% |
| QWANEISHA MACKEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | $1 | — | $1 | 0.00% |
| BARBARA BAROS3 Filed as: BARBARA CANTRELL | — | LIBERTY NATIONAL LIFE INSURANCE | $0 | — | $0 | 0.00% |
| AMBERLEE TONEY3 | — | LIBERTY NATIONAL LIFE INSURANCE | -$174 | — | -$174 | -0.53% |
| MARY-JOYCE LICATA3 Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE | -$232 | — | -$232 | -0.71% |
| MARCUS A THOMAS3 Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE | -$634 | — | -$634 | -1.94% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOLUTIONS, INC. | PO BOX 11407 DEPT #2142 BIRMINGHAM, AL 35246 | USABLE LIFE | $3K | — | $3K | 15.00% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $161 | — | $161 | 1.36% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $150 | — | $150 | 1.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE HINSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $113 | — | $113 | 0.96% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $95 | — | $95 | 0.80% |
| DAYRL SUMRALL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $20 | — | $20 | 0.17% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY WILLIAMS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.12% |
| C WEDEMEYER3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8 | — | $8 | 0.07% |
| MARY-JOYCE LICATA3 Filed as: MARY GRIFFITH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$29 | — | -$29 | -0.25% |
| MARCUS A THOMAS3 Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$94 | — | -$94 | -0.80% |
| MARVIN LEE WILKERSON3 Filed as: MARVIN ODELL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $323 | — | $323 | 3.40% |
| DOUGLAS EDWARD VIESELMEYER3 Filed as: DOUGLAS LAVENDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $220 | — | $220 | 2.32% |
| CARLOS A ALMEIDA3 Filed as: CARLOS LOGAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $163 | — | $163 | 1.72% |
| MARCUS A THOMAS Filed as: MARCUS MCMILLAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $45 | — | $45 | 0.47% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUE LAKE DR STE 120 BIRMINGHAM, AL 35243 | STANDARD INSURANCE COMPANY | $356 | — | $356 | 4.98% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES R NELLIGAN & ASSOC LLC | 1933 STATE ROUTE 35 STE 368 WALL, NJ 07719 | STANDARD INSURANCE COMPANY | $356 | — | $356 | 4.98% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $143 | — | $143 | 2.46% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMNGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $141 | $0 | $141 | 2.42% |
| KELLIE LEANNE WELLS3 | 16281 SAVOY CT FAIRHOPE, AL 36532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | — | $66 | 1.13% |
| AIMEE STONE3 | 3604 CONVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.77% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.48% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES, INC | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.38% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.15% |
| PRESTON ROBERTSON ENTERPRISES INC3 | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.14% |
| ROBERT H STONE SR3 Filed as: ROBERT H. STONE, SR. | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.10% |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| BARDEN AND ASSOCIATES LLC3 Filed as: BARDEN AND ASSOCIATES, LLC | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | — | $109 | 2.51% |
| VALENT GROUP3 | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | — | $99 | 2.28% |
| BURTON M HERRING JR6 Filed as: BURTON M. HERRING, JR. | 922 OLD FEDERAL ROAD SHORTER, AL 36075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.83% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.71% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.57% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.37% |
| PRESTON ROBERTSON ENTERPRISES INC3 Filed as: PRESTON ROBERTSON ENTERPRISES | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.25% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.25% |
| ROBERT H STONE SR3 Filed as: ROBERT H STONE, SR | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| BARDEN AND ASSOCIATES LLC3 Filed as: BARDEN & ASSOCIATES LLC | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| PJ SKELTON LLC3 Filed as: PJ SKELTON, LLC | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $96 | — | $96 | 2.43% |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUE LAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | — | $86 | 2.18% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL, INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.94% |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.73% |
| PRESTON ROBERTSON ENTERPRISES INC3 Filed as: PRESTON ROBERTSON ENTERPRISES | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.46% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES, INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.35% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.15% |
| ROBERT H STONE SR3 Filed as: ROBERT H. STONE, SR. | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| PJ SKELTON LLC3 Filed as: PJ SKELTON, LLC | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| BARDEN AND ASSOCIATES LLC3 | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | GUARDIAN | 103 | $68K |
| Vision | GUARDIAN | 103 | $68K |
| Life insurance(4 contracts, 2 carriers) | USABLE LIFE | 126 | $35K |
| Short-term disability(3 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 10 | $14K |
| Other(9 contracts, 5 carriers) | GUARDIAN | 126 | $203K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.