See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 15 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 55 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PAYER MATRIX LLC NONE | Consulting (general); Insurance services Service code 16 | 1400 N PROVIDENCE ROAD MEDIA, PA 19063 | $2.2M |
| ANTHEM BLUE CROSS BLUE SHIELD EIN 61-1237516 NONE | Claims processing Service code 12 | — | $2.1M |
| UMR EIN 39-1995276 NONE | Contract Administrator Service code 13 | 333 WEST VINE STREET LEXINGTON, KY 40507 | $681K |
| LEWIS AND ELLIS ACTUARIES AND CONS NONE | Actuarial Service code 11 | 6600 CHASE OAKS BLVD PLANO, TX 75023 | $52K |
| PERSHING LLC NONE | Custodial (securities); Investment management Service code 19 | ONE PERSHING PLAZA JERSEY CITY, NJ 07399 | $32K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 NONE | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $18K |
| CENTRAL BANK & TRUST COMPANY EIN 61-0153605 NONE | Custodial (securities); Investment management Service code 19 | 300 WEST VINE STREET LEXINGTON, KY 40507 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,983 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,983 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 1,209 | $12.5M |
| Dental(7 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 1,581 | $14.7M |
| Vision(5 contracts) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 912 | $15.1M |
| Life insurance(4 contracts, 4 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 245 | $1.5M |
| Short-term disability(4 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 89 | $167K |
| Long-term disability(3 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 89 | $159K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF KENTUCKY INC | 678 | $501K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,581 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.