| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY INC | $282K | $13K | $294K | 1.91% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $333K | $24K | $357K | 3.69% |
| KY RETAIL FEDERATION INS3 | 512 CAPITAL AVE FRANKFORT, KY 40601 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | $121K | $121K | 1.72% |
| FOSTER INSURANCE SERVICES INC3 | 900 RIDGE POINT DRIVE LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $42K | — | $42K | 0.60% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $32K | $745 | $32K | 0.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY | 9300 SHELBYVILLE ROAD LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $29K | — | $29K | 0.41% |
| HOUCHENS INSURANCE3 | 1240 FAIRWAY STREET BOWLING GREEN, KY 42103 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $23K | $200 | $24K | 0.34% |
| THE LIFE ASSOCIATES INC3 | PO BOX 226 BENTON, KY 42025 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $9K | $3K | $12K | 0.16% |
| JOHN GLASCOCK3 | PO BOX 23501 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $9K | — | $9K | 0.13% |
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM D SNOWDEN & ASSOC | 812 LYNDON LANE LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $8K | $100 | $8K | 0.11% |
| BETTER SOURCE BENEFIT COMPANY INC3 Filed as: BETTER SOURCE BENEFIT COMPANY | 340 CLIFTY ST LOUISVILLE, KY 42501 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $6K | $600 | $6K | 0.09% |
| FOWLER SECURITIES & BENEFITS3 | 300 DISTILLERY COMMONS LOUISVILLE, KY 40206 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $5K | — | $5K | 0.08% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $4K | — | $4K | 0.06% |
| PLAPPERT INS AGENCY3 | 12700 TOWNEPARK WAY LOUISVILLE, KY 40243 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $4K | $100 | $4K | 0.06% |
| INSURANCE SPECIALISTS LLC | 1750 SCOTTSVILLE RD LOUISVILLE, KY 42104 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $3K | — | $3K | 0.05% |
| THE HINTON AGENCY LLC3 Filed as: THE HINTON AGENCY | 306 WEDDLE STREET SOMERSET, KY 41041 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $1K | — | $1K | 0.02% |
| MEDLINK INC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $503 | $138 | $641 | 0.01% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $501 | — | $501 | 0.01% |
| VAN METER INSURANCE AGENCY INC3 Filed as: VAN METER INSURANCE AGENCY LLC | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 42103 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | 0.00% |
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM D SNOWDEN & ASSOCIATES | 812 LYNDON LANE LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | 0.00% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | 0.00% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN J. BYRNE | 9400 WILLIAMSBURG PLAZA LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | 0.00% |
| THE UNDERWRITERS GROUP INC3 Filed as: THE UNDERWRITERS GROUP | PO BOX 23790 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | 0.00% |
| HATFIELD LOUISVILLE LLC | 12800 TOWN PARK WAY LOUISVILLE, KY 40243 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | 0.00% |
| CIS INSURANCE & INVESTMENTS4 Filed as: CIS INSURANCE AND INV ADVISORS | 550 S. 5TH STREET LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $59K | $4K | $63K | 1.68% |
| MCGRIFF INSURANCE SERVICES INC4 Filed as: MCGRIFF INSURANCE | 200 W VINE ST LEXINGTON, KY 40507 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $36K | $2K | $37K | 0.99% |
| BROWN AND BROWN OF FLORIDA, INC.4 Filed as: PHIL BROWN INSURANCE AGENCY | 9300 SHELBYVILLE ROAD LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $34K | $2K | $36K | 2.07% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY4 Filed as: LOGAN LAVELLE HUNT | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $21K | $800 | $22K | 1.24% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $27K | $1K | $29K | 1.73% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY | 9300 SHELBYVILLE ROAD LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $9K | — | $9K | 0.52% |
| BETTER SOURCE BENEFIT COMPANY INC3 Filed as: BETTER SOURCE BENEFIT | 340 CLIFTY STREET SOMERSET, KY 42501 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $5K | — | $5K | 0.29% |
| HOUCHENS INSURANCE3 | 1750 SCOTTSVILLE RD. BOWLING GREEN, KY 42104 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $4K | — | $4K | 0.23% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO RD LOUISVILLE, KY 40207 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $57 | — | $57 | 0.00% |
| UMR, INC.5 Filed as: UMR | 333 WEST VINE STREET LEXINGTON, KY 40507 | UNION SECURITY INSURANCE COMPANY | — | $4K | $4K | 10.28% |
| UMR, INC.5 Filed as: UMR | 333 WEST VINE STREET LEXINGTON, KY 40507 | UNION SECURITY INSURANCE COMPANY | — | $8K | $8K | 20.01% |
| UMR, INC.3 Filed as: UMR | 333 WEST VINE STREET LEXINGTON, KY 40507 | UNION SECURITY INSURANCE CO. | — | — | $0 | — |
| LOGAN LAVELLE HUNT INSURANCE AGENCY4 Filed as: LOGAN LAVELLE HUNT | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | — | — | $0 | — |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE HUNT INSURANCE | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | — |
| HIRAM D SNOWDEN AND ASSOCIATES Filed as: HIRAM D SNOWDEN & ASSOCIATES | 812 LYNDON LANE LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 NONE | Contract Administrator Service code 13 | 333 WEST VINE STREET LEXINGTON, KY 40507 | $721K |
| PERSHING LLC NONE | Investment management Service code 28 | ONE PERSHING PLAZA JERSEY CITY, NJ 07399 | $12K |
| CENTRAL BANK & TRUST COMPANY EIN 61-0153605 NONE | Custodial (securities); Investment management Service code 19 | 300 WEST VINE STREET LEXINGTON, KY 40507 | $12K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 NONE | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ANTHEM HEALTH PLANS OF KENTUCKY INC | 1,930 | $22.4M |
| Dental(7 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY INC | 2,064 | $18.9M |
| Vision(3 contracts) | ANTHEM HEALTH PLANS OF KENTUCKY INC | 1,930 | $17.1M |
| Life insurance(5 contracts, 4 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 253 | $1.7M |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 78 | $38K |
| Long-term disability(4 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 86 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,064 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.