See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 16 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 52 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 333 WEST VINE STREET LEXINGTON, KY 40507 | $654K |
| PAYER MATRIX LLC CONSULTING | Consulting (general) Service code 16 | 1400 N PROVIDENCE ROAD MEDIA, PA 19063 | $513K |
| ANTHEM BLUE CROSS BLUE SHIELD EIN 61-1237516 CLAIMS ADMISTRATOR | Claims processing Service code 12 | — | $445K |
| LEWIS AND ELLIS ACTUARIES AND CONS ACTUARY | Actuarial Service code 11 | 6600 CHASE OAKS BLVD PLANO, TX 75023 | $40K |
| PERSHING LLC INVESTMENT MANAGEMENT | Investment management; Custodial (securities) Service code 19 | ONE PERSHING PLAZA JERSEY CITY, NJ 07399 | $30K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 AUDITOR | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $13K |
| CENTRAL BANK & TRUST COMPANY EIN 61-0153605 INVESTMENT MANAGEMENT | Investment management; Custodial (securities) Service code 19 | 300 WEST VINE STREET LEXINGTON, KY 40507 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,044 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,044 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 1,831 | $14.7M |
| Dental(7 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 1,831 | $17.9M |
| Vision(6 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 1,831 | $18.1M |
| Life insurance(5 contracts, 5 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 245 | $1.9M |
| Short-term disability(4 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 89 | $108K |
| Long-term disability(5 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 89 | $108K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF KENTUCKY INC | 1,831 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,831 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.