| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FOWLER SECURITIES AND BENEFITS3 | 300 DISTILLERY COMMONS STE 250 LOUISVILLE, KY 40206 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $63K | $0 | $63K | 1.22% |
| CHRISTOPHER MACKEY3 | 4200 GARDINER VIEW LOUISVILLE, KY 40213 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $30K | $0 | $30K | 0.59% |
| STERLING G THOMPSON COMPANY LLC3 Filed as: STERLING THOMPSON CO | 545 S THIRD STREET SUITE 300 LOUISVILLE, KY 40202 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $25K | $0 | $25K | 0.49% |
| WLA INSURANCE LLC3 Filed as: WLA INSURANCE | 1246 S THIRD STREET LOUISVILLE, KY 40203 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $16K | $0 | $16K | 0.31% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN J BYRNE | 9400 WILLIAMSBURG PLZ SUITE 340 LOUISVILLE, KY 40222 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $12K | $0 | $12K | 0.24% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 436869 LOUISVILLE, KY 40253 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $5K | $152 | $5K | 0.10% |
| INSURAMAX INC3 Filed as: INSURAMAX | PO BOX 20829 LOUISVILLE, KY 40250 | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | $3K | $0 | $3K | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 866 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 866 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | 1,667 | $5.1M |
| Vision | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | 1,667 | $5.1M |
| Life insurance | ANTHEM HEALTH INSURANCE PLANS OF KENTUCKY, INC. | 1,667 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,667 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.