| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FOWLER SECURITIES AND BENEFITS3 | 222 E. WITHERSPOON STREET SUITE 105 B LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $680K | $14K | $694K | 3.59% |
| BENEFIC ADMINISTRATIVE SOLUTIONS LL5 | 222 E. WITHERSPOON STREET SUITE 105 B LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | — | $164K | $164K | 0.85% |
| STERLING G THOMPSON COMPANY LLC3 | 545 S THIRD ST SUITE 300 LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $52K | $52K | $105K | 0.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGCY INC | 9300 SHELBYVILLE ROAD LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $31K | — | $31K | 0.16% |
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 40203 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $24K | — | $24K | 0.13% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST ST WINCHESTER, VA 22601 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $11K | — | $11K | 0.05% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO RD LOUISVILLE, KY 40207 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $10K | — | $10K | 0.05% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 | 13800 JACKSON ROAD, MISHAWAKA, IN 46544 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $6K | — | $6K | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4000 SMITH RD STE 400 CINCINNATI, OH 45209 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $3K | — | $3K | 0.02% |
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INSURANCE AND INVESTMENTS ADVIS | 550 S 5TH ST STE 303 LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $3K | — | $3K | 0.02% |
| BROKERNET INC3 | NORTHWOODS BLVD STE C COLUMBUS, OH 43235 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | — | $25 | $25 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,727 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,727 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 4,727 | $19.3M |
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 4,727 | $19.3M |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 4,727 | $19.3M |
| Life insurance | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 4,727 | $19.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,727 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.