| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL INCORPORATED | ATTN DEBORAH CROFT ST AUGUSTINE, FL 32080 | AETNA LIFE INSURANCE CO. | $21K | — | $21K | 0.90% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $7K | $123 | $7K | 8.25% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $2K | — | $2K | 2.67% |
| SERGIO I GARCIA3 Filed as: SERGIO GARCIA | 3809 LAVISTA CIR APT 239 JACKSONVILLE, FL 32217 | AFLAC | $1K | — | $1K | 1.30% |
| SLR INSURANCE SOLUTIONS INC3 Filed as: SLR INSURANCE SOLUTIONS, INC | 179 PINE HAVEN DRIVE ST JOHNS, FL 32259 | AFLAC | $1K | $29 | $1K | 1.25% |
| PETER HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $403 | — | $403 | 0.46% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | 125 CLEARLAKE DR POINTE VERDA BEACH, FL 32082 | AFLAC | $389 | — | $389 | 0.44% |
| JAMEY MILLER INC3 | 6270 TERRACE VIEW AUBURN, WA 98092 | AFLAC | $355 | — | $355 | 0.41% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $301 | $17 | $318 | 0.36% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $256 | — | $256 | 0.29% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $233 | — | $233 | 0.27% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $193 | — | $193 | 0.22% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $145 | — | $145 | 0.17% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 276 BRIARWOOD LN POINTE VERDA BEACH, FL 32082 | AFLAC | $142 | — | $142 | 0.16% |
| SHADEL & ASSOCIATES LLC3 | 3100 BLUFF LN HILLSBOROUGH, NC 27278 | AFLAC | $126 | — | $126 | 0.14% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $123 | — | $123 | 0.14% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $120 | — | $120 | 0.14% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $70 | — | $70 | 0.08% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $65 | — | $65 | 0.07% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $47 | — | $47 | 0.05% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $44 | — | $44 | 0.05% |
| BRANDON ADAMS3 | 106 SW 38TH ST GAINESVILLE, FL 32607 | AFLAC | $36 | — | $36 | 0.04% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $33 | — | $33 | 0.04% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $24 | — | $24 | 0.03% |
| GLORIA BUSSEY3 | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $21 | — | $21 | 0.02% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $17 | — | $17 | 0.02% |
| SANDRA ADAMS3 | 1817 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $17 | — | $17 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $13 | — | $13 | 0.01% |
| NICOLE SMITH3 | 13341 STONE POND DR JACKSONVILLE, FL 32224 | AFLAC | $10 | — | $10 | 0.01% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $9 | — | $9 | 0.01% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $8 | — | $8 | 0.01% |
| CECIL SALMON3 | 27 RAMBLEWOOD DR. PALM COAST, FL 32164 | AFLAC | $6 | — | $6 | 0.01% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $6 | — | $6 | 0.01% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $5 | — | $5 | 0.01% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.01% |
| R GRIFFIN JR3 | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $5 | — | $5 | 0.01% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $5 | — | $5 | 0.01% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $3 | — | $3 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 15.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $71 | — | $71 | 0.10% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $1K | — | $1K | 4.28% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $227 | — | $227 | 0.88% |
| GLORIA BUSSEY3 | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $188 | — | $188 | 0.73% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $162 | — | $162 | 0.63% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $149 | — | $149 | 0.58% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | 125 CLEARLAKE DR PONTE VEDRA BEACH, FL 32082 | AFLAC | $134 | — | $134 | 0.52% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $124 | — | $124 | 0.48% |
| SLR INSURANCE SOLUTIONS INC3 Filed as: SLR INSURANCE SOLUTIONS, INC | 179 PINE HAVEN DRIVE ST JOHNS, FL 32259 | AFLAC | $118 | — | $118 | 0.46% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $85 | — | $85 | 0.33% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $82 | — | $82 | 0.32% |
| SERGIO I GARCIA3 Filed as: SERGIO GARCIA | 3809 LAVISTA CIR APT 239 JACKSONVILLE, FL 32217 | AFLAC | $74 | — | $74 | 0.29% |
| JAMEY MILLER INC3 | 6270 TERRACE VIEW LN SE AUBURN, WA 98092 | AFLAC | $68 | — | $68 | 0.26% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $50 | — | $50 | 0.19% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $50 | — | $50 | 0.19% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $45 | — | $45 | 0.17% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $41 | — | $41 | 0.16% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $39 | — | $39 | 0.15% |
| J W GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $31 | — | $31 | 0.12% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $29 | — | $29 | 0.11% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 276 BRIARWOOD LN POINTE VERDA BEACH, FL 32082 | AFLAC | $28 | — | $28 | 0.11% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $28 | — | $28 | 0.11% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $27 | — | $27 | 0.10% |
| BRANDON ADAMS3 | 106 SW 38TH ST GAINESVILLE, FL 32607 | AFLAC | $26 | — | $26 | 0.10% |
| PETER HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $24 | — | $24 | 0.09% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $22 | — | $22 | 0.09% |
| SANDRA ADAMS3 | 1817 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $20 | — | $20 | 0.08% |
| SHADEL & ASSOCIATES LLC3 | 3100 BLUFF LN HILLSBOROUGH, NC 27278 | AFLAC | $19 | — | $19 | 0.07% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $17 | — | $17 | 0.07% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $16 | — | $16 | 0.06% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $16 | — | $16 | 0.06% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $14 | — | $14 | 0.05% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $12 | — | $12 | 0.05% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $7 | — | $7 | 0.03% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $6 | — | $6 | 0.02% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $5 | — | $5 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $5 | — | $5 | 0.02% |
| CECIL SALMON3 | 27 RAMBLEWOOD DR. PALM COAST, FL 32164 | AFLAC | $4 | — | $4 | 0.02% |
| MARK C LEE3 Filed as: MARK LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $4 | — | $4 | 0.02% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $2 | — | $2 | 0.01% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $1 | — | $1 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 16.70% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $398 | — | $398 | 3.52% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $97 | — | $97 | 0.86% |
| JAMEY MILLER INC3 | 6270 TERRACE VIEW LN SE AUBURN, WA 98092 | AFLAC | $78 | — | $78 | 0.69% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 276 BRIARWOOD LN PONTE VEDRA BEACH, FL 32082 | AFLAC | $63 | — | $63 | 0.56% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | 125 CLEARLAKE DR PONTE VEDRA BEACH, FL 32082 | AFLAC | $54 | — | $54 | 0.48% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $53 | — | $53 | 0.47% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $51 | — | $51 | 0.45% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $37 | — | $37 | 0.33% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $31 | — | $31 | 0.27% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $24 | — | $24 | 0.21% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $18 | — | $18 | 0.16% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $18 | — | $18 | 0.16% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $16 | — | $16 | 0.14% |
| SLR INSURANCE SOLUTIONS INC3 Filed as: SLR INSURANCE SOLUTIONS, INC | 179 PINE HAVEN DRIVE ST JOHNS, FL 32259 | AFLAC | $14 | — | $14 | 0.12% |
| SHADEL & ASSOCIATES LLC3 | 3100 BLUFF LN HILLSBOROUGH, NC 27278 | AFLAC | $8 | — | $8 | 0.07% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $8 | — | $8 | 0.07% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 411 WALNUT ST #16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $7 | — | $7 | 0.06% |
| BRANDON ADAMS3 | 106 SW 38TH ST GAINESVILLE, FL 32607 | AFLAC | $4 | — | $4 | 0.04% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $4 | — | $4 | 0.04% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $4 | — | $4 | 0.04% |
| GLORIA BUSSEY3 | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $2 | — | $2 | 0.02% |
| SANDRA ADAMS3 | 1817 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $2 | — | $2 | 0.02% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $2 | — | $2 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.02% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $1 | — | $1 | 0.01% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 610 BLACKSHEAR ST THOMASVILLE, GA 31792 | AFLAC | $1 | — | $1 | 0.01% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| CECIL SALMON3 | 27 RAMBLEWOOD DR. PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INTERFLEX PAYMENTS, LLC EIN 27-2256926 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 444 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 38 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 468 | $2.3M |
| Dental | AETNA LIFE INSURANCE CO. | 468 | $2.3M |
| Vision | HUMANA INSURANCE COMPANY | 239 | $23K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 325 | $73K |
| Other(4 contracts, 2 carriers) | AFLAC | 325 | $196K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.