| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | FLORIDA COMBINED LIFE | $17K | — | $17K | 10.95% |
| FLORIDA BLUE3 Filed as: MARION SCOTT | 4800 DEERWOOD CAMPUS PARKWAY #DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $423 | — | $423 | 0.28% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 15.31% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $3K | $190 | $3K | 5.13% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $553 | — | $553 | 0.89% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $386 | $38 | $424 | 0.68% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | PO BOX 3158 PONTE VEDRA BEACH, FL 32004 | AFLAC | $397 | — | $397 | 0.64% |
| JAMEY MILLER INC3 | 2202 57TH STREET SE AUBURN, WA 98092 | AFLAC | $378 | — | $378 | 0.60% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $264 | — | $264 | 0.42% |
| SLR INSURANCE SOLUTIONS INC3 Filed as: SLR INSURANCE SOLUTIONS, INC | 179 PINE HAVEN DRIVE ST JOHNS, FL 32259 | AFLAC | $257 | — | $257 | 0.41% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 3948 3RD STREET S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $168 | $38 | $206 | 0.33% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $193 | — | $193 | 0.31% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $192 | — | $192 | 0.31% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $142 | — | $142 | 0.23% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $132 | — | $132 | 0.21% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $127 | — | $127 | 0.20% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $71 | — | $71 | 0.11% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $68 | — | $68 | 0.11% |
| SHADEL & ASSOCIATES LLC3 | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $57 | — | $57 | 0.09% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 40 AVERY STREET ST AUGUSTINE, FL 32084 | AFLAC | $50 | — | $50 | 0.08% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINCA CIRCLE SARASOTA, FL 34233 | AFLAC | $39 | — | $39 | 0.06% |
| BRANDON ADAMS3 | 268 SW SHOREWOOD DR DUNNELLON, FL 34431 | AFLAC | $35 | — | $35 | 0.06% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $35 | — | $35 | 0.06% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $25 | — | $25 | 0.04% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $16 | — | $16 | 0.03% |
| SANDRA ADAMS3 | 1817 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $16 | — | $16 | 0.03% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $13 | — | $13 | 0.02% |
| NICOLE SMITH3 | 13341 STONE POND DR JACKSONVILLE, FL 32224 | AFLAC | $10 | — | $10 | 0.02% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.01% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $7 | — | $7 | 0.01% |
| CECIL SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $6 | — | $6 | 0.01% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $5 | — | $5 | 0.01% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $4 | — | $4 | 0.01% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $3 | — | $3 | 0.00% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $0 | — | $0 | 0.00% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $1K | $27 | $1K | 3.79% |
| GLORIA BUSSEY3 | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $235 | — | $235 | 0.65% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $220 | — | $220 | 0.61% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | PO BOX 3158 PONTE VEDRA BEACH, FL 32004 | AFLAC | $215 | — | $215 | 0.59% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $195 | — | $195 | 0.54% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $180 | — | $180 | 0.50% |
| JAMEY MILLER INC3 | 2202 57TH STREET SE AUBURN, WA 98092 | AFLAC | $151 | — | $151 | 0.42% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $141 | $5 | $146 | 0.40% |
| SLR INSURANCE SOLUTIONS INC3 Filed as: SLR INSURANCE SOLUTIONS, INC | 179 PINE HAVEN DRIVE ST JOHNS, FL 32259 | AFLAC | $117 | — | $117 | 0.32% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $115 | — | $115 | 0.32% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $88 | — | $88 | 0.24% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $87 | — | $87 | 0.24% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 3948 3RD STREET S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $82 | $5 | $87 | 0.24% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $74 | — | $74 | 0.20% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $57 | — | $57 | 0.16% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $56 | — | $56 | 0.15% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $49 | — | $49 | 0.14% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $45 | — | $45 | 0.12% |
| SHADEL & ASSOCIATES LLC3 | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $44 | — | $44 | 0.12% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINCA CIRCLE SARASOTA, FL 34233 | AFLAC | $44 | — | $44 | 0.12% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $42 | — | $42 | 0.12% |
| BRANDON ADAMS3 | 268 SW SHOREWOOD DR DUNNELLON, FL 34431 | AFLAC | $34 | — | $34 | 0.09% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $30 | — | $30 | 0.08% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $28 | — | $28 | 0.08% |
| SANDRA ADAMS3 | 1817 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $26 | — | $26 | 0.07% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $23 | — | $23 | 0.06% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 40 AVERY STREET ST AUGUSTINE, FL 32084 | AFLAC | $21 | — | $21 | 0.06% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $21 | — | $21 | 0.06% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $15 | — | $15 | 0.04% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $14 | — | $14 | 0.04% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $13 | — | $13 | 0.04% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $13 | — | $13 | 0.04% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $10 | — | $10 | 0.03% |
| MARK C LEE3 Filed as: MARK LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $6 | — | $6 | 0.02% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $6 | — | $6 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $6 | — | $6 | 0.02% |
| NICOLE SMITH3 | 13341 STONE POND DR JACKSONVILLE, FL 32224 | AFLAC | $5 | — | $5 | 0.01% |
| CECIL SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $3 | — | $3 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 585 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.01% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $2 | — | $2 | 0.01% |
| MATTHEW SHANE STRONG3 Filed as: MATTHEW STRONG | 3860 COLONIAL BLVD STE 200 FORT MYERS, FL 33966 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | 5023 EAGLE POINT DR JACKSONVILLE, FL 32244 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | HUMANA INSURANCE COMPANY | $2K | $1K | $3K | 14.02% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $1K | $62 | $1K | 5.99% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $249 | — | $249 | 1.36% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 10375 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $161 | $12 | $173 | 0.94% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES, INC | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $134 | — | $134 | 0.73% |
| JAMEY MILLER INC3 | 2202 57TH STREET SE AUBURN, WA 98092 | AFLAC | $106 | — | $106 | 0.58% |
| SLR INSURANCE SOLUTIONS INC3 Filed as: SLR INSURANCE SOLUTIONS, INC | 179 PINE HAVEN DRIVE ST JOHNS, FL 32259 | AFLAC | $87 | — | $87 | 0.47% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 3948 3RD STREET S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $77 | $8 | $85 | 0.46% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | PO BOX 3158 PONTE VEDRA BEACH, FL 32004 | AFLAC | $83 | — | $83 | 0.45% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $74 | — | $74 | 0.40% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $40 | — | $40 | 0.22% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $38 | — | $38 | 0.21% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $25 | — | $25 | 0.14% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $23 | — | $23 | 0.13% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $19 | — | $19 | 0.10% |
| GLORIA BUSSEY3 | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $18 | — | $18 | 0.10% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $16 | — | $16 | 0.09% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $16 | — | $16 | 0.09% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 375 HARBOUR COVE DR APT 323 SPARKS, NV 89434 | AFLAC | $15 | — | $15 | 0.08% |
| MATTHEW SHANE STRONG3 Filed as: MATTHEW STRONG | 3860 COLONIAL BLVD STE 200 FORT MYERS, FL 33966 | AFLAC | $14 | — | $14 | 0.08% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $13 | — | $13 | 0.07% |
| SHADEL & ASSOCIATES LLC3 | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $13 | — | $13 | 0.07% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $12 | — | $12 | 0.07% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 40 AVERY STREET ST AUGUSTINE, FL 32084 | AFLAC | $10 | — | $10 | 0.05% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINCA CIRCLE SARASOTA, FL 34233 | AFLAC | $9 | — | $9 | 0.05% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $9 | — | $9 | 0.05% |
| J W GRIMES INC Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $9 | — | $9 | 0.05% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $7 | — | $7 | 0.04% |
| SANDRA ADAMS3 | 1817 CYPRESS POINT RD OCALA, FL 34472 | AFLAC | $5 | — | $5 | 0.03% |
| BRANDON ADAMS3 | 268 SW SHOREWOOD DR DUNNELLON, FL 34431 | AFLAC | $5 | — | $5 | 0.03% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $3 | — | $3 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.01% |
| CECIL SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $1 | — | $1 | 0.01% |
| MARK C LEE3 Filed as: MARK LEE | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $0 | — | $0 | 0.00% |
| DOUGLAS THOMAS O'NEAL JR3 | 605 TIMBER POND DRIVE PONTE VEDRA BEACH, FL 32082 | AMERICAN HERITAGE LIFE INSURANCE COMPANY (ALLSTATE) | $6 | — | $6 | 0.32% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INTERFLEX PAYMENTS, LLC EIN 27-2256926 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 404 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 58 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 462 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 7 | $65K |
| Dental | FLORIDA COMBINED LIFE | 304 | $152K |
| Vision | HUMANA INSURANCE COMPANY | 229 | $25K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 414 | $76K |
| Other(4 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 414 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 414 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.