| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL INCORPORATED ATTN | DEBORAH CROFT 1200 PLANTATION ISLAND DR STE 210 ST AUGUSTINE, FL 32080 | AETNA HEATLH, INC. | $5K | — | $5K | 0.25% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC. | 1200 PLANTATION ISLAND DRIVE S SUITE 210 ST. AUGUSTINE, FL 320803115 | FLORIDA COMBINED LIFE | $28K | — | $28K | 17.41% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $4K | $212 | $4K | 5.49% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | AFLAC | $545 | — | $545 | 0.71% |
| HAUGHT FINANCIAL GRP INC3 | PO BOX 3158 PONTE VEDRA BEACH, FL 32004 | AFLAC | $526 | — | $526 | 0.69% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $463 | $42 | $505 | 0.66% |
| JAMEY MILLER INC3 | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $499 | — | $499 | 0.65% |
| EBERHART & ASSOCIATES INC3 Filed as: EBERHART & ASSOCIATES | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $420 | $36 | $456 | 0.59% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 3948 3RD ST S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $410 | $6 | $416 | 0.54% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $286 | — | $286 | 0.37% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROAD RD NW KENNESAW, GA 30152 | AFLAC | $276 | — | $276 | 0.36% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FM 32003 | AFLAC | $261 | — | $261 | 0.34% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $187 | — | $187 | 0.24% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $169 | — | $169 | 0.22% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $94 | — | $94 | 0.12% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 216 W MAITLAND BLVD MAITLAND, FL 32751 | AFLAC | $92 | — | $92 | 0.12% |
| SHADEL & ASSOCIATES LLC3 | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $78 | — | $78 | 0.10% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $67 | — | $67 | 0.09% |
| BRANDON ADAMS3 | 74 CROWN COLONY RD SAINT AUGUSTINE, FL 32092 | AFLAC | $51 | — | $51 | 0.07% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $50 | — | $50 | 0.07% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $47 | — | $47 | 0.06% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $44 | — | $44 | 0.06% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $35 | — | $35 | 0.05% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $29 | — | $29 | 0.04% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $19 | — | $19 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $16 | — | $16 | 0.02% |
| NICOLE SMITH3 | 4326 ELLIPSE DR JACKSONVILLE, FL 32246 | AFLAC | $12 | — | $12 | 0.02% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $9 | — | $9 | 0.01% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 2685 S RAINBOW BLVD STE 200 LAS VEGAS, NV 89146 | AFLAC | $9 | — | $9 | 0.01% |
| CECIL SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $9 | — | $9 | 0.01% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $8 | — | $8 | 0.01% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $5 | — | $5 | 0.01% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $3 | — | $3 | 0.00% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 8168 CENTRAL PARK WAY N APT 202 MAPLE GROVE, MN 55369 | AFLAC | $2 | — | $2 | 0.00% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DR STE 210 SAINT AUGUSTINE, FL 32080 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 14.84% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $2K | $135 | $2K | 4.15% |
| HAUGHT FINANCIAL GRP INC3 | PO BOX 3158 PONTE VEDRA BEACH, FL 32004 | AFLAC | $258 | — | $258 | 0.62% |
| GLORIA BUSSEY3 | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $257 | — | $257 | 0.62% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $237 | — | $237 | 0.57% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | AFLAC | $218 | — | $218 | 0.53% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $210 | — | $210 | 0.51% |
| PHILIP L GREEN3 Filed as: PHILIP GREEN | 3948 3RD ST S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $182 | $12 | $194 | 0.47% |
| JAMEY MILLER INC3 | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 32258 | AFLAC | $191 | — | $191 | 0.46% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $162 | $27 | $189 | 0.46% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $129 | — | $129 | 0.31% |
| EBERHART & ASSOCIATES INC3 | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $112 | $15 | $127 | 0.31% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $110 | — | $110 | 0.27% |
| R GRIFFIN JR3 | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $98 | — | $98 | 0.24% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $91 | — | $91 | 0.22% |
| MARK BAILEY3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $80 | — | $80 | 0.19% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 1100 ALAKEA ST STE 3200 HONOLULU, HI 96813 | AFLAC | $67 | — | $67 | 0.16% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $55 | — | $55 | 0.13% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $54 | — | $54 | 0.13% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $54 | — | $54 | 0.13% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 216 W MAITLAND BLVD MAITLAND, FL 32751 | AFLAC | $47 | — | $47 | 0.11% |
| SHADEL & ASSOCIATES LLC3 Filed as: SHADEL & ASSOCIATES | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $42 | — | $42 | 0.10% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $41 | — | $41 | 0.10% |
| BRANDON ADAMS3 | 74 CROWN COLONY RD SAINT AUGUSTINE, FL 32092 | AFLAC | $40 | — | $40 | 0.10% |
| J C ADAMS INC3 Filed as: J C ADAMS | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $31 | — | $31 | 0.07% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $29 | — | $29 | 0.07% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $27 | — | $27 | 0.07% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $25 | — | $25 | 0.06% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $17 | — | $17 | 0.04% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $16 | — | $16 | 0.04% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $16 | — | $16 | 0.04% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $14 | — | $14 | 0.03% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $11 | — | $11 | 0.03% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 8168 CENTRAL PARK WAY N APT 202 MAPLE GROVE, MN 55369 | AFLAC | $7 | — | $7 | 0.02% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $7 | — | $7 | 0.02% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $6 | — | $6 | 0.01% |
| NICOLE SMITH3 | 4326 ELLIPSE DR JACKSONVILLE, FL 32246 | AFLAC | $5 | — | $5 | 0.01% |
| CECIL SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 2685 S RAINBOW BLVD STE 200 LAS VEGAS, NV 89146 | AFLAC | $3 | — | $3 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| MARIE MICHELE HASKELL3 Filed as: MARIE HASKELL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR STE 120 ST AUGUSTINE, FL 320803115 | HUMANA INSURANCE COMPANY | $3K | $1K | $4K | 14.95% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $978 | $87 | $1K | 6.32% |
| KRYSTINA S EBERHART3 | 1097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $172 | $12 | $184 | 1.09% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | AFLAC | $166 | — | $166 | 0.99% |
| MARK A LINSNER3 | 153 BLANDING BLVD SUITE 3 ORANGE PARK, FL 32073 | AFLAC | $148 | $18 | $166 | 0.99% |
| PHILIP L GREEN3 | 3948 3RD ST S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $133 | $6 | $139 | 0.83% |
| MARK J MATSOCK & ASSOCIATES INC3 Filed as: MARK F BAILEY | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $118 | — | $118 | 0.70% |
| JAMEY MILLER INC3 | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $106 | — | $106 | 0.63% |
| HAUGHT FINANCIAL GRP INC3 | PO BOX 3158 PONTE VEDRA BEACH, FL 32004 | AFLAC | $83 | — | $83 | 0.49% |
| THOMAS JAMES OLLER3 | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $40 | — | $40 | 0.24% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DR ORANGE PARK, FL 32065 | AFLAC | $38 | — | $38 | 0.23% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $25 | — | $25 | 0.15% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $24 | — | $24 | 0.14% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $19 | — | $19 | 0.11% |
| GLORIA BUSSEY3 Filed as: GLORIA R BUSSEY | 3680 COQUINA KEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $17 | — | $17 | 0.10% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $17 | — | $17 | 0.10% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $16 | — | $16 | 0.10% |
| TRACI R BATTEN3 | 216 W MAITLAND BLVD MAITLAND, FL 32751 | AFLAC | $15 | — | $15 | 0.09% |
| LINDA LITTLE3 Filed as: LINDA L LITTLE | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $14 | — | $14 | 0.08% |
| VERA I CRUICE3 | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $12 | — | $12 | 0.07% |
| SHADEL & ASSOCIATES LLC3 | 126 HOPKINS ST NEPTUNE BEACH, FL 32266 | AFLAC | $10 | — | $10 | 0.06% |
| JIMMY LEON JOHNSON3 | 40 AVERY ST SAINT AUGUSTINE, FL 32084 | AFLAC | $10 | — | $10 | 0.06% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $9 | — | $9 | 0.05% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $9 | — | $9 | 0.05% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $9 | — | $9 | 0.05% |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD STE 200 FORT MYERS, FL 33966 | AFLAC | $7 | — | $7 | 0.04% |
| MATTHEW SHANE STRONG3 | 5628 SKINNER DR APOLLO BEACH, FL 33572 | AFLAC | $7 | — | $7 | 0.04% |
| JAMES R MIRABELLI3 | 801 BRINY AVE APT 1403 POMPANO BEACH, FL 33062 | AFLAC | $7 | — | $7 | 0.04% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $5 | — | $5 | 0.03% |
| BRANDON C ADAMS3 | 74 CROWN COLONY RD SAINT AUGUSTINE, FL 32092 | AFLAC | $5 | — | $5 | 0.03% |
| PHILIP L GREEN3 | 3948 S THIRD STREET SUITE #175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $4 | — | $4 | 0.02% |
| SHADEL & ASSOCIATES LLC3 | 4811 BEACH BLVD STE 107 JACKSONVILLE, FL 32207 | AFLAC | $3 | — | $3 | 0.02% |
| JEFFREY M SINTAY3 | 2685 S RAINBOW BLVD STE 200 LAS VEGAS, NV 89146 | AFLAC | $3 | — | $3 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.01% |
| CECIL T SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT P FERRONE3 | 8168 CENTRAL PARK WAY N APT 202 MAPLE GROVE, MN 55369 | AFLAC | $1 | — | $1 | 0.01% |
| MARK C LEE3 | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.01% |
| JEFFREY M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $1 | — | $1 | 0.01% |
| DOUGLAS THOMAS O'NEAL JR3 | 605 TIMBER POND DR PONTE VEDRA BEACH, FL 32082 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.28% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVENUE SOUTH ST 501 WOODBRIDGE TOWNSHIP, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 387 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 389 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEATLH, INC. | 389 | $2.1M |
| Dental | FLORIDA COMBINED LIFE | 300 | $161K |
| Vision | HUMANA INSURANCE COMPANY | 237 | $25K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 411 | $75K |
| Other(4 contracts, 2 carriers) | AFLAC | 411 | $208K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 411 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.