| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC. | 1200 PLANTATION ISLAND DRIVE S SUITE 210 ST. AUGUSTINE, FL 320803115 | FLORIDA COMBINED LIFE | $15K | — | $15K | 14.10% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $4K | $40 | $4K | 6.19% |
| JAMEY MILLER INC3 Filed as: JAMEY MILLER, INC. | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $804 | $8 | $812 | 1.18% |
| MARK J MATSOCK & ASSOCIATES INC3 Filed as: MARK F BAILEY | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | AFLAC | $766 | — | $766 | 1.11% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP INC | P.O. BOX 3158 PONTE VEDRA BEACH, FL 32204 | AFLAC | $705 | — | $705 | 1.02% |
| BANYASH & ASSOCIATES INC3 | 10175 FORTUNE PKWY UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $532 | $5 | $537 | 0.78% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $301 | — | $301 | 0.44% |
| THOMAS JAMES OLLER3 | 49 SWIMMING PEN DR MIDDLEBURG, FL 32068 | AFLAC | $281 | — | $281 | 0.41% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $197 | — | $197 | 0.29% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $179 | — | $179 | 0.26% |
| TRACI R BATTEN3 | 5009 HIGH POINT RD SUITE 201 GREENSBORO, NC 27407 | AFLAC | $138 | $3 | $141 | 0.20% |
| SHADEL & ASSOCIATES LLC3 | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $121 | — | $121 | 0.18% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $110 | — | $110 | 0.16% |
| JIMMY LEON JOHNSON3 | 28 MAGNOLIA AVE ST AUGUSTINE, FL 32084 | AFLAC | $73 | — | $73 | 0.11% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $59 | — | $59 | 0.09% |
| CHRISTINE M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $57 | — | $57 | 0.08% |
| BRANDON C ADAMS3 | 74 CROWN COLONY RD ST AUGUSTINE, FL 32092 | AFLAC | $55 | — | $55 | 0.08% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $53 | — | $53 | 0.08% |
| JAMES R MIRABELLI3 | 99 SW MIZNER BLVD APT 843 BOCA RATON, FL 33432 | AFLAC | $51 | — | $51 | 0.07% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $48 | — | $48 | 0.07% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $31 | — | $31 | 0.04% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $17 | — | $17 | 0.02% |
| JEFFREY M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $12 | — | $12 | 0.02% |
| NICOLE SMITH3 | 4326 ELLIPSE DR JACKSONVILLE, FL 32246 | AFLAC | $12 | — | $12 | 0.02% |
| VICKI M DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $11 | — | $11 | 0.02% |
| CECIL T SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $8 | — | $8 | 0.01% |
| MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $7 | — | $7 | 0.01% |
| ROBERT P FERRONE3 | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DR STE 210 SAINT AUGUSTINE, FL 32080 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $1K | $11K | 16.90% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $1K | $117 | $1K | 3.48% |
| PLUS BENEFITS UNLIMITED, INC.3 | 3680 COQUINAKEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $382 | — | $382 | 0.92% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP, INC. | P.O. BOX 3158 PONTE VEDRA BEACH, FL 32204 | AFLAC | $351 | — | $351 | 0.85% |
| JAMEY MILLER INC3 | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $285 | $23 | $308 | 0.74% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $253 | — | $253 | 0.61% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $213 | — | $213 | 0.51% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $144 | — | $144 | 0.35% |
| MARK J MATSOCK & ASSOCIATES INC3 Filed as: MARK F BAILEY | 1200 PLANTATION ISLAND DR S SUITE 210 ST AUGUSTINE, FL 32080 | AFLAC | $113 | — | $113 | 0.27% |
| CHRIS GUZEWICH3 | 1007 DRAKEFEATHER DRIVE ORANGE PARK, FL 32065 | AFLAC | $110 | — | $110 | 0.27% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $109 | — | $109 | 0.26% |
| THOMAS JAMES OLLER3 | 2410 SOUTHERN LINKS DR. FLEMING ISLAND, FL 32003 | AFLAC | $105 | — | $105 | 0.25% |
| BANYASH & ASSOCIATES INC3 | 4811 BEACH BLVD UNIT 107 JACKSONVILLE, FL 32207 | AFLAC | $89 | $3 | $92 | 0.22% |
| TRACI R BATTEN3 | 216 MAITLAND AVE MAITLAND, FL 32701 | AFLAC | $66 | $21 | $87 | 0.21% |
| VERA I CRUICE3 | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $79 | — | $79 | 0.19% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA ST STE 3200 HONOLULU, HI 96813 | AFLAC | $65 | — | $65 | 0.16% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE SUITE 200 FT LAUDERDALE, FL 33309 | AFLAC | $64 | — | $64 | 0.15% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $63 | — | $63 | 0.15% |
| SHADEL & ASSOCIATES LLC3 | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $57 | — | $57 | 0.14% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $55 | — | $55 | 0.13% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $42 | — | $42 | 0.10% |
| BRANDON C ADAMS3 | 74 CROWN COLONY RD ST AUGUSTINE, FL 32092 | AFLAC | $41 | — | $41 | 0.10% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $38 | — | $38 | 0.09% |
| JIMMY LEON JOHNSON3 | 28 MAGNOLIA AVE ST AUGUSTINE, FL 32084 | AFLAC | $30 | — | $30 | 0.07% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $30 | — | $30 | 0.07% |
| CHRISTINE M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $27 | — | $27 | 0.07% |
| VICKI M DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $24 | — | $24 | 0.06% |
| NICOLE SMITH3 | 4326 ELLIPSE DR JACKSONVILLE, FL 32246 | AFLAC | $19 | — | $19 | 0.05% |
| JAMES R MIRABELLI3 | 21426 GOSIER WAY APT 843 BOCA RATON, FL 33428 | AFLAC | $17 | — | $17 | 0.04% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $16 | — | $16 | 0.04% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $16 | — | $16 | 0.04% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $12 | — | $12 | 0.03% |
| MARK C LEE3 | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $7 | — | $7 | 0.02% |
| ROBERT P FERRONE3 | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $6 | — | $6 | 0.01% |
| CECIL T SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $3 | — | $3 | 0.01% |
| JEFFREY M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES HARRIS3 | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| MICHELLE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL, INC. | 1200 PLANTATION ISLAND DR. SUITE 210 ST AUGUSTINE, FL 320803115 | HUMANA INSURANCE COMPANY | $2K | $756 | $3K | 13.41% |
| HAUGHT FINANCIAL GRP INC3 Filed as: HAUGHT FINANCIAL GROUP, INC. | P.O. BOX 3158 PONTE VEDRA, FL 320043158 | HUMANA INSURANCE COMPANY | -$2 | — | -$2 | -0.01% |
| CUMMINGS, WILLIAM T3 | 8833 PERIMETER PARK BLVD. SUITE 703 JACKSONVILLE, FL 322161113 | HUMANA INSURANCE COMPANY | -$2 | — | -$2 | -0.01% |
| HEIDI HANSEN3 | 12 FOX VALLEY DR ORANGE PARK, FL 32073 | AFLAC | $1K | $10 | $1K | 8.18% |
| MARK J MATSOCK & ASSOCIATES INC3 Filed as: MARK F BAILEY | 1200 PLANTATION ISLAND DR S SUITE 210 ST AUGUSTINE, FL 32080 | AFLAC | $332 | — | $332 | 2.59% |
| BANYASH & ASSOCIATES INC3 | 10175 FORTUNE PKWY UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $260 | — | $260 | 2.03% |
| JAMEY MILLER INC3 | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $220 | $2 | $222 | 1.73% |
| HAUGHT FINANCIAL GRP INC3 | PO BOX 3185 PONTE VEDRA BEACH, FL 32204 | AFLAC | $86 | — | $86 | 0.67% |
| THOMAS JAMES OLLER3 | 49 SWIMMING PEN DR MIDDLEBURG, FL 32068 | AFLAC | $37 | — | $37 | 0.29% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $33 | — | $33 | 0.26% |
| BETHLUANNE KIMBROUGH3 | 6750 N ANDREWS AVE SUITE 200 FT LAUDERDALE, FL 33309 | AFLAC | $28 | — | $28 | 0.22% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $25 | — | $25 | 0.19% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $22 | — | $22 | 0.17% |
| TRACI R BATTEN3 | 5009 HIGH POINT RD SUITE 201 GREENSBORO, NC 27407 | AFLAC | $19 | $2 | $21 | 0.16% |
| PLUS BENEFITS UNLIMITED, INC.3 | 3680 COQUINAKEY DR SE ST PETERSBURG, FL 33705 | AFLAC | $19 | — | $19 | 0.15% |
| VICKI M DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $18 | — | $18 | 0.14% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $17 | — | $17 | 0.13% |
| SHADEL & ASSOCIATES LLC3 | 4811 BEACH BLVD SUITE 107 JACKSONVILLE, FL 32207 | AFLAC | $15 | — | $15 | 0.12% |
| TROY DANIEL DESLATTE3 | 107SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $15 | — | $15 | 0.12% |
| LINDA LITTLE3 | 6565 PERKINS DR MACON, GA 31216 | AFLAC | $13 | — | $13 | 0.10% |
| VERA I CRUICE3 | 7121 TARPON CT FLEMING ISLAND, FL 32003 | AFLAC | $13 | — | $13 | 0.10% |
| MATTHEW SHANE STRONG3 | 4437 SOUNDSIDE DR GULF BREEZE, FL 32563 | AFLAC | $10 | — | $10 | 0.08% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $9 | — | $9 | 0.07% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $9 | — | $9 | 0.07% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $9 | — | $9 | 0.07% |
| JIMMY LEON JOHNSON3 | 28 MAGNOLIA AVE ST AUGUSTINE, FL 32084 | AFLAC | $9 | — | $9 | 0.07% |
| JAMES R MIRABELLI3 | 99 SW MIZNER BLVD APT 843 BOCA RATON, FL 33432 | AFLAC | $8 | — | $8 | 0.06% |
| BRANDON ADAMS3 Filed as: BRANDON C JAMES | 74 CROWN COLONY RD ST AUGUSTINE, FL 32092 | AFLAC | $5 | — | $5 | 0.04% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 33479 | AFLAC | $5 | — | $5 | 0.04% |
| MATTHEW SHANE STRONG3 | 400 N ASHLEY DR SUITE 2600 TAMPA, FL 33602 | AFLAC | $4 | — | $4 | 0.03% |
| JEFFREY M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $3 | — | $3 | 0.02% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.02% |
| CECIL T SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $2 | — | $2 | 0.02% |
| MARK C LEE3 | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT P FERRONE3 | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.01% |
| DWIGHT PIERCE C/O BENEFITS SERVICES3 | 8833 PERIMETER PARK BLVD SUITE 802 JACKSONVILLE, FL 32216 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.29% |
| THOMAS O'NEAL DOUGLAS JR3 Filed as: THOMAS O'NEAL DOUGLAS, JR | 605 TIMBER POND DR PONTE VEDRA BEACH, FL 32082 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.16% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DR STE 210 ST AUGUSTINE, FL 32080 | UNION SECURITY INSURANCE COMPANY | $368 | — | $368 | 14.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 479 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 479 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEATLH, INC. | 384 | $1.9M |
| Dental | FLORIDA COMBINED LIFE | 180 | $108K |
| Vision | HUMANA INSURANCE COMPANY | 220 | $22K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 410 | $68K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 4 | $2K |
| Other(4 contracts, 2 carriers) | AFLAC | 410 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 410 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.